topic Re: Upgrade from QS1 to Venture1? in Credit Cards

Upgrade from QS1 to Venture1?

Mnk1 — Mon, 16 Dec 2019 03:55:34 GMT

This seem seem like a sort of weird upgrade considering the Venture 1 only has 1.25% reward. My current QS1 card was originally a Platinum Visa I upgraded a year or so ago and just got a 1k CLI this summer after using it soley on vacation. It has a higher AF of $59 but a low 16.4% APR I can keep if I upgrade, but with no annual free. I don't travel often.u

Am I missing something?

I have a QS with $10,500 CL and another QS with $750 (upgraded from a Platinum MC around the same time I upgraded the Platimun Visa) both with 24.65% APR. I really just with I could combine all three cards, but that doesn't seem to be an option anytime soon.

Re: Upgrade from QS1 to Venture1?

DoctorManhattan — Mon, 16 Dec 2019 04:06:40 GMT

If you already have a QS just upgrade so that you don’t have that annual fee anymore. Just my two cents.

Re: Upgrade from QS1 to Venture1?

Anonymous — Mon, 16 Dec 2019 04:50:20 GMT

I think switching to the VentureOne would be a good idea on essentially a card you aren’t using and it costs you money to have.

While the VentureOne, is indeed, probably the weakest card that Cap1 has, it’s definitely better than paying. Plus, the V1 SUB isn’t a SUB that you would miss. It’s not gonna get you a free flight by itself.

Re: Upgrade from QS1 to Venture1?

Mnk1 — Mon, 16 Dec 2019 05:06:36 GMT

In my haste to post I was negligent to state I have been calling Cap1 for the last 2 yrs getting the annual fee waived. My apologies! It's a small pain, but also something I probably shouldn't rely on to be a guarantee each year.

Re: Upgrade from QS1 to Venture1?

DoctorManhattan — Mon, 16 Dec 2019 12:58:02 GMT

I’m not seeing how having a QS and QS1 is to your benefit when you can have the same CL and rate with a card that gives you no AF. You already have the QS. I would still upgrade and save yourself the hassle from calling to potentially get your fee waived.

Re: Upgrade from QS1 to Venture1?

HeavenOhio — Mon, 16 Dec 2019 15:41:11 GMT

@Mnk1, don't question the upgrade. Just take it.

The big thing is to lose the annual fee. As you've found out, QuicksilverOnes are notoriously hard to upgrade. You want to be open to any offer you can get.

Once you've upgraded to the VentureOne, further upgrade offers will likely come more easily after six months or so have passed. At that point, you may be able to improve your reward situation by upgrading to another Quicksilver card.

Re: Upgrade from QS1 to Venture1?

Mnk1 — Mon, 16 Dec 2019 15:49:46 GMT

Okay, I'll do it! . Yes, good strategy, convert now to Venture1 and maybe be able to convert later to another QS.

Who knows, if Cap1 brings back account combination, I might even be able to combine all three into this one with the lowest APR?

Re: Upgrade from QS1 to Venture1?

Mnk1 — Mon, 16 Dec 2019 22:15:54 GMT

I'm now a proud owner of a Venture One. Thanks for the guidance.

Re: Upgrade from QS1 to Venture1?

OmarGB9 — Mon, 16 Dec 2019 22:19:43 GMT

Grats on the upgrade! And more importantly getting rid of that pesky AF.

Re: Upgrade from QS1 to Venture1?

HeavenOhio — Tue, 17 Dec 2019 00:17:15 GMT

@Mnk1 wrote:
Who knows, if Cap1 brings back account combination, I might even be able to combine all three into this one with the lowest APR?

APR might be one criterion to consider. Others may choose to keep the older card. And some might choose the card whose limit is more likely to grow.

Re: Upgrade from QS1 to Venture1?

DoctorManhattan — Tue, 17 Dec 2019 02:06:03 GMT

Congrats on the upgrade !

Re: Upgrade from QS1 to Venture1?

AllZero — Tue, 17 Dec 2019 02:25:49 GMT

Congratulations on your upgrade!

Re: Upgrade from QS1 to Venture1?

SunriseEarth — Wed, 18 Dec 2019 01:39:27 GMT

@Mnk1 wrote:
This seem seem like a sort of weird upgrade considering the Venture 1 only has 1.25% reward. My current QS1 card was originally a Platinum Visa I upgraded a year or so ago and just got a 1k CLI this summer after using it soley on vacation. It has a higher AF of $59 but a low 16.4% APR I can keep if I upgrade, but with no annual free. I don't travel often.u

Am I missing something?

I have a QS with $10,500 CL and another QS with $750 (upgraded from a Platinum MC around the same time I upgraded the Platimun Visa) both with 24.65% APR. I really just with I could combine all three cards, but that doesn't seem to be an option anytime soon.

Looking at your signature, you already have 1.5% CB cards (and a 2% card) with no AFs, so it may actually benefit you to upgrade your QS1 to V1 and then just SD it. And then maybe Cap1 will bring back account combinations some day. Who knows?

Re: Upgrade from QS1 to Venture1?

tpdtopcop — Tue, 24 Dec 2019 20:43:31 GMT

I currently have a Quicksilver One. Can I product change to the Venture one card? If so what would I need to due? With Navy I just sent a secure email and boom done!

Re: Upgrade from QS1 to Venture1?

Mnk1 — Tue, 24 Dec 2019 20:57:57 GMT

I upgraded from the QS1 to the Venture 1. It's the only card I was offered using the upgrade link.

Re: Upgrade from QS1 to Venture1?

OmarGB9 — Tue, 24 Dec 2019 23:38:47 GMT

@tpdtopcop wrote:
I currently have a Quicksilver One. Can I product change to the Venture one card? If so what would I need to due? With Navy I just sent a secure email and boom done!

Look for the Cap One upgrade link. I don't have it handy, but just do a search here on the forums. It's been posted plenty of times. Once you go there and sign in, you'll be able to see if there are any offers.

Re: Upgrade from QS1 to Venture1?

tpdtopcop — Tue, 24 Dec 2019 23:52:23 GMT

Thanks for reply

Re: Upgrade from QS1 to Venture1?

tpdtopcop — Wed, 25 Dec 2019 21:03:56 GMT

This is all I get from link.

"Upgrade Not Available
Unfortunately, this upgrade is no longer available. This could be for a variety of reasons, including your account going into a default, restricted, closed, or changed status since we initially sent you this offer."