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    <title>topic Re: Existing Disco customers CAN get referral credit! in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/Existing-Disco-customers-CAN-get-referral-credit/m-p/5754923#M1669548</link>
    <description>&lt;P&gt;Awesome Sauce!&lt;/P&gt;</description>
    <pubDate>Thu, 26 Sep 2019 03:53:09 GMT</pubDate>
    <dc:creator>Medic981</dc:creator>
    <dc:date>2019-09-26T03:53:09Z</dc:date>
    <item>
      <title>Existing Disco customers CAN get referral credit!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Existing-Disco-customers-CAN-get-referral-credit/m-p/5754011#M1669397</link>
      <description>&lt;P&gt;So I have been a bit grumpy after taking a referral code offer for $100 for an IT Miles and reading that current customers actually can't get referral bonuses after the fact. I went to check my Disco this morning and the credit is there.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&amp;nbsp;&lt;span class="lia-inline-image-display-wrapper lia-image-align-center" image-alt="FEAC5DCD-E90E-432E-84F8-15D20B6312A1.jpeg"&gt;&lt;img src="https://ficoforums.myfico.com/skins/images/4C8573A9DDFD4EE8CC5EAA6EEC5BC5E2/responsive_peak/images/image_not_found.png" alt="FEAC5DCD-E90E-432E-84F8-15D20B6312A1.jpeg" /&gt;&lt;/span&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;BR /&gt;Easiest $100 ever as I have only put $180 worth of charges on it so far. The $139.99 was my first purchase and it only took two days to credit the referral!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;The code that I used was one I found online and that person most likely won't get credit for the referral but I wanted to share that Disco DOES pay you for opening the account at least.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Wed, 25 Sep 2019 14:21:39 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Existing-Disco-customers-CAN-get-referral-credit/m-p/5754011#M1669397</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2019-09-25T14:21:39Z</dc:date>
    </item>
    <item>
      <title>Re: Existing Disco customers CAN get referral credit!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Existing-Disco-customers-CAN-get-referral-credit/m-p/5754032#M1669400</link>
      <description>Lol, nice. You got a referral from a ghost&lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;</description>
      <pubDate>Wed, 25 Sep 2019 14:39:10 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Existing-Disco-customers-CAN-get-referral-credit/m-p/5754032#M1669400</guid>
      <dc:creator>AverageJoesCredit</dc:creator>
      <dc:date>2019-09-25T14:39:10Z</dc:date>
    </item>
    <item>
      <title>Re: Existing Disco customers CAN get referral credit!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Existing-Disco-customers-CAN-get-referral-credit/m-p/5754035#M1669401</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/949124"&gt;@AverageJoesCredit&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;Lol, nice. You got a referral from a ghost&lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;The code came from DoC so I'm positive that whoever posted it is maxed on referrals anyway lol.&amp;nbsp;&lt;BR /&gt;&lt;BR /&gt;&lt;/P&gt;&lt;P&gt;I thought it was odd that there was no language in the terms of the offer saying anything about existing customers but it said that the credit would be applied within two billing statements so I wanted to wait before I called CS. Didn't want to bring attention to myself since regardless of whether or not I got my referral bonus, I still would use the card for the match.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Wed, 25 Sep 2019 14:43:48 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Existing-Disco-customers-CAN-get-referral-credit/m-p/5754035#M1669401</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2019-09-25T14:43:48Z</dc:date>
    </item>
    <item>
      <title>Re: Existing Disco customers CAN get referral credit!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Existing-Disco-customers-CAN-get-referral-credit/m-p/5754039#M1669403</link>
      <description>Oops wrong thread&lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;</description>
      <pubDate>Wed, 25 Sep 2019 14:46:58 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Existing-Disco-customers-CAN-get-referral-credit/m-p/5754039#M1669403</guid>
      <dc:creator>AverageJoesCredit</dc:creator>
      <dc:date>2019-09-25T14:46:58Z</dc:date>
    </item>
    <item>
      <title>Re: Existing Disco customers CAN get referral credit!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Existing-Disco-customers-CAN-get-referral-credit/m-p/5754042#M1669405</link>
      <description>&lt;P&gt;Lol AJC you did it all wrong. You edit the original post and say wrong thread, you don't add another post 🤣&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Wed, 25 Sep 2019 14:49:01 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Existing-Disco-customers-CAN-get-referral-credit/m-p/5754042#M1669405</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2019-09-25T14:49:01Z</dc:date>
    </item>
    <item>
      <title>Re: Existing Disco customers CAN get referral credit!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Existing-Disco-customers-CAN-get-referral-credit/m-p/5754061#M1669406</link>
      <description>Lol, i want to fuel further Disco mystery&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;BR /&gt;&lt;BR /&gt;By the by, $100 is a nice sub for doing nada&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;</description>
      <pubDate>Wed, 25 Sep 2019 15:14:37 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Existing-Disco-customers-CAN-get-referral-credit/m-p/5754061#M1669406</guid>
