topic Re: Citi simplicity card cli in Credit Cards

Citi simplicity card cli

Anonymous — Tue, 19 Nov 2019 03:07:04 GMT

Hey guys whats your highest credit line with them and how long have you been with them? My goal is to wait almost 2 years to increase all my credit cards at once so i dont have new credit , how often do you guys sp your citi simplicity aswell?

Re: Citi simplicity card cli

AverageJoesCredit — Tue, 19 Nov 2019 03:30:55 GMT

No need to wait 2 years for Citi sp cli luv. If you are eligble you may be approved every 6 months for a sp cli increase. Just make sure the language states a credit report will not be pulled

Re: Citi simplicity card cli

Anonymous — Tue, 19 Nov 2019 04:53:54 GMT

Ya i think i got denied because i kept on doing sp over and over which was a bad idea . Any recommendations? Cause now to them it looks like “ to many inquiries or something like that

Re: Citi simplicity card cli

K-in-Boston — Tue, 19 Nov 2019 12:29:44 GMT

Citi won't deny you simply for asking for a SP CLI too many times. I often forget to do the math for exactly 6 calendar months and ask a day or two too early and get automatically declined (and it never gives the real reason, it's usually like "too many recently opened cards" on the electronic letter), but then get an increase a few days later when I am actually eligible.

How long has the card been open, and how long has it been since you received a SP CLI on it, if at all? Usually you'll need to have it open at least a few months, and any requests prior to 6 calendar months will be automatically denied. To address your initial questions, my highest Citi card is only around $18k (I say "only" because my average is much higher, I know that's a lot for many people) after about 3 years. I'm an AU on one somewhere above $30k. Citi doesn't really have a ceiling as long as you have the profile and income to support it.

Re: Citi simplicity card cli

AverageJoesCredit — Tue, 19 Nov 2019 12:57:28 GMT

Lol i get denied monthly on my cli request from Citi but im sure thats more to do with max exposure than hitting too many times. When did you open card?

Re: Citi simplicity card cli

M_Smart007 — Tue, 19 Nov 2019 19:20:14 GMT

I want The Citi CLI glitch back ..

Re: Citi simplicity card cli

OmarGB9 — Tue, 19 Nov 2019 20:08:05 GMT

Citi didn't really like me when I had them, they gave me a measly $700 limit. lol. Now they'll like me even less since the card I had with them CO'd.

Re: Citi simplicity card cli

Anonymous — Wed, 20 Nov 2019 23:54:02 GMT

Ya my card just hit 1year with them and i think i got the cli less than a few months ago i will verify that today!!

Re: Citi simplicity card cli

Anonymous — Thu, 21 Nov 2019 13:26:23 GMT

@Anonymous wrote:
Ya my card just hit 1year with them and i think i got the cli less than a few months ago i will verify that today!!

You can always use the chat feature and they'll give you the date