topic Re: Discover Apr Reduction in Credit Cards

Discover Apr Reduction

AverageJoesCredit — Fri, 20 Mar 2020 13:32:17 GMT

Hi everyone i hope everyone is safe and clean. Not easy time , especially for those of us with no work. This is day 6 of stay at home quarantine decreed by PR gov so im still here until i can no longer pay my phone or worse. Want to try and bring some positive vibes to my Fico Fam....

Anyhoo, my Discover It has a 0% apr promo expiring next week so i figured what the fico, lets see if i can get another one Called in, suprisingly wait time not too bad. Got handed over to an agent who was working from Home. