topic Re: CareCredit MasterCard Mobile Payment Promo in Credit Cards

CareCredit MasterCard Mobile Payment Promo

UncleB — Fri, 14 Feb 2020 05:52:29 GMT

There is yet another CareCredit MasterCard promotion... this time for mobile payments:

It's not the most lucrative, but $15 is $15.

The past promos (that I'm aware of) all involved various spend requirements, so while this is for a more modest amount of bonus points the requirements are easier.

I'm not sure if this is targeted or if all CareCredit MasterCard cardholders are eligible, but it's definitely worth checking your email if you have the card.

Re: CareCredit MasterCard Mobile Payment Promo

AllZero — Fri, 14 Feb 2020 06:07:07 GMT

Thanks for the tip!

Re: CareCredit MasterCard Mobile Payment Promo

GApeachy — Fri, 14 Feb 2020 07:03:15 GMT

I want this card...I'd give them $15 for it.

Re: CareCredit MasterCard Mobile Payment Promo

AverageJoesCredit — Fri, 14 Feb 2020 12:11:31 GMT

Peachy just paid an AF for this post😁

Re: CareCredit MasterCard Mobile Payment Promo

GApeachy — Fri, 14 Feb 2020 12:59:56 GMT

@AverageJoesCredit wrote:
Peachy just paid an AF for this post😁

Re: CareCredit MasterCard Mobile Payment Promo

CreditCuriosity — Fri, 14 Feb 2020 13:12:31 GMT

Not so patiently awaiting my upgrade invite to this card

Re: CareCredit MasterCard Mobile Payment Promo

FinStar — Fri, 14 Feb 2020 13:25:28 GMT

Indeed. I wonder when the next wave of upgrades will be 🤔 I certainly wouldn't be mind having this one, even if it means having the new account addition.

#aaoasacrifices

Re: CareCredit MasterCard Mobile Payment Promo

GApeachy — Fri, 14 Feb 2020 13:55:13 GMT

@FinStar wrote:
Indeed. I wonder when the next wave of upgrades will be 🤔 I certainly wouldn't be mind having this one, even if it means having the new account addition.

#aaoasacrifices

#aaoasacrifices (no doubt but well worth it)

If a MF'er receives the offer I hope he/she posts because CSR told me they do it once a year. Of course I asked him to put me on the list...I don't think he listened to me though. (chuckles don't mean yes )

Re: CareCredit MasterCard Mobile Payment Promo

M_Smart007 — Fri, 14 Feb 2020 16:36:09 GMT

@UncleB wrote:
There is yet another CareCredit MasterCard promotion... this time for mobile payments:

It's not the most lucrative, but $15 is $15.

The past promos (that I'm aware of) all involved various spend requirements, so while this is for a more modest amount of bonus points the requirements are easier.

I'm not sure if this is targeted or if all CareCredit MasterCard cardholders are eligible, but it's definitely worth checking your email if you have the card.

"but $15 is $15." Now I have to rush out and get this one

Re: CareCredit MasterCard Mobile Payment Promo

JR_TX — Fri, 14 Feb 2020 16:36:47 GMT

Would've already app'd if the MC is available via new app instead of upgrade/invite!
Too bad.

Re: CareCredit MasterCard Mobile Payment Promo

joltdude — Sat, 15 Feb 2020 04:57:32 GMT

So how does the Carecredit card work when it becomes an MC? Thought it was still limited to health/pharmacy expenses

Re: CareCredit MasterCard Mobile Payment Promo

19eighty5 — Sat, 15 Feb 2020 05:49:24 GMT

Congratulations!

Re: CareCredit MasterCard Mobile Payment Promo

UncleB — Sat, 15 Feb 2020 06:46:13 GMT

@joltdude wrote:
So how does the Carecredit card work when it becomes an MC? Thought it was still limited to health/pharmacy expenses

Once it becomes a MasterCard there are no restrictions on what can be purchased.

Re: CareCredit MasterCard Mobile Payment Promo

Revelate — Sat, 15 Feb 2020 11:21:08 GMT

Whaaaat?

You still get the promotional offer of IIRC 0% financing for 24 months, good ANYWHERE?

Like the NFCU shennanigans that I was thinking of playing and refinancing my auto/mortgage debt with BT's: you can do something similar with anything that accepts a swipe with this card?!?

That's insane. I was always kicking around picking up the CareCredit in the future because it's not like health care is getting any cheaper and more financing options more better, but if that's how this card works will go pick up the retail version and just join the upgrade hopeful crowd.

