Best 0% intro card for my profile?

Anonymous — Mon, 10 Feb 2020 06:06:57 GMT

So I'm looking for a 0% intro card on purchases since I've had some car repairs come up. I have enough to pay it off it I did charge it on one of my cards, but don't want to deplete my savings. I recently got an Amex BBP, which has 0% for 12 months, but it only has a limit of $2k. I'd prefer a higher limit (in my book $5k since I'm a student and part-timer). I've looked into Cap1 and BoA since they have 0% intro for 15 months, but am cautious about BoA since I've heard that they don't give out higher limits without decent income.

What do y'all think? Here are some info about my profile:

AAoA: 1 year

AoOA: 2 years until my car loan account is closed since I refinanced it recently

AoYA: 6 months

Util: 1%

Baddies: 1 30 day late, 1 60 day about 2.5 years ago on 2 cards that I closed afterwards before I learned about credit...

Inquiries: 5 EQ/1 TU/4 EX in last 12 mo; 0/0/1 in last 6 mo

Income: ~30k

Current personal cards:

Credit Union Card--$5k, 1 year 7 mo old

Discover it Student--$3.5k, 9 mo old

Amex Gold--7 months old

Citi Costco Visa--$6.5k, 7 mo old

Hilton Honors Aspire--$9.3k, 6 mo old

Thanks!

Edit: Forgot to add age of dergos.

Edit 2: Typo in title

Re: Best 0% intro card for my profile?

Mv350 — Mon, 10 Feb 2020 07:56:05 GMT

Have you thought about applying for Car care credit from Synchrony? They have 0% financing for $199 for 6 months. Then you could also use the card at many different gas stations and tire shops when needed.

Re: Best 0% intro card for my profile?

VanderSnoot — Mon, 10 Feb 2020 10:39:47 GMT

CapOne SavorOne offers 15 months 0% APR. It's a MC (mine's a WEMC) and covers dining/entertainment. You might be able to get a higher limit with them.

topic Best 0% intro card for my profile? in Credit Cards

Best 0% intro card for my profile?

Re: Best 0% intro card for my profile?

Re: Best 0% intro card for my profile?