topic Re: What are some routine perks of PPMC & other cards? in Credit Cards

What are some routine perks of PPMC & other cards?

cr101 — Sun, 09 Feb 2020 20:08:53 GMT

For instance, I hear that DCU does the 0% 6-month balance transfer every January.

The other day, I thought that I read about PPMC members getting 0% APR for x months for purchases back in Sept or Oct. I must have just missed it bc I got my card around the same time. I'm really interested in hearing about the perks that other PPMC members get, but feel free to share the same type of info for other cards.

Re: What are some routine perks of PPMC & other cards?

JNA1 — Sun, 09 Feb 2020 19:21:14 GMT

The only perk I’ve gotten with the PPMC so far was the $50 SUB. I get a few perks with Disco like $20 statement credit to pay 2 cell phone bills, abc I get quite a bit of additional cash back and simple cash offers with the BBVA card.

Re: What are some routine perks of PPMC & other cards?

Anonymous — Sun, 09 Feb 2020 19:42:02 GMT

@cr101 wrote:
For instance, I hear that DCU does the 0% 6-month balance transfer every January.

The other day, I thought that I read about PPMC members getting 0% APR for x months back in Sept or Oct. I must have just missed it bc I got my card around the same time. I'm really interested in hearing about the perks that other PPMC members get, but feel free to share the same type of info for other cards.

That did appear somewhere when logged in, but not clear that it was actually real. I think someone called and was told it was for everyone, but it didn't in fact work (and wasn't indicated on the statement etc). So less a perk, more of a mess!

Re: What are some routine perks of PPMC & other cards?

Aim_High — Sun, 09 Feb 2020 19:50:38 GMT

@cr101 wrote:
I hear that DCU does the 0% 6-month balance transfer every January.
I read about PPMC members getting 0% APR for x months back in Sept or Oct.
... feel free to share the same type of info for other cards.

So the question is specifically about BT perks?

I don't have PPMC or DCU so don't know about those.

From my understanding, Navy FCU has some of the best on-going BT offers and they also have them with no BT fee. I got no-fee and 12 months 0% interest on my new Platinum card, for example. Not costing me a nickel.

A few years ago, I had some very large balances I was rolling around between cards until I paid them off. I got regular very good BT offers from Discover, Chase, Bank of America, and First National Bank of Omaha.

In general, it seems some of the best BT offers are on brand-new card accounts, but even the ones for established accounts can also be attractive.

Re: What are some routine perks of PPMC & other cards?

Brian_Earl_Spilner — Sun, 09 Feb 2020 19:55:16 GMT

There is nothing routine. You'll receive BT, 0%, and spend for cash bonuses based on your profile. Occasionally, they'll offer something, but the terms are greatly varied from person to person.