topic Re: Adding self as an additional Gold Card on an Amex Plat? in Credit Cards

Adding self as an additional Gold Card on an Amex Plat?

budugu — Wed, 11 Mar 2020 01:11:05 GMT

Did any one try? Will it create a new account on your credit report?

Re: Adding self as an additional Gold Card on an Amex Plat?

Anonymous — Wed, 11 Mar 2020 01:18:03 GMT

@budugu wrote:
Did any one try? Will it create a new account on your credit report?

What is your goal in doing this?

Re: Adding self as an additional Gold Card on an Amex Plat?

K-in-Boston — Wed, 11 Mar 2020 01:22:29 GMT

I can't imagine any scenario where this would make sense. If you were added as an AU on your own account, it would be the same Platinum account (just a different card without the same benefits or perks) so it would not duplicate the account on your reports.

Re: Adding self as an additional Gold Card on an Amex Plat?

budugu — Wed, 11 Mar 2020 01:36:26 GMT

As a back up card for my mom when visiting US

@Anonymous wrote:
@budugu wrote:
Did any one try? Will it create a new account on your credit report?

What is your goal in doing this?

visiting the US.

Re: Adding self as an additional Gold Card on an Amex Plat?

Anonymous — Wed, 11 Mar 2020 01:40:21 GMT

This begs the question, "Do you need to dish out any AA? If you do, please consider me".

Of course their system should prevent this, but it wreaks of experimental fraudulent behavior. They would get a little antsy of what you might be able to fraudulently accomplish doing this.

Re: Adding self as an additional Gold Card on an Amex Plat?

Remedios — Wed, 11 Mar 2020 01:53:53 GMT

@budugu

If I'm understanding this correctly, you dont necessarily want to add yourself, but you're looking for additional card so that she can make charges while she's visiting?

Re: Adding self as an additional Gold Card on an Amex Plat?

K-in-Boston — Wed, 11 Mar 2020 01:59:02 GMT

@Remedios wrote:
@budugu
If I'm understanding this correctly, you dont necessarily want to add yourself, but you're looking for additional card so that she can make charges while she's visiting?

That's how I read that as well. If that is the case and she does not have a SSN or ITIN, you should be able to call American Express and have her added via passport number.

Re: Adding self as an additional Gold Card on an Amex Plat?

Brian_Earl_Spilner — Wed, 11 Mar 2020 02:04:44 GMT

Would it even be possible to add yourself since you need to provide your SSN?

Could you do it on other cards?

Re: Adding self as an additional Gold Card on an Amex Plat?

Anonymous — Wed, 11 Mar 2020 02:17:12 GMT

@Brian_Earl_Spilner wrote:
Would it even be possible to add yourself since you need to provide your SSN?

Could you do it on other cards?

Wasn't there an issue with self referrals with Amex in the past? They didn't even check to ensure that it could not be done.

Re: Adding self as an additional Gold Card on an Amex Plat?

Remedios — Wed, 11 Mar 2020 02:27:30 GMT

@Anonymous wrote:
@Brian_Earl_Spilner wrote:
Would it even be possible to add yourself since you need to provide your SSN?

Could you do it on other cards?
Wasn't there an issue with self referrals with Amex in the past? They didn't even check to ensure that it could not be done.

How is this anything like self referral if no incentive is present?

Re: Adding self as an additional Gold Card on an Amex Plat?

AverageJoesCredit — Wed, 11 Mar 2020 02:35:50 GMT

Huh?

Re: Adding self as an additional Gold Card on an Amex Plat?

Anonymous — Wed, 11 Mar 2020 02:36:25 GMT

@Remedios wrote:
@Anonymous wrote:
@Brian_Earl_Spilner wrote:
Would it even be possible to add yourself since you need to provide your SSN?

Could you do it on other cards?
Wasn't there an issue with self referrals with Amex in the past? They didn't even check to ensure that it could not be done.

How is this anything like self referral if no incentive is present?

It would be an IT issue where they are not diligently checking for duplication of cardholder accounts that get people in trouble. If they aren't diligent in one area, chances are they are not in another.

Re: Adding self as an additional Gold Card on an Amex Plat?

AverageJoesCredit — Wed, 11 Mar 2020 02:37:22 GMT

This title baffles me ok im going to exit left

Re: Adding self as an additional Gold Card on an Amex Plat?

Brian_Earl_Spilner — Wed, 11 Mar 2020 02:43:20 GMT

@Anonymous wrote:
@Remedios wrote:
@Anonymous wrote:
@Brian_Earl_Spilner wrote:
Would it even be possible to add yourself since you need to provide your SSN?

Could you do it on other cards?
Wasn't there an issue with self referrals with Amex in the past? They didn't even check to ensure that it could not be done.

