topic Re: A Good Month in Credit Cards

A Good Month

CreditBloke — Fri, 31 Jan 2020 17:28:23 GMT

I was accepted for the Wellsfargo Propel with the minimum SL of $1500, and the Paypal Cashback Mastercard with a SL of $2000. Since I opened quite a few accounts in the last couple of months, I am not too disappointed in the starting limits, as it leaves me with just one card to get Prime Amazon Chase Card to finish my ultimate No Annual Fee Cashback Set Up.

My Current Cash Back Set-Up:

5% - Grocery (Walmart Mastercard) & (Target Red Card which I use mainly for groceries/household items when they offer the gift cards when you spend a minimum)

4 % - Entertainment / Food (Savor which I will try to get waived or just PC it at the end of my first year)

4 % - Gas (Discover IT Chrome in my First Year)

3 % - Travel (Flights, Hotels and Car Rentals), Gas, Rideshares, Transit, and Streaming Services (Propel)

3% - Home Goods (Wayfair)

2 % - Everywhere Else (Paypal Cashback)

Re: A Good Month

Brian_Earl_Spilner — Fri, 31 Jan 2020 17:40:05 GMT

Nice setup. One hiccup though, cap1 isn't PCing any Savor cards. You would have to close that one and apply for a savor1.

Re: A Good Month

CreditBloke — Fri, 31 Jan 2020 17:44:38 GMT

**bleep**, thanks for the heads up! I will most likely close it if they won't waive. Because I have the Propel, I really won't need a Savor One at the end of the year anyway. I was just going to keep it open for the sake of keeping it open.

Re: A Good Month

Aim_High — Fri, 31 Jan 2020 18:11:23 GMT

@CreditBloke wrote:
... my ultimate No Annual Fee Cashback Set Up.

You put some thought into that.

Nice job and congrats on your recent approvals!

Re: A Good Month

wasCB14 — Fri, 31 Jan 2020 18:18:21 GMT

@Brian_Earl_Spilner wrote:
Nice setup. One hiccup though, cap1 isn't PCing any Savor cards. You would have to close that one and apply for a savor1.

This is for a Feb 2019 approval.

Re: A Good Month

CreditBloke — Fri, 31 Jan 2020 18:43:47 GMT

Really? Fingers crossed I will get the same offer?

Re: A Good Month

ficosuave — Fri, 31 Jan 2020 18:52:00 GMT

PC'ing any product to Savor/SavorOne has been a no-go since the 2018 refresh. That includes the logical downgrade from the Savor to the SavorOne.

However, PC's from Savor to Quicksilver or Venture(One) have remained on the table.

Re: A Good Month

Nomad3 — Fri, 31 Jan 2020 19:00:01 GMT

If you can PC to quicksilver that would be good, that way you can keep the account and pad utilization since you get better cash back on noncategory from the 2% card

Re: A Good Month

M_Smart007 — Fri, 31 Jan 2020 19:03:03 GMT

Congrats on your success!

Re: A Good Month

Anonymous — Fri, 31 Jan 2020 21:23:36 GMT

That’s a nice setup you have there! 👍

Re: A Good Month

AllZero — Fri, 31 Jan 2020 22:55:49 GMT

That's a good line up. Congratulations on your success!

Re: A Good Month

Anonymous — Sat, 01 Feb 2020 02:06:59 GMT

@CreditBloke wrote:
Really? Fingers crossed I will get the same offer?

I got the same offer. But my Savor was a QS PC so not really wanting to go back if I had to get rid of the card.