      <dc:creator>AverageJoesCredit</dc:creator>
      <dc:date>2019-09-25T15:14:37Z</dc:date>
    </item>
    <item>
      <title>Re: Existing Disco customers CAN get referral credit!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Existing-Disco-customers-CAN-get-referral-credit/m-p/5754066#M1669407</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/949124"&gt;@AverageJoesCredit&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;Lol, i want to fuel further Disco mystery&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;BR /&gt;&lt;BR /&gt;By the by, $100 is a nice sub for doing nada&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Indeed it is. It actually came at the perfect time too. Credit card balances are way too high right now and every little bit helps. &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Wed, 25 Sep 2019 15:21:58 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Existing-Disco-customers-CAN-get-referral-credit/m-p/5754066#M1669407</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2019-09-25T15:21:58Z</dc:date>
    </item>
    <item>
      <title>Re: Existing Disco customers CAN get referral credit!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Existing-Disco-customers-CAN-get-referral-credit/m-p/5754916#M1669546</link>
      <description>&lt;P&gt;Congrats Saeren! 🎉🎉🎉&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Are you and disco friends again? 😉&lt;/P&gt;</description>
      <pubDate>Thu, 26 Sep 2019 03:44:54 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Existing-Disco-customers-CAN-get-referral-credit/m-p/5754916#M1669546</guid>
      <dc:creator>shoegal</dc:creator>
      <dc:date>2019-09-26T03:44:54Z</dc:date>
    </item>
    <item>
      <title>Re: Existing Disco customers CAN get referral credit!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Existing-Disco-customers-CAN-get-referral-credit/m-p/5754923#M1669548</link>
      <description>&lt;P&gt;Awesome Sauce!&lt;/P&gt;</description>
      <pubDate>Thu, 26 Sep 2019 03:53:09 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Existing-Disco-customers-CAN-get-referral-credit/m-p/5754923#M1669548</guid>
      <dc:creator>Medic981</dc:creator>
      <dc:date>2019-09-26T03:53:09Z</dc:date>
    </item>
    <item>
      <title>Re: Existing Disco customers CAN get referral credit!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Existing-Disco-customers-CAN-get-referral-credit/m-p/5754931#M1669551</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/999373"&gt;@shoegal&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;Congrats Saeren! 🎉🎉🎉&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Are you and disco friends again? 😉&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Haha yes all is well in the Disco garden now 😂&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Thu, 26 Sep 2019 04:01:54 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Existing-Disco-customers-CAN-get-referral-credit/m-p/5754931#M1669551</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2019-09-26T04:01:54Z</dc:date>
    </item>
    <item>
      <title>Re: Existing Disco customers CAN get referral credit!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Existing-Disco-customers-CAN-get-referral-credit/m-p/5754942#M1669553</link>
      <description>&lt;P&gt;Saeren,&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I just noticed that you have your Xfinity mobile on your Disco. NFCU offers cell phone insurance on phone plans paid for with its credit cards. I am not sure if Disco also offers the same benefit but I thought I would point it out to you.&lt;/P&gt;&lt;P&gt;&lt;span class="lia-inline-image-display-wrapper lia-image-align-center" image-alt="nfcuphone.JPG" style="width: 995px;"&gt;&lt;img src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/50081iCBDCF4A099AE1838/image-size/large?v=v2&amp;amp;px=999" role="button" title="nfcuphone.JPG" alt="nfcuphone.JPG" /&gt;&lt;/span&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Thu, 26 Sep 2019 04:11:57 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Existing-Disco-customers-CAN-get-referral-credit/m-p/5754942#M1669553</guid>
      <dc:creator>Medic981</dc:creator>
      <dc:date>2019-09-26T04:11:57Z</dc:date>
    </item>
    <item>
      <title>Re: Existing Disco customers CAN get referral credit!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Existing-Disco-customers-CAN-get-referral-credit/m-p/5754949#M1669554</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1012483"&gt;@Medic981&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;Saeren,&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I just noticed that you have your Xfinity mobile on your Disco. NFCU offers cell phone insurance on phone plans paid for with its credit cards. I am not sure if Disco also offers the same benefit but I thought I would point it out to you.&lt;/P&gt;&lt;P&gt;&lt;span class="lia-inline-image-display-wrapper lia-image-align-center" image-alt="nfcuphone.JPG" style="width: 995px;"&gt;&lt;img src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/50081iCBDCF4A099AE1838/image-size/large?v=v2&amp;amp;px=999" role="button" title="nfcuphone.JPG" alt="nfcuphone.JPG" /&gt;&lt;/span&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;That's new, I never heard about them having that benefit before.&amp;nbsp;&lt;BR /&gt;&lt;BR /&gt;&lt;/P&gt;&lt;P&gt;I have an iPhone XS Max though so I pay for insurance that includes AppleCare+. My Xfinity Mobile bill is $60 of which $12 is insurance and $45 is the phone payment. My XM service is just taxes since I don't use mobile data.&amp;nbsp;&lt;BR /&gt;&lt;BR /&gt;&lt;/P&gt;&lt;P&gt;I just pulled up the terms of the NFCU coverage though and it's not something anyone should be relying on. Claims are limited to $250 per claim and have a $50 deductible. It's not bad for free insurance but it won't cover replacing any decent device.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Thu, 26 Sep 2019 04:21:04 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Existing-Disco-customers-CAN-get-referral-credit/m-p/5754949#M1669554</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2019-09-26T04:21:04Z</dc:date>