Re: CareCredit MasterCard Mobile Payment Promo

UncleB — Sat, 15 Feb 2020 12:12:09 GMT

@Revelate wrote:
Whaaaat?

You still get the promotional offer of IIRC 0% financing for 24 months, good ANYWHERE?

Like the NFCU shennanigans that I was thinking of playing and refinancing my auto/mortgage debt with BT's: you can do something similar with anything that accepts a swipe with this card?!?

That's insane. I was always kicking around picking up the CareCredit in the future because it's not like health care is getting any cheaper and more financing options more better, but if that's how this card works will go pick up the retail version and just join the upgrade hopeful crowd.

Unless there's a MasterCard-specific promo related to financing, all the 0% offers are only for charges made at CareCredit providers using their provider portal or terminal.

The way it works (at least at my dentist) is they run purchases through a web portal (not the usual CC terminal) and from there they are able to provide the promo options (duration, etc.). The few times I've used it for dental work there have always been two or three different options to choose from (offers can vary from provider to provider).

I still have no idea why I got targeted for the upgrade, but I continue to be pleased with the decision to follow through with it (there was some hesitation). Last year alone I earn around $100 in cash rewards for doing very little, and of course it's an easy way to keep the account 'alive' in case I break another tooth and need to get a crown at moment's notice.

Re: CareCredit MasterCard Mobile Payment Promo

GApeachy — Sat, 15 Feb 2020 11:54:19 GMT

@UncleB wrote:

I still have no idea why I got targeted for the upgrade,

How many Synch accts. do you have; and which came first....the chicken or the egg?

Re: CareCredit MasterCard Mobile Payment Promo

UncleB — Sat, 15 Feb 2020 11:59:14 GMT

@GApeachy wrote:
@UncleB wrote:

I still have no idea why I got targeted for the upgrade,
How many Synch accts. do you have; and which came first....the chicken or the egg?

I have four; two are old - Lowe's and Belk - and two were both opened in August 2015 - Sam's Club MC and CareCredit.

I got the offer for the upgrade in June 2018, thread is here: https://ficoforums.myfico.com/t5/Credit-Cards/CareCredit-MasterCard-Upgrade/td-p/5270093

Re: CareCredit MasterCard Mobile Payment Promo

GApeachy — Sat, 15 Feb 2020 12:11:23 GMT

@UncleB wrote:
I got the offer for the upgrade in June 2018, thread is here: https://ficoforums.myfico.com/t5/Credit-Cards/CareCredit-MasterCard-Upgrade/td-p/5270093

Thanks, read the thread....so jealous So you and a couple others have the card. You got the offer and a cli, pretty tight. I'm using my card at Walmart, online medical, Walgreens and I'm hoping for an invite too. Funny how you were "Meh" about it at first.

Re: CareCredit MasterCard Mobile Payment Promo

Revelate — Sat, 15 Feb 2020 12:15:06 GMT

@UncleB wrote:
@Revelate wrote:
Whaaaat?

You still get the promotional offer of IIRC 0% financing for 24 months, good ANYWHERE?

Like the NFCU shennanigans that I was thinking of playing and refinancing my auto/mortgage debt with BT's: you can do something similar with anything that accepts a swipe with this card?!?

That's insane. I was always kicking around picking up the CareCredit in the future because it's not like health care is getting any cheaper and more financing options more better, but if that's how this card works will go pick up the retail version and just join the upgrade hopeful crowd.
Unless there's a MasterCard-specific promo related to financing, all the 0% offers are only for charges made at CareCredit providers using their provider portal or terminal.

The way it works (at least at my dentist) is they run purchases through a web portal (not the usual CC terminal) and from there they are able to provide the promo options (duration, etc.). The few times I've used it for dental work there have always been two or three different options to choose from (offers can vary from provider to provider).

I still have no idea why I got targeted for the upgrade, but I continue to be pleased with the decision to follow through with it (there was some hesitation). Last year alone I earn around $100 in cash rewards for doing very little, and of course it's an easy way to keep the account 'alive' in case I break another tooth and need to get a crown at moment's notice.

Ah thanks bud. Just useful as I age then but not godlike.

Be interesting if this expands to cover more elective things if it doesn't already.

Re: CareCredit MasterCard Mobile Payment Promo

UncleB — Sat, 15 Feb 2020 12:16:22 GMT

@GApeachy wrote:
Funny how you were "Meh" about it at first.

LOL... I know, right?

At the time I was trying hard to get under 5/24 (as well as maximize my AAoA) so the timing for a new account 'ding' wasn't optimal, but I'm now glad I decided to go with it.