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    <title>topic Re: Thank you J.P Morgan Chase. in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/Thank-you-J-P-Morgan-Chase/m-p/5880208#M1693210</link>
    <description>&lt;P&gt;Ooh, another Unicorn Card!&amp;nbsp;&amp;nbsp;&lt;img id="smileysurprised" class="emoticon emoticon-smileysurprised" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-surprised.gif" alt="Smiley Surprised" title="Smiley Surprised" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;A href="https://www.visadiscountair.com/suntrust/default" target="_blank"&gt;https://www.visadiscountair.com/suntrust/default&lt;/A&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;A href="https://www.suntrust.com/wealth-management/solutions/private-banking/private-credit-cards/visa-infinite" target="_blank"&gt;https://www.suntrust.com/wealth-management/solutions/private-banking/private-credit-cards/visa-infinite&lt;/A&gt;&lt;/P&gt;&lt;P&gt;Says I have to speak with an Advisor to apply.&amp;nbsp; If I open a checking account with $50 will I qualify for Private Wealth?&lt;/P&gt;</description>
    <pubDate>Fri, 17 Jan 2020 18:30:32 GMT</pubDate>
    <dc:creator>K-in-Boston</dc:creator>
    <dc:date>2020-01-17T18:30:32Z</dc:date>
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      <title>Thank you J.P Morgan Chase.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Thank-you-J-P-Morgan-Chase/m-p/5815094#M1682069</link>
      <description>&lt;P&gt;JP Morgan Chase decided to show their appreciation for one of their loyal customers.&amp;nbsp;&lt;BR /&gt;&lt;BR /&gt;&lt;/P&gt;&lt;P&gt;&lt;span class="lia-inline-image-display-wrapper lia-image-align-inline" image-alt="E09CFA08-819D-44AE-A900-80FDA306910C.jpeg"&gt;&lt;img src="https://ficoforums.myfico.com/skins/images/4C8573A9DDFD4EE8CC5EAA6EEC5BC5E2/responsive_peak/images/image_not_found.png" alt="E09CFA08-819D-44AE-A900-80FDA306910C.jpeg" /&gt;&lt;/span&gt;&lt;/P&gt;</description>
      <pubDate>Tue, 19 Nov 2019 22:01:40 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Thank-you-J-P-Morgan-Chase/m-p/5815094#M1682069</guid>
      <dc:creator>Saleen099</dc:creator>
      <dc:date>2019-11-19T22:01:40Z</dc:date>
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      <title>Re: Thank you J.P Morgan Chase.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Thank-you-J-P-Morgan-Chase/m-p/5815096#M1682071</link>
      <description>Very nice &lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/858270"&gt;@Saleen099&lt;/a&gt;!</description>
      <pubDate>Tue, 19 Nov 2019 22:03:28 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Thank-you-J-P-Morgan-Chase/m-p/5815096#M1682071</guid>
      <dc:creator>FinStar</dc:creator>
      <dc:date>2019-11-19T22:03:28Z</dc:date>
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      <title>Re: Thank you J.P Morgan Chase.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Thank-you-J-P-Morgan-Chase/m-p/5815103#M1682072</link>
      <description>Congratulations on your awards!</description>
      <pubDate>Tue, 19 Nov 2019 22:07:59 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Thank-you-J-P-Morgan-Chase/m-p/5815103#M1682072</guid>
      <dc:creator>AllZero</dc:creator>
      <dc:date>2019-11-19T22:07:59Z</dc:date>
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      <title>Re: Thank you J.P Morgan Chase.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Thank-you-J-P-Morgan-Chase/m-p/5815181#M1682107</link>
      <description>🤤 I got 2 SNAs left!&lt;BR /&gt;&lt;BR /&gt;So what you’re saying is it’s time to get the two Amex Bonvoy cards for more certificates?</description>
      <pubDate>Tue, 19 Nov 2019 23:04:08 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Thank-you-J-P-Morgan-Chase/m-p/5815181#M1682107</guid>
      <dc:creator>K-in-Boston</dc:creator>
      <dc:date>2019-11-19T23:04:08Z</dc:date>
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      <title>Re: Thank you J.P Morgan Chase.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Thank-you-J-P-Morgan-Chase/m-p/5815189#M1682110</link>
      <description>&lt;P&gt;well you are loyal but you scratched off the best part...you earned this either by playing or working hard, there is no free lunch&lt;/P&gt;</description>
      <pubDate>Tue, 19 Nov 2019 23:10:14 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Thank-you-J-P-Morgan-Chase/m-p/5815189#M1682110</guid>
      <dc:creator>bourgogne</dc:creator>
      <dc:date>2019-11-19T23:10:14Z</dc:date>
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      <title>Re: Thank you J.P Morgan Chase.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Thank-you-J-P-Morgan-Chase/m-p/5815206#M1682114</link>
