topic Re: Alliant - Invited to apply for Visa with code in Credit Cards

Alliant - Invited to apply for Visa with code

tussking — Mon, 28 Oct 2019 05:20:08 GMT

I’ve been a member with Alliant for 2+ years and have never got an offer or a email. Is this legit or just marketing?

Re: Alliant - Invited to apply for Visa with code

Anonymous — Mon, 28 Oct 2019 08:52:03 GMT

Its legit. I've been an Alliant member since 10/17 when I opened a Share Secured Loan. I've since closed the SSL in favor of an auto loan and I keep about $500 in my Savings Account but I've never applied for a credit card. Yesterday an offer to apply for a Visa Platinum card popped up in my email; it has an offer code which must be used by December 6, 2019.

Re: Alliant - Invited to apply for Visa with code

VanderSnoot — Mon, 28 Oct 2019 10:20:14 GMT

Nice! I have the Signature card and have been very happy with it and with them.

Re: Alliant - Invited to apply for Visa with code

Anonymous — Mon, 28 Oct 2019 11:52:27 GMT

I got the same. I see no "pre-approved" or "pre-qualified" language so I'm viewing mine no differently than any other "invitation to apply" -- as pure marketing.

Re: Alliant - Invited to apply for Visa with code

CreditInspired — Mon, 28 Oct 2019 12:00:23 GMT

@tussking wrote:
I’ve been a member with Alliant for 2+ years and have never got an offer or a email. Is this legit or just marketing?

IMO it's just marketing. Being invited to apply means exactly that. View it as being invited to a party--nothing more, nothing less.

Re: Alliant - Invited to apply for Visa with code

Anonymous — Mon, 28 Oct 2019 12:25:12 GMT

If there is a solid APR then the offer is legit. Not every lender uses pre approve or prequalify in their offers.

Re: Alliant - Invited to apply for Visa with code

Anonymous — Mon, 28 Oct 2019 15:20:52 GMT

It's just marketing. I too got this email.

But, 3 days before I got this email, I got a "Congrats, you're preapproved" email for the platinum card. So apparently they also send those out

Re: Alliant - Invited to apply for Visa with code

Caardvark — Tue, 29 Oct 2019 02:32:23 GMT

As said earlier, "Invited to Apply" is just marketing. That said, Alliant does send out pre-approved offers as you can see in the one I just received one for the Visa Signature

Re: Alliant - Invited to apply for Visa with code

JourneyStartsNow — Tue, 29 Oct 2019 04:23:30 GMT

@Caardvark wrote:
As said earlier, "Invited to Apply" is just marketing. That said, Alliant does send out pre-approved offers as you can see in the one I just received one for the Visa Signature

Now that's a pre-approval. I also got the invitation to apply. No thanks Alliant!