topic Re: PenFed Fico 9 Update in Credit Cards

PenFed Fico 9 Update

Namaste7 — Sun, 01 Mar 2020 18:23:04 GMT

The Feb 2020 scores are updated. Even with a 766, PF refuses to give me SP love. In turn, I refuse to use that Turbo Tax offer 🤪

Did anyone get an offer?

Re: PenFed Fico 9 Update

CreditCuriosity — Sun, 01 Mar 2020 18:29:02 GMT

@Namaste7 wrote:
The Feb 2020 scores are updated. Even with a 766, PF refuses to give me SP love. In turn, I refuse to use that Turbo Tax offer 🤪

Did anyone get an offer?

have had near 800 scores with penfed for along time and no offers for me and many others. how you get on their radar for sp offers no one really knows as been with them for 5 years now. whenever i apply i have yet to be turned down so not lack of being credit worthy. shrug PenFed is an odd duck for some of us

Re: PenFed Fico 9 Update

Gmood1 — Sun, 01 Mar 2020 18:53:51 GMT

I get the same offers I always get once I hit the exposure wall. I get preapproved new/used auto loans.

Score seems to be heading back up after hammering them the last few months. Was an 822 in Nov. Once 5 new accounts reported.

Score dropped to 804 by Feb. Now shows 810 on Penfed. So back on the mend.

Penfed is weird with those SP offers. CC should be getting them as you should be by now OP.

Re: PenFed Fico 9 Update

Anonymous — Sun, 01 Mar 2020 19:31:27 GMT

They are consistent.....Turbo Tax again

Re: PenFed Fico 9 Update

Anonymous — Sun, 01 Mar 2020 19:32:45 GMT

Sorry to hear that!

Re: PenFed Fico 9 Update

Anonymous — Sun, 01 Mar 2020 19:56:55 GMT

@CreditCuriosity wrote:
"whenever i apply i have yet to be turned down so not lack of being credit worthy. shrug PenFed is an odd duck for some of us"

Same here, I have never had an SP offer but was not turned down for a Power Cash Rewards card $7500 SL, at around 17% and a $46k auto loan @ 5%. I have gotten multiple offers to apply. But no SP offers.

Re: PenFed Fico 9 Update

Anonymous — Sun, 01 Mar 2020 20:22:59 GMT

779. And the amazing Turbo Tax offer continues!

Re: PenFed Fico 9 Update

AverageJoesCredit — Sun, 01 Mar 2020 20:47:12 GMT

I got an offer to kick rocks

Re: PenFed Fico 9 Update

K-in-Boston — Sun, 01 Mar 2020 20:52:16 GMT

At least they're consistent. Almost 4 years later I still have a Turbo Tax offer!

Re: PenFed Fico 9 Update

5KRunner — Sun, 01 Mar 2020 20:57:44 GMT

@Namaste7 wrote:
The Feb 2020 scores are updated. Even with a 766, PF refuses to give me SP love. In turn, I refuse to use that Turbo Tax offer 🤪

Did anyone get an offer?

Mine is 784 as of 2/11. No soup for me... but then again, I've opened a ton of new accounts and my Power Cash Rewards is only 6 months old, so that makes sense.

Re: PenFed Fico 9 Update

AverageJoesCredit — Sun, 01 Mar 2020 21:18:20 GMT

Lol just checked 772, its the new 500

Re: PenFed Fico 9 Update

Gmood1 — Sun, 01 Mar 2020 22:19:29 GMT

@AverageJoesCredit wrote:
Lol just checked 772, its the new 500

Ain't that the truth!! 😂😂😂😋

Well at least Langley loves you. They told me to kick rocks!

With a 800+ FICO 8 EQ showing on their site.😂😂

So don't feel bad Joe. We all get rejected sometimes.

Re: PenFed Fico 9 Update

wingennis — Sun, 01 Mar 2020 22:43:17 GMT

My score went up to 785 from 740 and my lonely auto offer disappeared. Sigh.

Re: PenFed Fico 9 Update

tcbofade — Sun, 01 Mar 2020 22:55:23 GMT

Score says 703, no offers for me either.

Re: PenFed Fico 9 Update

CreditCuriosity — Sun, 01 Mar 2020 23:44:48 GMT

@Gmood1 wrote:
@AverageJoesCredit wrote:
Lol just checked 772, its the new 500
Ain't that the truth!! 😂😂😂😋
Well at least Langley loves you. They told me to kick rocks!
With a 800+ FICO 8 EQ showing on their site.😂😂
So don't feel bad Joe. We all get rejected sometimes.

bingo langley told me to beat it about a year ago as well.. different FI's look for different things. Anyone in the credit game long enough will get denied by many lenders for whatever reason as scores arent everything nor is DTI, etc..

Re: PenFed Fico 9 Update

Revelate — Sun, 01 Mar 2020 23:54:18 GMT

At least you are in good company.

829 from last month as I had a 30% balance that day I think, down from 834 in January.

The only offers I get outside of said TurboTax are the mistaken emails that went out accidentally last month I think it was ;(.

To be fair it's not as if I need anything from them right now and they probably know that haha.

Interestingly enough AOYRA is my #1 on that with a nearly 1 year old CC. Gotta love FICO 9.

Re: PenFed Fico 9 Update

AverageJoesCredit — Mon, 02 Mar 2020 02:10:32 GMT

@Gmood1 wrote:
@AverageJoesCredit wrote:
Lol just checked 772, its the new 500
Ain't that the truth!! 😂😂😂😋
Well at least Langley loves you. They told me to kick rocks!
With a 800+ FICO 8 EQ showing on their site.😂😂
So don't feel bad Joe. We all get rejected sometimes.

Lol, thanks G, crazy Langley rejected you, sure you didnt p them off while you were in the "service"?

Re: PenFed Fico 9 Update

AverageJoesCredit — Mon, 02 Mar 2020 02:11:21 GMT

@wingennis wrote:
My score went up to 785 from 740 and my lonely auto offer disappeared. Sigh.

RIP 785 . well, theres always Turbo

Re: PenFed Fico 9 Update

wingennis — Mon, 02 Mar 2020 02:33:16 GMT

@AverageJoesCredit wrote:
@wingennis wrote:
My score went up to 785 from 740 and my lonely auto offer disappeared. Sigh.
RIP 785 . well, theres always Turbo

I used the Turbo offer on Socks Bank out of spite.

Re: PenFed Fico 9 Update

AverageJoesCredit — Mon, 02 Mar 2020 12:13:29 GMT

@wingennis wrote:
@AverageJoesCredit wrote:
@wingennis wrote:
My score went up to 785 from 740 and my lonely auto offer disappeared. Sigh.
RIP 785 . well, theres always Turbo
I used the Turbo offer on Socks Bank out of spite.

Dang thats COLD😰❄ lol that will show them