      <description>&lt;P&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/858270"&gt;@Saleen099&lt;/a&gt;&amp;nbsp;loves his ritz and they love him back&lt;/P&gt;</description>
      <pubDate>Tue, 19 Nov 2019 23:19:47 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Thank-you-J-P-Morgan-Chase/m-p/5815206#M1682114</guid>
      <dc:creator>CreditCuriosity</dc:creator>
      <dc:date>2019-11-19T23:19:47Z</dc:date>
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      <title>Re: Thank you J.P Morgan Chase.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Thank-you-J-P-Morgan-Chase/m-p/5815221#M1682116</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/939964"&gt;@bourgogne&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;well you are loyal but you scratched off the best part...you earned this either by playing or working hard, there is no free lunch&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Oh trust me, &lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/858270"&gt;@Saleen099&lt;/a&gt;&amp;nbsp;can get "free" lunch.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Tue, 19 Nov 2019 23:28:54 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Thank-you-J-P-Morgan-Chase/m-p/5815221#M1682116</guid>
      <dc:creator>FinStar</dc:creator>
      <dc:date>2019-11-19T23:28:54Z</dc:date>
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      <title>Re: Thank you J.P Morgan Chase.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Thank-you-J-P-Morgan-Chase/m-p/5815311#M1682148</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/633614"&gt;@FinStar&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/939964"&gt;@bourgogne&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;well you are loyal but you scratched off the best part...you earned this either by playing or working hard, there is no free lunch&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Oh trust me, &lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/858270"&gt;@Saleen099&lt;/a&gt;&amp;nbsp;can get "free" lunch.&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;no doubt lol&lt;/P&gt;</description>
      <pubDate>Wed, 20 Nov 2019 00:44:31 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Thank-you-J-P-Morgan-Chase/m-p/5815311#M1682148</guid>
      <dc:creator>bourgogne</dc:creator>
      <dc:date>2019-11-20T00:44:31Z</dc:date>
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      <title>Re: Thank you J.P Morgan Chase.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Thank-you-J-P-Morgan-Chase/m-p/5816536#M1682346</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/793472"&gt;@CreditCuriosity&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/858270"&gt;@Saleen099&lt;/a&gt;&amp;nbsp;loves his ritz and they love him back&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Ritz Carlton definitely appreciates me and the generous donation that I get them every month. (AKA&amp;nbsp;Monthly Assoc. Fee&amp;nbsp;&lt;SPAN&gt;$3,568&lt;/SPAN&gt;&lt;SPAN&gt;) Not including how much I spent on the credit card and how many times a year a stay at different properties.&amp;nbsp;&lt;/SPAN&gt;&lt;/P&gt;</description>
      <pubDate>Thu, 21 Nov 2019 00:04:05 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Thank-you-J-P-Morgan-Chase/m-p/5816536#M1682346</guid>
      <dc:creator>Saleen099</dc:creator>
      <dc:date>2019-11-21T00:04:05Z</dc:date>
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      <title>Re: Thank you J.P Morgan Chase.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Thank-you-J-P-Morgan-Chase/m-p/5816539#M1682348</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/939964"&gt;@bourgogne&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;well you are loyal but you scratched off the best part...you earned this either by playing or working hard, there is no free lunch&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&amp;nbsp;I achieved it by working hard and playing hard not including &amp;nbsp;in the monthly association fee that I give them for being a residences owner.&amp;nbsp;&lt;BR /&gt;&lt;BR /&gt;&lt;/P&gt;&lt;P&gt;P.S. I don't have to achieve elite status. I have lifetime and being a residences owner I get special treatment every time I visit a Ritz Carlton property.&lt;/P&gt;</description>
      <pubDate>Thu, 21 Nov 2019 00:13:06 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Thank-you-J-P-Morgan-Chase/m-p/5816539#M1682348</guid>
      <dc:creator>Saleen099</dc:creator>
      <dc:date>2019-11-21T00:13:06Z</dc:date>
