topic Re: What are your 2020 Goal Cards? in Credit Cards

What are your 2020 Goal Cards?

Anonymous — Mon, 27 Jan 2020 21:59:43 GMT

My goal cards as of this moment are CSP and Amex Gold. I’m also thinking of possibly PC’ing from BCE to BCP. I’d like to reach my garden goal first (08.23.2020), and then apply for one of these options should they remain the same at that time.

What are your goal cards?

Re: What are your 2020 Goal Cards?

TSlop — Mon, 27 Jan 2020 22:19:44 GMT

I just PC'd my Sapphire back to a CSP yesterday, so goal one is complete.

As for my next goals, I want 2 cards this year; the CFU and Marriott Bonvoy Boundless. I'm 4/24 in August, so it will be a long wait (to me) to apply for the first card. I think I'll apply for the Marriott first since I can start the year timer for the free night sooner. I'm hoping some prequals will pop in over the year so I can feel more comfortable applying ahead of 4/24 or after August when I obtain one of them. The Marriott kept popping up as a prequal until Decemberish while I was 6/24, but at the time I was more interested in the Hyatt card.

Re: What are your 2020 Goal Cards?

Anonymous — Mon, 27 Jan 2020 22:22:55 GMT

Good luck!

Re: What are your 2020 Goal Cards?

wasCB14 — Mon, 27 Jan 2020 22:55:28 GMT

@Anonymous wrote:
My goal cards as of this moment are CSP and Amex Gold. I’m also thinking of possibly PC’ing from BCE to BCP. I’d like to reach my garden goal first (08.23.2020), and then apply for one of these options should they remain the same at that time.

What are your goal cards?

Amex sends out a lot of targeted upgrade offers...often $250 with the AF due. I'm in one such promotion now and may downgrade back to BCE in late 2020.

Re: What are your 2020 Goal Cards?

coreysw12 — Mon, 27 Jan 2020 23:08:35 GMT

Hoping to PC my CSP into a CSR this year - my CSP turns 1 year old in May.

Also hoping for a Freedom, to compelte the trifecta!

But honestly, I don't know if either of those will happen... Part of me says I shouldn't kick the Chase hornet's nest, I'm walking on thin ice with them as it is. Sub-700 scores, utilization is a little high, and I settled a C/O with chase only a year ago. So I am probably best off not asking any favors from Chase any time soon, lest they review my credit and decide that I should not only be declined new credit, but have my old credit yanked as well.

Re: What are your 2020 Goal Cards?

Ficoproblems247 — Tue, 28 Jan 2020 00:03:00 GMT

Savor
Freedom
BCP
And I highly doubt it I’ll make it all the way through 2020 without accepting an Apple Card offer. 😂

Re: What are your 2020 Goal Cards?

recoveringfrombk7 — Tue, 28 Jan 2020 00:36:32 GMT

Ollo Optimum, but it's like a Dec 31, 2020 goal haha.

Re: What are your 2020 Goal Cards?

Anonymous — Tue, 28 Jan 2020 00:38:22 GMT

It would still be 2020, even if it is the last day of the year! 😆

Re: What are your 2020 Goal Cards?

recoveringfrombk7 — Tue, 28 Jan 2020 00:40:43 GMT

Mostly I need to get a new car before I exit the garden. I'm planning to cancel my current Ollo card in October and hope that I still remain attractive (~700ish) due to BK-suppressed scores. They don't seem to be offering the card to folks who would PIF.

Re: What are your 2020 Goal Cards?

Anonymous — Tue, 28 Jan 2020 00:43:22 GMT

I hope everything works out in your favor. Good luck!

Re: What are your 2020 Goal Cards?

Anonymous — Tue, 28 Jan 2020 00:46:08 GMT

BBP will probably be the only card I obtain this year. Establish business credit with my side hustle. And downgrade to AMEX Delta Blue in June if that counts.

I fall under 5/24 in December. Unless I get a preapproval to get around 5/24, I’m in the garden until then. 2021 will be a fun year for me.

Re: What are your 2020 Goal Cards?

JNA1 — Tue, 28 Jan 2020 00:50:38 GMT

@Ficoproblems247 wrote:
Savor
Freedom
BCP
And I highly doubt it I’ll make it all the way through 2020 without accepting an Apple Card offer. 😂

^^^ I understand this entirely!!^^^ That $7500 SL just keeps calling my name, but I'm gonna resist! I don't need the card at all, but it's decent SL and that all white titanium card is just plain sekzy! As far as my goal cards go - After gardening I want to get a new 2% daily driver and I'd love to get the Cash +. I eventually want to get cards with a couple of the of the big CU cards in my sig. I'm thinking I'll probably go for NFCU first, but I'm not sure. I want a 2% card, and it seems like the Alliant Platinum Rewards would be the easiest to get at this point. I want the Flagship card, but others have mentioned that it can be tricky to get one from NFCU right out of the gate. Decision making on any of these cards would be so much easier if everybody gave prequals with SLs like that d@#n Apple card!

Re: What are your 2020 Goal Cards?

K-in-Boston — Tue, 28 Jan 2020 01:12:18 GMT

I already grabbed mine. BECU Visa for balance transfers (actually did it early the last week of December) and Amex Business Platinum card.

Other goal would be Chase Marriott whatever the $95 one is called, but I am over 5/24 and have never had a green check mark offer for any cobranded cards other than United. If it appears, it's mine. Otherwise I'm done for 2020.

Re: What are your 2020 Goal Cards?

Anonymous — Tue, 28 Jan 2020 01:17:02 GMT

Amex black card

Re: What are your 2020 Goal Cards?

Anonymous — Tue, 28 Jan 2020 01:21:35 GMT

Hope you get an invitation than!

Re: What are your 2020 Goal Cards?

icednightpaper — Tue, 28 Jan 2020 01:40:44 GMT

I'm going to be 5/24 with AU on Feb 1, so I'm hoping to grab one more Chase card before I finally move onto less strict issuers. Unfortunately I can't decide if it should be Amazon Prime or World of Hyatt. Otherwise the Schwab Plat will be this year for me as well.

Re: What are your 2020 Goal Cards?

TSlop — Tue, 28 Jan 2020 01:43:19 GMT

@K-in-Boston wrote:
I already grabbed mine. BECU Visa for balance transfers (actually did it early the last week of December) and Amex Business Platinum card.

Other goal would be Chase Marriott whatever the $95 one is called, but I am over 5/24 and have never had a green check mark offer for any cobranded cards other than United. If it appears, it's mine. Otherwise I'm done for 2020.

Hopefully it does for you soon. It was on mine for like 2 months. Of course, now that I actually decided to get it, it disappeared.

Re: What are your 2020 Goal Cards?

Anonymous — Tue, 28 Jan 2020 01:58:37 GMT

Cash+ and Freedom. A 2% card to replace my PayPal (probably gonna be the DC). Other than that, I've pretty much gotten everything I wanted.

I may try Langley again but the name of the game this year is trim the fat.

Re: What are your 2020 Goal Cards?

Anonymous — Tue, 28 Jan 2020 01:59:36 GMT

@recoveringfrombk7 wrote:
Ollo Optimum, but it's like a Dec 31, 2020 goal haha.

Yeah I want this one too but realistically I don't think I'm going to get targeted for it.

Re: What are your 2020 Goal Cards?

Anonymous — Tue, 28 Jan 2020 02:11:38 GMT

My 2020 Goal card is the US Bank Altitude Reserve. Might go for it in Dec 2020 if I can garden that long.