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    <title>topic NFCU - Household or Individual Income? in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-Household-or-Individual-Income/m-p/5807878#M1680448</link>
    <description>I am getting ready in January to apply for a second card with Navy. I have a cashRewards with them now at $2k.&lt;BR /&gt;&lt;BR /&gt;I can't remember if Navy accepts household income for applications, or if they only allow individual income? I know that other cards accept household income, but I thought that I may have read somewhere that Navy is different? I also can't remember if I put just individual income or household when I first applied (it was like 8 months ago lol)&lt;BR /&gt;&lt;BR /&gt;I make decent money, but DH makes 3 times what I do so it would obviously be better to use household income when applying, and we file joint taxes as well.&lt;BR /&gt;&lt;BR /&gt;Thoughts?&lt;BR /&gt;&lt;BR /&gt;</description>
    <pubDate>Thu, 14 Nov 2019 02:58:55 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2019-11-14T02:58:55Z</dc:date>
    <item>
      <title>NFCU - Household or Individual Income?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-Household-or-Individual-Income/m-p/5807878#M1680448</link>
      <description>I am getting ready in January to apply for a second card with Navy. I have a cashRewards with them now at $2k.&lt;BR /&gt;&lt;BR /&gt;I can't remember if Navy accepts household income for applications, or if they only allow individual income? I know that other cards accept household income, but I thought that I may have read somewhere that Navy is different? I also can't remember if I put just individual income or household when I first applied (it was like 8 months ago lol)&lt;BR /&gt;&lt;BR /&gt;I make decent money, but DH makes 3 times what I do so it would obviously be better to use household income when applying, and we file joint taxes as well.&lt;BR /&gt;&lt;BR /&gt;Thoughts?&lt;BR /&gt;&lt;BR /&gt;</description>
      <pubDate>Thu, 14 Nov 2019 02:58:55 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-Household-or-Individual-Income/m-p/5807878#M1680448</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2019-11-14T02:58:55Z</dc:date>
    </item>
    <item>
      <title>Re: NFCU - Household or Individual Income?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-Household-or-Individual-Income/m-p/5807882#M1680450</link>
      <description>Just read the wording on the application . If it states Household, through those Benjamin's and let it rain down on the Quarterdeck&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;</description>
      <pubDate>Thu, 14 Nov 2019 03:01:09 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-Household-or-Individual-Income/m-p/5807882#M1680450</guid>
      <dc:creator>AverageJoesCredit</dc:creator>
      <dc:date>2019-11-14T03:01:09Z</dc:date>
    </item>
    <item>
      <title>Re: NFCU - Household or Individual Income?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-Household-or-Individual-Income/m-p/5807891#M1680451</link>
      <description>OP, as &lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/949124"&gt;@AverageJoesCredit&lt;/a&gt; mentioned above, it will say what is acceptable when you click on the income field when the application is launched.</description>
      <pubDate>Thu, 14 Nov 2019 03:04:29 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-Household-or-Individual-Income/m-p/5807891#M1680451</guid>
      <dc:creator>FinStar</dc:creator>
      <dc:date>2019-11-14T03:04:29Z</dc:date>
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