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      <title>Re: Thank you J.P Morgan Chase.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Thank-you-J-P-Morgan-Chase/m-p/5816557#M1682351</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/973576"&gt;@K-in-Boston&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;🤤 I got 2 SNAs left!&lt;BR /&gt;&lt;BR /&gt;So what you’re saying is it’s time to get the two Amex Bonvoy cards for more certificates?&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&amp;nbsp; &amp;nbsp;I would have to consult with&amp;nbsp;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/633614"&gt;@FinStar&lt;/a&gt;&amp;nbsp; and&amp;nbsp;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/793472"&gt;@CreditCuriosity&lt;/a&gt;&amp;nbsp;and my attorney but I don't see why you couldn't have at least one Amex Bonvoy cards.&amp;nbsp;&lt;BR /&gt;&lt;BR /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;Also how many free night certificates do you receive each year?&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Thu, 21 Nov 2019 00:23:42 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Thank-you-J-P-Morgan-Chase/m-p/5816557#M1682351</guid>
      <dc:creator>Saleen099</dc:creator>
      <dc:date>2019-11-21T00:23:42Z</dc:date>
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      <title>Re: Thank you J.P Morgan Chase.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Thank-you-J-P-Morgan-Chase/m-p/5816657#M1682372</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/858270"&gt;@Saleen099&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/973576"&gt;@K-in-Boston&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;🤤 I got 2 SNAs left!&lt;BR /&gt;&lt;BR /&gt;So what you’re saying is it’s time to get the two Amex Bonvoy cards for more certificates?&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&amp;nbsp; &amp;nbsp;I would have to consult with&amp;nbsp;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/633614"&gt;@FinStar&lt;/a&gt;&amp;nbsp; and&amp;nbsp;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/793472"&gt;@CreditCuriosity&lt;/a&gt;&amp;nbsp;and my attorney but I don't see why you couldn't have at least one Amex Bonvoy cards.&amp;nbsp;&lt;BR /&gt;&lt;BR /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;Also how many free night certificates do you receive each year?&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I meant for YOU!&amp;nbsp; I have had Amex&amp;nbsp;&lt;STRIKE&gt;SPG Luxury&lt;/STRIKE&gt; &lt;FONT size="1 2 3 4 5 6 7"&gt;(Marriott Bonvoy Brilliant)&lt;/FONT&gt;&amp;nbsp;since launch day when I did the PC from SPG because I was already near the $75k spend to keep &lt;FONT size="1 2 3 4 5 6 7"&gt;&lt;STRIKE&gt;SPG Gold&lt;/STRIKE&gt;&lt;/FONT&gt; Marriott Platinum Elite status in 2019.&amp;nbsp; I just get the one 50k certificate, but I did choose a 40k certificate instead of 5 more Suite Night Awards for my Titanium Choice Benefit when I hit 75 nights this summer.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Just when I was finally ready to go for the Ritz-Carlton card, Chase took it off the market.&amp;nbsp; I'll always refer to that beauty as "the one that got away."&amp;nbsp; With the Marriott cards being subject to 5/24 the other Chase card with the free night hasn't happened (yet).&lt;/P&gt;</description>
      <pubDate>Thu, 21 Nov 2019 01:53:24 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Thank-you-J-P-Morgan-Chase/m-p/5816657#M1682372</guid>
      <dc:creator>K-in-Boston</dc:creator>
      <dc:date>2019-11-21T01:53:24Z</dc:date>
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      <title>Re: Thank you J.P Morgan Chase.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Thank-you-J-P-Morgan-Chase/m-p/5817862#M1682589</link>
      <description>&lt;P&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/973576"&gt;@K-in-Boston&lt;/a&gt;&amp;nbsp;if you can ever get the chase marriott card you can upgrade after a year to ritz or so i heard from&amp;nbsp;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/633614"&gt;@FinStar&lt;/a&gt;&amp;nbsp;this is possible i believe&lt;/P&gt;</description>
      <pubDate>Fri, 22 Nov 2019 02:50:19 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Thank-you-J-P-Morgan-Chase/m-p/5817862#M1682589</guid>
      <dc:creator>CreditCuriosity</dc:creator>
      <dc:date>2019-11-22T02:50:19Z</dc:date>
