topic Re: Highest SUB, Referral, BT, and Rentention Data Thread in Credit Cards

Highest SUB, Referral, BT, and Rentention Data Thread

Brian_Earl_Spilner — Fri, 07 Feb 2020 14:23:04 GMT

As I'm currently focused on gardening and finishing the clean up of my reports, apps are in the back of my mind, BUT, if the right offer came around, I wouldn't want to pass on it. So, I thought we should create a data thread to track the highest SUBs, referrals, BT, and retention offers.

Basically what I need from everyone, is the highest offers they've seen, and where they've seen it. I'll update the original post with them. This can include all cards so if Nordstrom is offering $60 in Nordy notes for $100 spend, or target is offering $40 gift card for $100 spend, they should be listed as well. Thanks.

Re: Highest SUB, Referral, BT, and Rentention Data Thread

Anonymous — Fri, 07 Feb 2020 14:57:05 GMT

I'm not searching out any new apps at the moment so I have no data to add currently but this is an excellent topic for a thread. It would be good if people would also post updates when they see that a listed SUB/etc is no longer running.

Re: Highest SUB, Referral, BT, and Rentention Data Thread

Brian_Earl_Spilner — Fri, 07 Feb 2020 15:02:12 GMT

@Anonymous wrote:
I'm not searching out any new apps at the moment so I have no data to add currently but this is an excellent topic for a thread. It would be good if people would also post updates when they see that a listed SUB/etc is no longer running.

Yeah, I can update if it's currently running or there's an end date, but it's more about the highest seen. If amex Platinum regularly pops up 100k, why would you apply at 40k MRs. Know what I mean?. Though, if it's seasonal, that would be a good datapoint to add.

Re: Highest SUB, Referral, BT, and Rentention Data Thread

K-in-Boston — Fri, 07 Feb 2020 15:14:55 GMT

It'll be fun to keep updated. But I'll start!

American Express Delta SkyMiles® Reserve Card

80k SkyMiles + 20k MQMs | $5000 in 3 months | 20k SkyMiles on anniversary

Expires 01 APR 2020 | Highest ever offer for both SkyMiles and MQMs

American Express Delta SkyMiles® Platinum Card

80k SkyMiles | $3000 in 3 months | 20k SkyMiles on anniversary

Expires 01 APR 2020 | Highest ever offer for SkyMiles but does not have an MQM bonus or $100 credit after 1st Delta purchase.

American Express Delta SkyMiles® Gold Card

60k SkyMiles | $2000 in 3 months | 10k SkyMiles on anniversary

Expires 01 APR 2020 | Ties highest ever offer, except last 10k is on anniversary and does not have $50 credit after 1st Delta purchase.

American Express Delta SkyMiles® Blue Card

15k SkyMiles | $1000 in 3 months

Expires 01 APR 2020 | Ties highest ever offer.

Re: Highest SUB, Referral, BT, and Rentention Data Thread

Peazmom — Fri, 07 Feb 2020 15:32:08 GMT

@Brian_Earl_Spilner wrote:
As I'm currently focused on gardening and finishing the clean up of my reports, apps are in the back of my mind, BUT, if the right offer came around, I wouldn't want to pass on it. So, I thought we should create a data thread to track the highest SUBs, referrals, BT, and retention offers.

Basically what I need from everyone, is the highest offers they've seen, and where they've seen it. I'll update the original post with them. This can include all cards so if Nordstrom is offering $60 in Nordy notes for $100 spend, or target is offering $40 gift card for $100 spend, they should be listed as well. Thanks.

Excellent topic! I have a couple of goal cards in mind for the second part of the year (after my mortgage closes), so this will be an important thread for my research. Thanks for starting this one.

Re: Highest SUB, Referral, BT, and Rentention Data Thread

Anonymous — Fri, 07 Feb 2020 15:45:52 GMT

Barclays offering 60K miles on Jet Blue Plus. Normally 40K. I have seen the offer in the Jet Blue phone app. Barclays has a quasi 7/24 rule, so kinda hard to get for churners.

Re: Highest SUB, Referral, BT, and Rentention Data Thread

AverageJoesCredit — Fri, 07 Feb 2020 16:21:39 GMT

@Brian_Earl_Spilner wrote:
@Anonymous wrote:
I'm not searching out any new apps at the moment so I have no data to add currently but this is an excellent topic for a thread. It would be good if people would also post updates when they see that a listed SUB/etc is no longer running.
Yeah, I can update if it's currently running or there's an end date, but it's more about the highest seen. If amex Platinum regularly pops up 100k, why would you apply at 40k MRs. Know what I mean?. Though, if it's seasonal, that would be a good datapoint to add.