    </item>
    <item>
      <title>Re: Existing Disco customers CAN get referral credit!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Existing-Disco-customers-CAN-get-referral-credit/m-p/5754959#M1669556</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous&amp;nbsp;wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1012483"&gt;@Medic981&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;Saeren,&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I just noticed that you have your Xfinity mobile on your Disco. NFCU offers cell phone insurance on phone plans paid for with its credit cards. I am not sure if Disco also offers the same benefit but I thought I would point it out to you.&lt;/P&gt;&lt;P&gt;&lt;span class="lia-inline-image-display-wrapper lia-image-align-center" image-alt="nfcuphone.JPG" style="width: 995px;"&gt;&lt;img src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/50081iCBDCF4A099AE1838/image-size/large?v=v2&amp;amp;px=999" role="button" title="nfcuphone.JPG" alt="nfcuphone.JPG" /&gt;&lt;/span&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;That's new, I never heard about them having that benefit before.&amp;nbsp;&lt;BR /&gt;&lt;BR /&gt;&lt;/P&gt;&lt;P&gt;I have an iPhone XS Max though so I pay for insurance that includes AppleCare+. My Xfinity Mobile bill is $60 of which $12 is insurance and $45 is the phone payment. My XM service is just taxes since I don't use mobile data.&amp;nbsp;&lt;BR /&gt;&lt;BR /&gt;&lt;/P&gt;&lt;P&gt;I just pulled up the terms of the NFCU coverage though and it's not something anyone should be relying on. Claims are limited to $250 per claim and have a $50 deductible. It's not bad for free insurance but it won't cover replacing any decent device.&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;It will cover a broken screen at least. I have Xfinity Mobile as well but my phone was just paid off so I am only paying for data and I have no insurance.&lt;/P&gt;</description>
      <pubDate>Thu, 26 Sep 2019 04:27:05 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Existing-Disco-customers-CAN-get-referral-credit/m-p/5754959#M1669556</guid>
      <dc:creator>Medic981</dc:creator>
      <dc:date>2019-09-26T04:27:05Z</dc:date>
    </item>
    <item>
      <title>Re: Existing Disco customers CAN get referral credit!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Existing-Disco-customers-CAN-get-referral-credit/m-p/5754973#M1669560</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1012483"&gt;@Medic981&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous&amp;nbsp;wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1012483"&gt;@Medic981&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;Saeren,&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I just noticed that you have your Xfinity mobile on your Disco. NFCU offers cell phone insurance on phone plans paid for with its credit cards. I am not sure if Disco also offers the same benefit but I thought I would point it out to you.&lt;/P&gt;&lt;P&gt;&lt;span class="lia-inline-image-display-wrapper lia-image-align-center" image-alt="nfcuphone.JPG" style="width: 995px;"&gt;&lt;img src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/50081iCBDCF4A099AE1838/image-size/large?v=v2&amp;amp;px=999" role="button" title="nfcuphone.JPG" alt="nfcuphone.JPG" /&gt;&lt;/span&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;That's new, I never heard about them having that benefit before.&amp;nbsp;&lt;BR /&gt;&lt;BR /&gt;&lt;/P&gt;&lt;P&gt;I have an iPhone XS Max though so I pay for insurance that includes AppleCare+. My Xfinity Mobile bill is $60 of which $12 is insurance and $45 is the phone payment. My XM service is just taxes since I don't use mobile data.&amp;nbsp;&lt;BR /&gt;&lt;BR /&gt;&lt;/P&gt;&lt;P&gt;I just pulled up the terms of the NFCU coverage though and it's not something anyone should be relying on. Claims are limited to $250 per claim and have a $50 deductible. It's not bad for free insurance but it won't cover replacing any decent device.&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;It will cover a broken screen at least. I have Xfinity Mobile as well but my phone was just paid off so I am only paying for data and I have no insurance.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Out of like 20 phones in the last 17 years, I've only ever broken one. I have had enough hardware issues though to find it acceptable to pay for AppleCare+ -- although I will admit that my 8 Plus was flawless and a year in my XS Max is as well.&amp;nbsp;&lt;BR /&gt;&lt;BR /&gt;&lt;/P&gt;&lt;P&gt;But the repair costs with AppleCare+ are much more palatable at $49 for a screen and $99 for any other accidental damage compared to the hundreds of dollars for a repair without it so I'll gladly keep paying it. At $1099, this thing was more than twice what I paid for my laptop.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Thu, 26 Sep 2019 04:45:35 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Existing-Disco-customers-CAN-get-referral-credit/m-p/5754973#M1669560</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2019-09-26T04:45:35Z</dc:date>
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