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      <title>Re: Thank you J.P Morgan Chase.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Thank-you-J-P-Morgan-Chase/m-p/5817874#M1682592</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/793472"&gt;@CreditCuriosity&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/973576"&gt;@K-in-Boston&lt;/a&gt;&amp;nbsp;if you can ever get the chase marriott card you can upgrade after a year to ritz or so i heard from&amp;nbsp;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/633614"&gt;@FinStar&lt;/a&gt;&amp;nbsp;this is possible i believe&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Confirmed. I researched it when another poster said the same thing. Here are some links&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;A href="https://insiders.marriott.com/thread/58312" target="_blank"&gt;https://insiders.marriott.com/thread/58312&lt;/A&gt;&lt;/P&gt;&lt;P&gt;&lt;A href="https://thepointsguy.com/guide/marriott-bonvoy-brilliant-vs-ritz-carlton-card/" target="_blank"&gt;https://thepointsguy.com/guide/marriott-bonvoy-brilliant-vs-ritz-carlton-card/&lt;/A&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Specifically TPG states in the article:&lt;EM&gt; "You must have already carried a personal Chase card for at least 12 months to do a product change to the Ritz-Carlton Card"&lt;/EM&gt;&lt;/P&gt;</description>
      <pubDate>Fri, 22 Nov 2019 02:55:58 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Thank-you-J-P-Morgan-Chase/m-p/5817874#M1682592</guid>
      <dc:creator>simplynoir</dc:creator>
      <dc:date>2019-11-22T02:55:58Z</dc:date>
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      <title>Re: Thank you J.P Morgan Chase.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Thank-you-J-P-Morgan-Chase/m-p/5817879#M1682594</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/793472"&gt;@CreditCuriosity&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/973576"&gt;@K-in-Boston&lt;/a&gt;&amp;nbsp;if you can ever get the chase marriott card you can upgrade after a year to ritz or so i heard from&amp;nbsp;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/633614"&gt;@FinStar&lt;/a&gt;&amp;nbsp;this is possible i believe&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/973576"&gt;@K-in-Boston&lt;/a&gt;&amp;nbsp; Do I feel an app coming up soon?&lt;/P&gt;</description>
      <pubDate>Fri, 22 Nov 2019 02:58:11 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Thank-you-J-P-Morgan-Chase/m-p/5817879#M1682594</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2019-11-22T02:58:11Z</dc:date>
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      <title>Re: Thank you J.P Morgan Chase.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Thank-you-J-P-Morgan-Chase/m-p/5817881#M1682596</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/793472"&gt;@CreditCuriosity&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/973576"&gt;@K-in-Boston&lt;/a&gt;&amp;nbsp;if you can ever get the chase marriott card you can upgrade after a year to ritz or so i heard from&amp;nbsp;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/633614"&gt;@FinStar&lt;/a&gt;&amp;nbsp;this is possible i believe&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/973576"&gt;@K-in-Boston&lt;/a&gt;&amp;nbsp;I'm going to need you to test this.&amp;nbsp; I'll be under 5/24 on 5/1/2020.&lt;/P&gt;</description>
      <pubDate>Fri, 22 Nov 2019 02:59:14 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Thank-you-J-P-Morgan-Chase/m-p/5817881#M1682596</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2019-11-22T02:59:14Z</dc:date>
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    <item>
      <title>Re: Thank you J.P Morgan Chase.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Thank-you-J-P-Morgan-Chase/m-p/5817885#M1682598</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous&amp;nbsp;wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/793472"&gt;@CreditCuriosity&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/973576"&gt;@K-in-Boston&lt;/a&gt;&amp;nbsp;if you can ever get the chase marriott card you can upgrade after a year to ritz or so i heard from&amp;nbsp;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/633614"&gt;@FinStar&lt;/a&gt;&amp;nbsp;this is possible i believe&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/973576"&gt;@K-in-Boston&lt;/a&gt;&amp;nbsp; Do I feel an app coming up soon?&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;😮&lt;/P&gt;</description>
      <pubDate>Fri, 22 Nov 2019 02:59:48 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Thank-you-J-P-Morgan-Chase/m-p/5817885#M1682598</guid>
      <dc:creator>simplynoir</dc:creator>
      <dc:date>2019-11-22T02:59:48Z</dc:date>
    </item>
    <item>