Maybe someone cant hit the spend requirement or just doesnt chase the highest sub. If i get a SUB, that's great if not im fine with that too Then again im not the normal MFer or Subhunter

Re: Highest SUB, Referral, BT, and Rentention Data Thread

Brian_Earl_Spilner — Fri, 07 Feb 2020 17:00:10 GMT

@AverageJoesCredit wrote:
@Brian_Earl_Spilner wrote:
@Anonymous wrote:
I'm not searching out any new apps at the moment so I have no data to add currently but this is an excellent topic for a thread. It would be good if people would also post updates when they see that a listed SUB/etc is no longer running.
Yeah, I can update if it's currently running or there's an end date, but it's more about the highest seen. If amex Platinum regularly pops up 100k, why would you apply at 40k MRs. Know what I mean?. Though, if it's seasonal, that would be a good datapoint to add.
Maybe someone cant hit the spend requirement or just doesnt chase the highest sub. If i get a SUB, that's great if not im fine with that too Then again im not the normal MFer or Subhunter

It has nothing to do with sub chasing. When you can only have 1 sub in a lifetime for amex and have to wait 2 years for one on chase, being able to maximize those opportunities is important when you're talking about hundreds of dollars. For someone that can't make those spends, they're probably not worried about getting the highest sub anyways. In addition to that, you're focusing on the normal big names that get thrown around. This thread is for all cards, hence me mentioning Nordstrom's and Target. Even a LIE can use an extra $20 for the same spend as a lower offer, which both of these cards have done. Then there's the cash back cards with $150 for $500 spend, freedom unlimited with $200 back on $500 spend, etc.

Re: Highest SUB, Referral, BT, and Rentention Data Thread

Anonymous — Fri, 07 Feb 2020 21:41:21 GMT

Capital One

$150 for $500 spend

Savor One, Venture One, Quicksilver (not QS One)

$300 for $3,000 spend

Savor

50,000 miles for $3,000 spend

Venture

Cap1 Business Cards

$500 for $4,500 spend Spark Cash

$200 for $3,000 spend Spark Cash Select (no annual fee)

50,000 miles for $4,500 spend Spark Miles

20,000 miles for $3,000 spend Spaek Miles Select (no annual fee)

*edit my business regularly receives offers for a lower spend for the same bonus. I will post an image later.

Re: Highest SUB, Referral, BT, and Rentention Data Thread

Anonymous — Fri, 07 Feb 2020 21:44:40 GMT

southwest rapid rewards plus visa

earn 40k points after $1k spent in first 3 months. earn another 35k points after you spend $5k in first 6 months

$69 annual fee. expires 2/10

united explorer card

earn 60k bonus miles after $3k spent in first 3 months

expires 4/02

united club card

earn 75k bonus miles after $3k spent in first 3 months

expires 3/12

Re: Highest SUB, Referral, BT, and Rentention Data Thread

Brian_Earl_Spilner — Fri, 07 Feb 2020 22:06:16 GMT

Thanks everyone. I'll update my origiginal post once I get to a computer

Re: Highest SUB, Referral, BT, and Rentention Data Thread

Anonymous — Sat, 08 Feb 2020 03:42:12 GMT

Amex Cash Magnet 225. statement credit/1K spend/3months via refferal. Amex EDP 30K MR's/2K spend/3 months via refferal (DW jumped all over this one lol). Amex BCE 225 statement credit/1K spend/3months via refferal.

Re: Highest SUB, Referral, BT, and Rentention Data Thread

wasCB14 — Sat, 08 Feb 2020 04:08:03 GMT

@Anonymous wrote:
Amex Cash Magnet 225. statement credit/1K spend/3months via refferal. Amex EDP 30K MR's/2K spend/3 months via refferal (DW jumped all over this one lol). Amex BCE 225 statement credit/1K spend/3months via refferal.

For one person to try to accurately maintain all this data may be unrealistic. On FT this would be spread out across several separate wikis (generally by issuer), each editable by any reasonably established member. Sometimes the best thing to do is just use and contribute to existing data, rather than try to build a separate record.

That said, we've recently seen Cash Magnet at 5% back on the first $10k in 6 months ($350 SUB plus $150 in regular rewards): https://ficoforums.myfico.com/t5/Credit-Cards/Amex-cash-magnet-5-cash-back-for-6mos-back/td-p/5907128/page/2

Re: Highest SUB, Referral, BT, and Rentention Data Thread

Anonymous — Sat, 08 Feb 2020 13:22:24 GMT

Just saw this in the DoC email this morning. Great SUB for the no-AF card.