topic Re: Black Card Invitation in Credit Cards

Black Card Invitation

Harvey26 — Wed, 16 Oct 2019 22:14:06 GMT

Came home today to a Black Card Mastercard Invitation for mom. I was so exicted like do you know how people actually get these in the mail. She looked at me and said "shred it". I think the APR she was offered was 16.99 and there APR online is 16.74. Hmmm interesting. But she is in love with her Flagship Card has a 30K limit and 11.99%. So I guess I cant be but so mad.

Re: Black Card Invitation

Remedios — Wed, 16 Oct 2019 22:18:15 GMT

She probably read about benefits before shredding it, which would make it correct course of action.

Re: Black Card Invitation

Anonymous — Wed, 16 Oct 2019 22:19:12 GMT

Have you looked at the absurd AF for it? It's a generic MC that doesn't offer much.

https://www.luxurycard.com/compare

Re: Black Card Invitation

wasCB14 — Wed, 16 Oct 2019 22:19:38 GMT

Why were you so excited? It's generally considered one of the worst values among ~$500 AF cards (unless someone complains about the AF and gets it waived).

Maybe you're confusing it with the actually-hard-to-get Amex Centurion?

Re: Black Card Invitation

NRB525 — Wed, 16 Oct 2019 22:22:53 GMT

Listen to your mom.

Re: Black Card Invitation

Remedios — Wed, 16 Oct 2019 22:30:38 GMT

You know it's bad when there are 4 posts in a sequence, all in agreement

Re: Black Card Invitation

Anonymous — Wed, 16 Oct 2019 22:34:45 GMT

@Remedios wrote:
You know it's bad when there are 4 posts in a sequence, all in agreement

Nah, they are just jealous of OP's mother!

All the naysayers are forgetting:

LUXURY MAGAZINE®

Cardmembers receive LUXURY MAGAZINE, the exclusive quarterly publication covering a broad range of categories–including travel, fashion, real estate, vehicles and technology. Each issue showcases an artist’s work as the cover art, making it a limited-edition collector’s item.

That must be worth, what, 10c per year?

Re: Black Card Invitation

wasCB14 — Wed, 16 Oct 2019 22:40:15 GMT

@Anonymous wrote:
@Remedios wrote:
You know it's bad when there are 4 posts in a sequence, all in agreement
Nah, they are just jealous of OP's mother!

All the naysayers are forgetting:

LUXURY MAGAZINE®
Cardmembers receive LUXURY MAGAZINE, the exclusive quarterly publication covering a broad range of categories–including travel, fashion, real estate, vehicles and technology. Each issue showcases an artist’s work as the cover art, making it a limited-edition collector’s item.

That must be worth, what, 10c per year?

To maximize the confusion between Amex and Black Card, maybe Barclays should have gone with "Arrivals" for the magazine name (vs. Amex's "Departures"). Not sure if their existing Arrival CC trademark would cover it, though.

Re: Black Card Invitation

Remedios — Wed, 16 Oct 2019 22:50:42 GMT

@Anonymous wrote:
@Remedios wrote:
You know it's bad when there are 4 posts in a sequence, all in agreement
Nah, they are just jealous of OP's mother!

All the naysayers are forgetting:

LUXURY MAGAZINE®
Cardmembers receive LUXURY MAGAZINE, the exclusive quarterly publication covering a broad range of categories–including travel, fashion, real estate, vehicles and technology. Each issue showcases an artist’s work as the cover art, making it a limited-edition collector’s item.

That must be worth, what, 10c per year?

And you can meet Mastercard Golf Ambassadors. Had I known that ...

Re: Black Card Invitation

coldfusion — Thu, 17 Oct 2019 01:09:57 GMT

Listen to your mother.

Re: Black Card Invitation

AverageJoesCredit — Thu, 17 Oct 2019 02:15:26 GMT

Much easier shredding their invitation than the actual card.

Re: Black Card Invitation

Hex — Thu, 17 Oct 2019 03:39:22 GMT

I’ve gotten a preapproval for this card before. The presentation is really well done and it looks very tempting at first but the rewards aren’t worth the high annual fee. There are worse cards out there but there are many more that are a better value.

Re: Black Card Invitation

ChargedUp — Thu, 17 Oct 2019 04:44:00 GMT

While Amex platinum has quite the high AF, for those who spend a great deal of time in hotels and on airplanes the benefits can certainly outweigh the cost of the card.

I just can't imagine that here...

Re: Black Card Invitation

Anonymous — Thu, 17 Oct 2019 10:03:25 GMT

I have no problem with targeting certain type of clients, but how this company is doing it, is borderline deceptive. Barclay is not a small company, I just don't understand why they are subjecting themselves to this.

Re: Black Card Invitation

CreditCuriosity — Thu, 17 Oct 2019 15:58:15 GMT

@Anonymous wrote:
I have no problem with targeting certain type of clients, but how this company is doing it, is borderline deceptive. Barclay is not a small company, I just don't understand why they are subjecting themselves to this.

I wonder if it is really a BarclayCard or another company using BarclayCard as the backer of said card? I don't even think Barclay's is possibly this dumb to create such an awful card, yes they issue/UW it, but wonder if they are just the "lender" of said various luxury cards gold/titantum and the black card and another company is really the one offering it?

Re: Black Card Invitation

RickNATL — Fri, 08 Nov 2019 09:43:40 GMT

I have it. It's not worth the hype. Gonna downgrade to Titanium before next renewal.

Re: Black Card Invitation

Anonymous — Fri, 08 Nov 2019 13:04:07 GMT

@CreditCuriosity wrote:
@Anonymous wrote:
I have no problem with targeting certain type of clients, but how this company is doing it, is borderline deceptive. Barclay is not a small company, I just don't understand why they are subjecting themselves to this.
I wonder if it is really a BarclayCard or another company using BarclayCard as the backer of said card? I don't even think Barclay's is possibly this dumb to create such an awful card, yes they issue/UW it, but wonder if they are just the "lender" of said various luxury cards gold/titantum and the black card and another company is really the one offering it?

I got the invite for this in the mail the exact same day as my new JB plus arrived about 2 weeks ago. Coincidence? I think not. I shredded it as it just didn't seem to be worth it. While not exactly hard to find, the promo material didn't scream BarclayCard, but I don't recall any indication of another company being involved.

That being said, that same day I also received an invite in the mail to apply for the exact JB plus card I had just gotten, so kinda appeared that Barclays was just firing things off to any new names on their list. Didn't give much of an appearance of any kind of qualification process. Only mailings I've ever received from Barclays and they all arrived on same day - new card, invite to apply for same said card, and Black Card invite.