      <title>Re: Thank you J.P Morgan Chase.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Thank-you-J-P-Morgan-Chase/m-p/5817886#M1682599</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/991092"&gt;@simplynoir&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/793472"&gt;@CreditCuriosity&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/973576"&gt;@K-in-Boston&lt;/a&gt;&amp;nbsp;if you can ever get the chase marriott card you can upgrade after a year to ritz or so i heard from&amp;nbsp;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/633614"&gt;@FinStar&lt;/a&gt;&amp;nbsp;this is possible i believe&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Confirmed. I researched it when another poster said the same thing. Here are some links&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;A href="https://insiders.marriott.com/thread/58312" target="_blank" rel="noopener"&gt;https://insiders.marriott.com/thread/58312&lt;/A&gt;&lt;/P&gt;&lt;P&gt;&lt;A href="https://thepointsguy.com/guide/marriott-bonvoy-brilliant-vs-ritz-carlton-card/" target="_blank" rel="noopener"&gt;https://thepointsguy.com/guide/marriott-bonvoy-brilliant-vs-ritz-carlton-card/&lt;/A&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Specifically TPG states in the article:&lt;EM&gt; "You must have already carried a personal Chase card for at least 12 months to do a product change to the Ritz-Carlton Card"&lt;/EM&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I want my beloved slab of steal back after a year if they still offer it in that.&amp;nbsp; Why i ever gave up the ritz years ago I don't know, but miss it for the wow factor alone.. I know a horrid reason&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Fri, 22 Nov 2019 02:59:48 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Thank-you-J-P-Morgan-Chase/m-p/5817886#M1682599</guid>
      <dc:creator>CreditCuriosity</dc:creator>
      <dc:date>2019-11-22T02:59:48Z</dc:date>
    </item>
    <item>
      <title>Re: Thank you J.P Morgan Chase.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Thank-you-J-P-Morgan-Chase/m-p/5817949#M1682620</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/793472"&gt;@CreditCuriosity&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/991092"&gt;@simplynoir&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/793472"&gt;@CreditCuriosity&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/973576"&gt;@K-in-Boston&lt;/a&gt;&amp;nbsp;if you can ever get the chase marriott card you can upgrade after a year to ritz or so i heard from&amp;nbsp;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/633614"&gt;@FinStar&lt;/a&gt;&amp;nbsp;this is possible i believe&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Confirmed. I researched it when another poster said the same thing. Here are some links&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;A href="https://insiders.marriott.com/thread/58312" target="_blank" rel="noopener"&gt;https://insiders.marriott.com/thread/58312&lt;/A&gt;&lt;/P&gt;&lt;P&gt;&lt;A href="https://thepointsguy.com/guide/marriott-bonvoy-brilliant-vs-ritz-carlton-card/" target="_blank" rel="noopener"&gt;https://thepointsguy.com/guide/marriott-bonvoy-brilliant-vs-ritz-carlton-card/&lt;/A&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Specifically TPG states in the article:&lt;EM&gt; "You must have already carried a personal Chase card for at least 12 months to do a product change to the Ritz-Carlton Card"&lt;/EM&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I want my beloved slab of steal back after a year if they still offer it in that.&amp;nbsp; Why i ever gave up the ritz years ago I don't know, but miss it for the wow factor alone.. I know a horrid reason&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;At the risk of going O/T...sorry &lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/858270"&gt;@Saleen099&lt;/a&gt;, those of us who still have RC through its expiration date, it remains a slab of metal.&amp;nbsp; Most reissued RCs are now the metal core version similar to CSP, CSR or Amazon Prime (with the option to request a plastic one if desired) .&amp;nbsp; &amp;nbsp;And, for the Marriott Rewards Premier Plus CC (f/k/a B&lt;SPAN&gt;onvoy Boundless), those are no longer metal core.&amp;nbsp; Any reissued CCs are now plastic + contactless.&amp;nbsp;&lt;/SPAN&gt;&lt;/P&gt;</description>
      <pubDate>Fri, 22 Nov 2019 03:31:48 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Thank-you-J-P-Morgan-Chase/m-p/5817949#M1682620</guid>
      <dc:creator>FinStar</dc:creator>
      <dc:date>2019-11-22T03:31:48Z</dc:date>
    </item>
    <item>
      <title>Re: Thank you J.P Morgan Chase.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Thank-you-J-P-Morgan-Chase/m-p/5818070#M1682639</link>
      <description>No apps for me (yet). But thanks for letting me know on the upgrade path!</description>
      <pubDate>Fri, 22 Nov 2019 06:13:07 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Thank-you-J-P-Morgan-Chase/m-p/5818070#M1682639</guid>
      <dc:creator>K-in-Boston</dc:creator>
      <dc:date>2019-11-22T06:13:07Z</dc:date>
    </item>
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