topic Re: Brain Fart.....we're all allowed, right? in Credit Cards

Brain Fart.....we're all allowed, right?

BungalowMo — Sat, 18 Jul 2009 15:51:38 GMT

In my ongoing quest to re-fi my mtg, I was wanting to get a better "mix" on my report. So far my reports would show 4 open accts. 1 mortgage, 3 CC.

I wanted a charge card to help things a bit.....then I had one of those "smack your forehead...coulda had a V8" moments.

I have had a Firestone charge card since May of 06, but it was never activated because right after I got it, I moved & didn't live or work near a shop. It was on my reports...sort of. It wasn't counted in the mix because I hadn't used it yet & didn't show a limit.

Drove about 17 miles north this am....new wiper blades installed...$27. & a nicely aged TL with a $1200 limit!

Re: Brain Fart.....we're all allowed, right?

Anonymous — Sat, 18 Jul 2009 16:13:02 GMT

...and a new Scorewatch score, to boot!

I think you had a "smart f*rt" !

Congrats!

Re: Brain Fart.....we're all allowed, right?

Anonymous — Sat, 18 Jul 2009 17:05:35 GMT

Brilliant!

Now that you have a shiney new TL good for $1,200 I guess you can afford the tickets for tonights tractor pull!

If you pay for the tickets, I'll spring for the MD 20/20!

Message Edited by creditwherecreditisdue on 07-18-2009 01:05 PM

Re: Brain Fart.....we're all allowed, right?

BungalowMo — Sat, 18 Jul 2009 17:36:52 GMT

@Anonymous wrote:
Brilliant!

Now that you have a shiney new TL good for $1,200 I guess you can afford the tickets for tonights tractor pull!

If you pay for the tickets, I'll spring for the MD 20/20!
Message Edited by creditwherecreditisdue on 07-18-2009 01:05 PM

Well now, aint that gonna be a rip roarin' good time! Lemme git ahold 'a my cuzin' Jeb & he can bring the hounds too. They love them there tracterz! Makes em holler like the dickens! hahaha

Re: Brain Fart.....we're all allowed, right?

Anonymous — Sat, 18 Jul 2009 17:55:55 GMT

It sure is great to get a laugh out of this forum once in a while! If it was naught but Chase 24/7 I would surely do myself in!

Re: Brain Fart.....we're all allowed, right?

BungalowMo — Sat, 18 Jul 2009 19:43:31 GMT

@Anonymous wrote:
It sure is great to get a laugh out of this forum once in a while! If it was naught but Chase 24/7 I would surely do myself in!

Oh yes!! Humor is a wonderful remedy to nasty cap 1 accts!

OK...I was holding back on mentioning this (didn't want any tomato's thrown my way since I want to re-fi)..but also, in trying to boost available credit & have a nicer mix... yesterday I applied for a Chase BP visa.....ACCEPTED!!!!

I don't even have the card or acct # yet (about 3 days) but I called & my limit is $2100! So...in the last 24hrs I've got the one charge acct above for 1200 (statement cut date...27th) with a 20 month history finally added! & Chase Visa for 2100, to give me a grand total of an extra $3300 !!!!!!! I couldn't get the statement date for the Chase card until they actually make it & mail it! JEEZ....everything takes SO long!!!!!! hahahaha

Re: Brain Fart.....we're all allowed, right?

marty56 — Sat, 18 Jul 2009 19:46:44 GMT

Good luck on the refi. I just did one at RBFCU.

Re: Brain Fart.....we're all allowed, right?

BungalowMo — Sat, 18 Jul 2009 19:48:24 GMT

@marty56 wrote:
Good luck on the refi. I just did one at RBFCU.

What's RBFCU? I guessed the Credit Union part!

Re: Brain Fart.....we're all allowed, right?

marty56 — Sat, 18 Jul 2009 19:56:58 GMT

Randolph-Brooks Fedeal Credit Union. They gave me a way better deal than National City did and I have been a National City customer for over 5 years.

Next summer their Visa card goes to the unused credit card farm in Virginia and I will get a RBFCU card.

Re: Brain Fart.....we're all allowed, right?

Anonymous — Sat, 18 Jul 2009 20:00:06 GMT

You can check it out here:

https://www.rbfcu.org/

Congrats on your new Chase card, Mo. That's a pretty good card if I remember correctly.

Re: Brain Fart.....we're all allowed, right?

BungalowMo — Sat, 18 Jul 2009 20:00:44 GMT

I'm in Virginia...what's this Randolph Brooks??? Never heard of them.

Re: Brain Fart.....we're all allowed, right?

BungalowMo — Sat, 18 Jul 2009 20:02:22 GMT

@Anonymous wrote:
You can check it out here:

https://www.rbfcu.org/

Congrats on your new Chase card, Mo. That's a pretty good card if I remember correctly.

Ok...I answered him....then saw this! I guess the Brain Fart continues!

Thanks for the congrats...I'm happy about it & they only pulled one report! EQ

Re: Brain Fart.....we're all allowed, right?

Anonymous — Sat, 18 Jul 2009 20:04:54 GMT

Is it a theme day? Party on!

(The only thing better than one hard INQ is none!)

Re: Brain Fart.....we're all allowed, right?

marty56 — Sat, 18 Jul 2009 20:09:10 GMT

@BungalowMo wrote:
I'm in Virginia...what's this Randolph Brooks??? Never heard of them.

San Antonio. I meant no offense about Virgina but when we were kids, our beagle died and rather than tell us that, my parents told us she went to the beagle farm in VA to live.

LOL a few years latter my parents took us to Wlliamsburg for a road trip and my baby sister asked my parents if we could stop and visit Georgie Girl (the beagle) on the way. Another akward moment brought to you by MC.

Re: Brain Fart.....we're all allowed, right?

BungalowMo — Sat, 18 Jul 2009 20:11:52 GMT

hahaha...great story! Oh, those little white lies told us in youth!

Re: Brain Fart.....we're all allowed, right?

Anonymous — Sat, 18 Jul 2009 20:27:48 GMT

Great story marty!

Re: Brain Fart.....we're all allowed, right?

BungalowMo — Sun, 19 Jul 2009 00:56:29 GMT

@Anonymous wrote:
...and a new Scorewatch score, to boot!

I think you had a "smart f*rt" !

Congrats!

Thanks!!! I don't know how I missed this post!