topic Amex pre approval as a Amex card holder in Credit Cards

Amex pre approval as a Amex card holder

Jccflat — Fri, 01 Nov 2019 18:34:11 GMT

Where do I find the pre approval SP offers for new cards in the login if i am a Amex card holder
Is it where u search for new card prudocts and go for pre approval ?

Also how many cards can u have with Amex in a period of 12 months with Amex

Re: Amex pre approval as a Amex card holder

FinStar — Fri, 01 Nov 2019 18:51:55 GMT

Are you the cardholder or asking for a family member or friend (based on previous threads/posts).

Re: Amex pre approval as a Amex card holder

Jccflat — Fri, 01 Nov 2019 18:54:32 GMT

Asking for a family members I love helping ppl

Re: Amex pre approval as a Amex card holder

Anonymous — Fri, 01 Nov 2019 18:55:39 GMT

Once logged in, go to Menu-->Cards--->View All Credit Cards.

Scroll to the card you would like, then click "Apply Now." If you are Pre-Approved, it will say "You're Pre-Approved."

If it say "Applying to expand membership with us is easy" then it is not a pre-approval.

Amex doesn't have a max number of cards you can apply in a year. I gotten a total of 5 cards in 17 months. 4 cards in the last 7 months.

Re: Amex pre approval as a Amex card holder

Jccflat — Fri, 01 Nov 2019 19:00:14 GMT

Thanks Steve891

Re: Amex pre approval as a Amex card holder

Jccflat — Fri, 01 Nov 2019 19:34:26 GMT

No offers
But how come wen she checks the all cards option She can’t See the gold card there to app ?

Re: Amex pre approval as a Amex card holder

Anonymous — Fri, 01 Nov 2019 19:51:37 GMT

https://www.americanexpress.com/us/credit-cards/?category=all

This works better. As to why there's a missing card when looking it's possible there's a cookie from browsing the website that's preventing it from showing up. It's also possible Amex wants you to see other options instead.

Re: Amex pre approval as a Amex card holder

KJinNC — Sat, 02 Nov 2019 01:36:57 GMT

Amex shows prequalified offers in list form, and shows whether you are preapproved for a given card as described above.

To see prequalified offers, view All Cards and then click View Offers. You should do this in Incognito mode to see the best offers.

Prequalified does not mean preapproved. You can be prequalified and still end up being rejected for the card. If you are preapproved, you are really likely to be approved. The reason to check prequalification is that you might get a better sign-up bonus. I would suggest first checking for preapproval, then (if preapproved) check incognito welcome offers and apply via that route.

Good luck!

Re: Amex pre approval as a Amex card holder

NRB525 — Sat, 02 Nov 2019 09:18:58 GMT

@KJinNC wrote:
Amex shows prequalified offers in list form, and shows whether you are preapproved for a given card as described above.

To see prequalified offers, view All Cards and then click View Offers. You should do this in Incognito mode to see the best offers.

Prequalified does not mean preapproved. You can be prequalified and still end up being rejected for the card. If you are preapproved, you are really likely to be approved. The reason to check prequalification is that you might get a better sign-up bonus. I would suggest first checking for preapproval, then (if preapproved) check incognito welcome offers and apply via that route.

Good luck!

The above is good advice, if there is no specific AMEX offer mailer, with an application code, and that mailer has a particular lucrative bonus involved. Reports have been, if the cardholder gets one of these, then goes nosing around double checking AMEX card offers, it may update AMEX systems with info about that cardholder so that the paper mailer code for that SUB is voided.

Thus if you get a paper mailer, decide off line whether you want it, then apply as your next AMEX interaction, through the site and code on the mailer.

Re: Amex pre approval as a Amex card holder

dsotm76 — Sat, 02 Nov 2019 11:48:37 GMT

@Anonymous wrote:
Once logged in, go to Menu-->Cards--->View All Credit Cards.
Scroll to the card you would like, then click "Apply Now." If you are Pre-Approved, it will say "You're Pre-Approved."
If it say "Applying to expand membership with us is easy" then it is not a pre-approval.

Amex doesn't have a max number of cards you can apply in a year. I gotten a total of 5 cards in 17 months. 4 cards in the last 7 months.