How is this anything like self referral if no incentive is present?

It would be an IT issue where they are not diligently checking for duplication of cardholder accounts that get people in trouble. If they aren't diligent in one area, chances are they are not in another.

I found this amusing. Amex not checking for duplications but they'll remember my charge off from 20 years ago. 😂

Re: Adding self as an additional Gold Card on an Amex Plat?

K-in-Boston — Wed, 11 Mar 2020 02:47:03 GMT

@Brian_Earl_Spilner wrote:
I found this amusing. Amex not checking for duplications but they'll remember my charge off from 20 years ago. 😂

Re: Adding self as an additional Gold Card on an Amex Plat?

budugu — Wed, 11 Mar 2020 02:48:13 GMT

@Remedios wrote:
@budugu
If I'm understanding this correctly, you dont necessarily want to add yourself, but you're looking for additional card so that she can make charges while she's visiting?

Yes!

Re: Adding self as an additional Gold Card on an Amex Plat?

Anonymous — Wed, 11 Mar 2020 02:48:37 GMT

@Brian_Earl_Spilner wrote:
@Anonymous wrote:
@Remedios wrote:
@Anonymous wrote:
@Brian_Earl_Spilner wrote:
Would it even be possible to add yourself since you need to provide your SSN?

Could you do it on other cards?
Wasn't there an issue with self referrals with Amex in the past? They didn't even check to ensure that it could not be done.

How is this anything like self referral if no incentive is present?

It would be an IT issue where they are not diligently checking for duplication of cardholder accounts that get people in trouble. If they aren't diligent in one area, chances are they are not in another.
I found this amusing. Amex not checking for duplications but they'll remember my charge off from 20 years ago. 😂

Yeah, I found it amusing they allowed self referrals. Trying to add yourself as an AU through the website just might work lol. And then it could be trouble. I would be afraid it might go through.

Re: Adding self as an additional Gold Card on an Amex Plat?

budugu — Wed, 11 Mar 2020 02:48:52 GMT

@K-in-Boston wrote:
@Remedios wrote:
@budugu
If I'm understanding this correctly, you dont necessarily want to add yourself, but you're looking for additional card so that she can make charges while she's visiting?
That's how I read that as well. If that is the case and she does not have a SSN or ITIN, you should be able to call American Express and have her added via passport number.

Thanks for the input. Will get that done!

Re: Adding self as an additional Gold Card on an Amex Plat?

Remedios — Wed, 11 Mar 2020 02:50:15 GMT

@Anonymous wrote:
@Remedios wrote:
@Anonymous wrote:
@Brian_Earl_Spilner wrote:
Would it even be possible to add yourself since you need to provide your SSN?

Could you do it on other cards?
Wasn't there an issue with self referrals with Amex in the past? They didn't even check to ensure that it could not be done.

How is this anything like self referral if no incentive is present?

It would be an IT issue where they are not diligently checking for duplication of cardholder accounts that get people in trouble. If they aren't diligent in one area, chances are they are not in another.

No, @Anonymous

Self referal has nothing to do with what you described.

Self referal is about collecting a bonus you're not entitled to and it's clearly spelled out in T&C

If an incentive for adding AU was present, it could be concerning, but there isn't one.

OP can either do what K suggested, or ask for replacement card due to "damage"

Both cards would be functional.

Simple as that.

Re: Adding self as an additional Gold Card on an Amex Plat?

Anonymous — Wed, 11 Mar 2020 03:00:51 GMT

@Remedios wrote:
@Anonymous wrote:
@Remedios wrote:
@Anonymous wrote:
@Brian_Earl_Spilner wrote:
Would it even be possible to add yourself since you need to provide your SSN?

Could you do it on other cards?
Wasn't there an issue with self referrals with Amex in the past? They didn't even check to ensure that it could not be done.

How is this anything like self referral if no incentive is present?

It would be an IT issue where they are not diligently checking for duplication of cardholder accounts that get people in trouble. If they aren't diligent in one area, chances are they are not in another.
No, @Anonymous
Self referal has nothing to do with what you described.
Self referal is about collecting a bonus you're not entitled to and it's clearly spelled out in T&C

If an incentive for adding AU was present, it could be concerning, but there isn't one.

OP can either do what K suggested, or ask for replacement card due to "damage"

Both cards would be functional.
Simple as that.

OP is actually talking about something else. The subject was a little confusing.

I'm looking at it from a website and IT perspective in that it does not validate that the cardholder cannot create duplication within the system. I know we aren't talking about incentives here.

This is the difference between calling a CSR and asking if you can self refer or asking if you can add yourself as an AU. You would get a no from a CSR on both. Doing that via website may produce a different outcome.

But adding self as an AU isn't what OP was trying to do, so were good.