topic Re: Chase 5/24 - When is a card > 24? in Credit Cards

Chase 5/24 - When is a card > 24?

Anonymous — Mon, 27 Jan 2020 12:30:01 GMT

I'm currently at 5/24 with the oldest of the 5 being a Chase card I got in 2/18 (TU and EX both show the same day of the month.) However, the account didn't first report until 3/18 when the first statement cut. When does Chase no longer consider this card part of the 5?

Thank you!

Re: Chase 5/24 - When is a card > 24?

pinkandgrey — Mon, 27 Jan 2020 13:13:43 GMT

Once it has been two years since you OPENED the account, that card will no longer count toward the 5/24.

So I would think that February of this year would count as two years.

Re: Chase 5/24 - When is a card > 24?

Remedios — Mon, 27 Jan 2020 14:40:39 GMT

@Anonymous wrote:
I'm currently at 5/24 with the oldest of the 5 being a Chase card I got in 2/18 (TU and EX both show the same day of the month.) However, the account didn't first report until 3/18 when the first statement cut. When does Chase no longer consider this card part of the 5?

Thank you!

It will be two years old 02/18/20.

For application purposes, I'd wait till the following month, which is only 10 days in your case

Some have had success applying a day after cards reaches two years, but I personally wouldn't risk a denial over 10 days

Re: Chase 5/24 - When is a card > 24?

Anonymous — Mon, 27 Jan 2020 15:09:21 GMT

@Remedios wrote:
@Anonymous wrote:
I'm currently at 5/24 with the oldest of the 5 being a Chase card I got in 2/18 (TU and EX both show the same day of the month.) However, the account didn't first report until 3/18 when the first statement cut. When does Chase no longer consider this card part of the 5?

Thank you!
It will be two years old 02/18/20.
For application purposes, I'd wait till the following month, which is only 10 days in your case
Some have had success applying a day after cards reaches two years, but I personally wouldn't risk a denial over 10 days

I think OP meant 2/18 to mean Feb 2018 rather than a specific day, but otherwise I agree. Apply in March 2020 to be safe.

Re: Chase 5/24 - When is a card > 24?

gdale6 — Mon, 27 Jan 2020 15:44:47 GMT

Pretty much knows its 2 yrs to the day it is opened. I waited one week past this mark to app for my CSP in 17 and had no problem with 5/24.

Re: Chase 5/24 - When is a card > 24?

TSlop — Mon, 27 Jan 2020 23:38:19 GMT

I figure I'd jump in on this thread to confirm I'm under 5/24 at 7/13/2020. Here are my last 5 card open dates:

7/13/2018: CSP
4/25/2019: Dell Preferred Account
8/8/2019: Discover
8/8/2019: PSECU
8/23/2019: Amex HH

Every once in a while I'll over think it and convince myself that I won't be 4/24 until 4/25/2021. But I only need to be under 5/24, which should begin right after the 5th most recent card.