topic Re: Citi CLI question in Credit Cards

Citi CLI question

simplynoir — Mon, 02 Mar 2020 03:32:15 GMT

Yesterday was my CLI request date on my Citi Premier. SP request went without a hitch, it's the HP one that I have a question about. I'm willing to do the HP so asked for it immediately after the SP approval and gave prompt of "24 hrs we'll let you know decision by email" spiel. This was yesterday morning and still no HP alerts on ANY of my reports or email from Citi about request

So my question is did my request get lost? I was thinking that maybe using the app along it being a leap year day maybe tripped something on Citi's side because when I went to loging to website on laptop I am still able to request a HP CLI. I don't mind submitting the request again but I also don't want to get hit with a double HP either

Any help appreciated!

Re: Citi CLI question

Anonymous — Mon, 02 Mar 2020 03:39:41 GMT

No it didn't get lost. I thought the same thing when I asked for one in October so I froze my reports and then got a HP the next day. They told me that I can't have it with the freeze and TU won't remove it because it's a legitimate HP. Learned the hard way that if it's coded "account review," you can receive a HP when frozen! Just give it time.

Re: Citi CLI question

KLEXH25 — Mon, 02 Mar 2020 04:03:34 GMT

@simplynoir wrote:
Yesterday was my CLI request date on my Citi Premier. SP request went without a hitch, it's the HP one that I have a question about. I'm willing to do the HP so asked for it immediately after the SP approval and gave prompt of "24 hrs we'll let you know decision by email" spiel. This was yesterday morning and still no HP alerts on ANY of my reports or email from Citi about request

So my question is did my request get lost? I was thinking that maybe using the app along it being a leap year day maybe tripped something on Citi's side because when I went to loging to website on laptop I am still able to request a HP CLI. I don't mind submitting the request again but I also don't want to get hit with a double HP either

Any help appreciated!

Question: After you did the SP CLI, did you actually get an increase or were you denied and that's why you did the HP?

*ETA - ah never mind. I missed the "approval" part.

Re: Citi CLI question

simplynoir — Mon, 02 Mar 2020 03:43:43 GMT

@Anonymous wrote:
No it didn't get lost. I thought the same thing when I asked for one in October so I froze my reports and then got a HP the next day. They told me that I can't have it with the freeze and TU won't remove it because it's a legitimate HP. Learned the hard way that if it's coded "account review," you can receive a HP when frozen! Just give it time.

What was the timeline between the initial request and when the HP was performed? Reason I ask is because this experience is different from my one last September when I double dipped

Re: Citi CLI question

Anonymous — Mon, 02 Mar 2020 03:48:34 GMT

I just went and looked. Requested 10/11, HP hit 10/13.

Re: Citi CLI question

CreditCuriosity — Mon, 02 Mar 2020 03:49:40 GMT

I did mine on weekday so could be different from weekend but knew back within less than an hour. I suspect the weekend if the issue here as your profile is solid. Can call in tomorrow if you havent heard anything and no HPs show up. I think you will be just fine imo

Re: Citi CLI question

simplynoir — Mon, 02 Mar 2020 03:55:50 GMT

@CreditCuriosity wrote:
I did mine on weekday so could be different from weekend but knew back within less than an hour. I suspect the weekend if the issue here as your profile is solid. Can call in tomorrow if you havent heard anything and no HPs show up. I think you will be just fine imo

Stupid Citi did send me several emails today but they were all for the SP increase I was approved for. I'm just an impatient person

Re: Citi CLI question

thornback — Mon, 02 Mar 2020 04:03:41 GMT

@simplynoir wrote:
@CreditCuriosity wrote:
I did mine on weekday so could be different from weekend but knew back within less than an hour. I suspect the weekend if the issue here as your profile is solid. Can call in tomorrow if you havent heard anything and no HPs show up. I think you will be just fine imo
Stupid Citi did send me several emails today but they were all for the SP increase I was approved for. I'm just an impatient person

I think their email/text system was out of whack today. They sent about 10 account balance alerts to me with the same info and no changes to my balance since last week. Got so annoyed I logged in to turn off all alerts.

Re: Citi CLI question

Remedios — Mon, 02 Mar 2020 04:26:05 GMT

They did go nuts today

I was informed my statement from 17th is ready 😐

Re: Citi CLI question

simplynoir — Mon, 02 Mar 2020 04:37:23 GMT

It was all "Congrats on your increase" "Credit limit was adjusted" "Confirmation of Citi Activity" and so on for me today 🤦‍♂️

Re: Citi CLI question

AverageJoesCredit — Mon, 02 Mar 2020 11:59:45 GMT

@simplynoir wrote:
It was all "Congrats on your increase" "Credit limit was adjusted" "Confirmation of Citi Activity" and so on for me today 🤦‍♂️

What's that feel like?😄 i only get auto rejected i gotta live through 3rd party script😁

Re: Citi CLI question

Remedios — Mon, 02 Mar 2020 13:32:42 GMT

@simplynoir anything yet?

Re: Citi CLI question

simplynoir — Mon, 02 Mar 2020 13:35:46 GMT

@Remedios wrote:
@simplynoir anything yet?

Nothing yet, @Remedios. I'll give them a call during lunch to see what's going on if I don't hear from them

Re: Citi CLI question

Remedios — Mon, 02 Mar 2020 13:41:13 GMT

@simplynoir wrote:
@Remedios wrote:
@simplynoir anything yet?
Nothing yet, @Remedios. I'll give them a call during lunch to see what's going on if I don't hear from them

Waiting 😐

Re: Citi CLI question

simplynoir — Mon, 02 Mar 2020 13:42:42 GMT

@Remedios wrote:
@simplynoir wrote:
@Remedios wrote:
@simplynoir anything yet?
Nothing yet, @Remedios. I'll give them a call during lunch to see what's going on if I don't hear from them
Waiting 😐

Been a lot of that going on recently 😐

Re: Citi CLI question

Brian_Earl_Spilner — Mon, 02 Mar 2020 14:02:48 GMT

@AverageJoesCredit wrote:
@simplynoir wrote:
It was all "Congrats on your increase" "Credit limit was adjusted" "Confirmation of Citi Activity" and so on for me today 🤦‍♂️
What's that feel like?😄 i only get auto rejected i gotta live through 3rd party script😁

Didn't you say you have 240k in credit on 25k salary? I make almost triple what you do and would kill to have just 20k in credit lines. Not even 10% of what you have would be more than I ever need. 😉

Re: Citi CLI question

simplynoir — Mon, 02 Mar 2020 17:54:51 GMT

Update: called Citi and request is still under review. More waiting to be had apparently 🤷‍♂️

Re: Citi CLI question

simplynoir — Mon, 02 Mar 2020 23:00:01 GMT

They came through finally. Mods, I'll go ahead and AR myself so you can lock this thread. Approval post coming shortly

Re: Citi CLI question

Remedios — Mon, 02 Mar 2020 23:05:58 GMT

@simplynoir wrote:
They came through finally. Mods, I'll go ahead and AR myself so you can lock this thread. Approval post coming shortly

Congrats, Wingman 🤗