Question, isn't there a cap on how much credit will be extended total across the accounts?

Re: Amex pre approval as a Amex card holder

NRB525 — Sat, 02 Nov 2019 15:05:20 GMT

@dsotm76 wrote:
@Anonymous wrote:
Once logged in, go to Menu-->Cards--->View All Credit Cards.
Scroll to the card you would like, then click "Apply Now." If you are Pre-Approved, it will say "You're Pre-Approved."
If it say "Applying to expand membership with us is easy" then it is not a pre-approval.

Amex doesn't have a max number of cards you can apply in a year. I gotten a total of 5 cards in 17 months. 4 cards in the last 7 months.
Question, isn't there a cap on how much credit will be extended total across the accounts?

Yes, but it is profile-specific, and all banks have something like that, your Internal Limit allowed with that bank. With AMEX they will reallocate automatically when another revolver is added, which reaches / exceeds this Internal Limit.

Some young files can see multiple $1,000 limits as they apply too quickly, which is fun.

Re: Amex pre approval as a Amex card holder

Jccflat — Sun, 03 Nov 2019 00:33:02 GMT

How does someone do it in a incognito mode ?
Is a diff bowser

Re: Amex pre approval as a Amex card holder

KJinNC — Sun, 03 Nov 2019 01:59:40 GMT

It depends on the browser - in Chrome on a Mac, I click the three vertical dots in the upper right of the browser window and choose "new incognito window." Some browsers may refer to it as Private Mode or similar words.

Re: Amex pre approval as a Amex card holder

Anonymous — Sun, 03 Nov 2019 02:00:19 GMT

CTRL + SHIFT + N = Chrome

Right click on the link and select open in incognito

Re: Amex pre approval as a Amex card holder

randomguy1 — Sun, 03 Nov 2019 16:46:08 GMT

If you only have a corporate card through your employer, does any one know if this available?

Re: Amex pre approval as a Amex card holder

Anonymous — Sun, 03 Nov 2019 21:15:36 GMT

Thank you so very much, dsotm76!! I got approved for the Amex Gold card in August, but I really wanted the Platinum for weekly work travel. I applied for the Platinum over the phone, but was denied (the denial letter referenced the BK). Today, I was able to confirm while logged in on the Amex website that I was NOT pre-approved for the Platinum; however, I was pre-approved for the Delta Gold and Delta Platinum cards. I did not apply for the Delta cards because what I really want is the Amex Platinum, and I don't want to hurt my chances for getting it. I am paying off the Gold card at the end of each month, but my reading staess that I won't get the Platinum pre-approval for 13 months after August. I hope this isn't true, but at least I now know how to check for the Platinum pre-approval. Thanks again for sharing that tip!!

A pre approved offer After being approved last week with Amex

Jccflat — Sun, 03 Nov 2019 22:38:54 GMT

So A family member have a Hilton that he got 2 months ago and last week got approved for the green Amex card
And just now checked the SP offers and it shows he’s pre approved for a few cards
Including the platinum

Does this mean a approval is it possible if he just got the green card ?

He wants the gold card can try card even it’s not in the Offer of cards ?

Re: A pre approved offer After being approved last week with Amex

grower1 — Sun, 03 Nov 2019 22:47:48 GMT

He can click on the apply now for the Gold card (without actually applying) and see if it says You're Preapproved".

Re: A pre approved offer After being approved last week with Amex

Anonymous — Sun, 03 Nov 2019 22:53:05 GMT

Generally once you're in you're pre-approved for a SP approval on ALL cards unless it says "expand your membership" then it's a HP.

It's rare to get a HP w/ the pre-approved message but, it does happen every once in awhile... very rare though.

If applying for more cards though you really need to be using the incognito mode to get the highest bonuses and it's still a SP if you're seeing the "pre-approved" message while logged into a regular browsing session.

https://www.americanexpress.com/us/credit-cards/?category=all

Re: A pre approved offer After being approved last week with Amex

Jccflat — Sun, 03 Nov 2019 22:54:36 GMT

Gold card is now showing in the list
But he tried from a diff browser it It showed preapproved also on the gold
But strange the application was canceled he hopes it was no inquiry for this