topic Re: Will NFCU Honor BT Special Rate? in Credit Cards

Will NFCU Honor BT Special Rate?

Gladius — Fri, 28 Feb 2020 09:18:17 GMT

I have been contemplating doing a BT to my NFCU Platinum Visa for a few days with their 1.9% rate, but I go to do it this morning and low and behold, I don't have the special offer showing up on my account page anymore. Do you think if I call and ask they will still honor the rate? Has anyone ever tried this and suceeded? Thanks in advance.

Re: Will NFCU Honor BT Special Rate?

thornback — Fri, 28 Feb 2020 13:40:25 GMT

Yes, so long as your BT posts by 3/2, you'll get the 1.99% rate currently offered to all cardholders.

https://www.navyfederal.org/campaigns/credit-cards/2020/01/37719-all-ita-bt-jan-feb-lp.php

No need to call and ask - it'll be applied even if not showing in your portal as an offer.

Re: Will NFCU Honor BT Special Rate?

Anonymous — Fri, 28 Feb 2020 13:48:05 GMT

Good luck, OP!

Re: Will NFCU Honor BT Special Rate?

Gladius — Fri, 28 Feb 2020 16:15:36 GMT

@thornback wrote:
Yes, so long as your BT posts by 3/2, you'll get the 1.99% rate currently offered to all cardholders.

https://www.navyfederal.org/campaigns/credit-cards/2020/01/37719-all-ita-bt-jan-feb-lp.php

No need to call and ask - it'll be applied even if not showing in your portal as an offer.

Thank you. I did call this morning and they said the offer was good for all members until 29 Feb.

Re: Will NFCU Honor BT Special Rate?

thornback — Fri, 28 Feb 2020 18:18:09 GMT

@Gladius wrote:
@thornback wrote:
Yes, so long as your BT posts by 3/2, you'll get the 1.99% rate currently offered to all cardholders.

https://www.navyfederal.org/campaigns/credit-cards/2020/01/37719-all-ita-bt-jan-feb-lp.php

No need to call and ask - it'll be applied even if not showing in your portal as an offer.
Thank you. I did call this morning and they said the offer was good for all members until 29 Feb.

Interesting since their website says 3/2. Just in a nick of time I guess. 😊

Re: Will NFCU Honor BT Special Rate?

M_Smart007 — Fri, 28 Feb 2020 19:01:16 GMT

Close call OP !

Re: Will NFCU Honor BT Special Rate?

Anonymous — Fri, 28 Feb 2020 19:18:41 GMT

But will it post in time, one day seems kind of short?

I called last week to initiate the BT, and it finally showed the credit as a payment on my account Monday. Yet the statement from NFCU shows it posted on the 19th, which feels like the actual day I called. lol

I don't know if they did it that way so it would post on that particular statement, instead of waiting for the next one in 45 days.

Re: Will NFCU Honor BT Special Rate?

Anonymous — Fri, 28 Feb 2020 19:34:57 GMT

@Anonymous wrote:
But will it post in time, one day seems kind of short?

I called last week to initiate the BT, and it finally showed the credit as a payment on my account Monday. Yet the statement from NFCU shows it posted on the 19th, which feels like the actual day I called. lol
I don't know if they did it that way so it would post on that particular statement, instead of waiting for the next one in 45 days.

I would certainly think that NFCU would go by the fact the request was made before 3/2 whether it has posted or not.

Re: Will NFCU Honor BT Special Rate?

thornback — Fri, 28 Feb 2020 19:37:45 GMT

@Anonymous wrote:
@Anonymous wrote:
But will it post in time, one day seems kind of short?

I called last week to initiate the BT, and it finally showed the credit as a payment on my account Monday. Yet the statement from NFCU shows it posted on the 19th, which feels like the actual day I called. lol
I don't know if they did it that way so it would post on that particular statement, instead of waiting for the next one in 45 days.

I would certainly think that NFCU would go by the fact the request was made before 3/2 whether it has posted or not.

And this may actually be why OP was told they had to do it by 1/29 -- so that it does post by 3/2.

Re: Will NFCU Honor BT Special Rate?

Anonymous — Fri, 28 Feb 2020 19:42:56 GMT

@thornback wrote:
@Anonymous wrote:
@Anonymous wrote:
But will it post in time, one day seems kind of short?

I called last week to initiate the BT, and it finally showed the credit as a payment on my account Monday. Yet the statement from NFCU shows it posted on the 19th, which feels like the actual day I called. lol
I don't know if they did it that way so it would post on that particular statement, instead of waiting for the next one in 45 days.

I would certainly think that NFCU would go by the fact the request was made before 3/2 whether it has posted or not.
And this may actually be why OP was told they had to do it by 1/29 -- so that it does post by 3/2.

Or the CSRs are just ill-informed. Its nothing new.

Re: Will NFCU Honor BT Special Rate?

thornback — Fri, 28 Feb 2020 19:45:23 GMT

@Anonymous wrote:
@thornback wrote:
@Anonymous wrote:
@Anonymous wrote:
But will it post in time, one day seems kind of short?

I called last week to initiate the BT, and it finally showed the credit as a payment on my account Monday. Yet the statement from NFCU shows it posted on the 19th, which feels like the actual day I called. lol
I don't know if they did it that way so it would post on that particular statement, instead of waiting for the next one in 45 days.

I would certainly think that NFCU would go by the fact the request was made before 3/2 whether it has posted or not.
And this may actually be why OP was told they had to do it by 1/29 -- so that it does post by 3/2.

Or the CSRs are just ill-informed. Its nothing new.

Of course. But benefits of doubt and all that jazz, Saeren.

Re: Will NFCU Honor BT Special Rate?

Anonymous — Fri, 28 Feb 2020 19:47:16 GMT

When I did mine, it went pending the next day and had the code attached for "1.99% cash advance promo" or something like that... So I still maintain that its most likely going to count as long as its started before 3/3.

Re: Will NFCU Honor BT Special Rate?

AllZero — Sat, 29 Feb 2020 00:13:45 GMT

@Gladius wrote:
I have been contemplating doing a BT to my NFCU Platinum Visa for a few days with their 1.9% rate, but I go to do it this morning and low and behold, I don't have the special offer showing up on my account page anymore. Do you think if I call and ask they will still honor the rate? Has anyone ever tried this and suceeded? Thanks in advance.

If you received the marketing Navy BT emailer, you can activate it by clicking the link too.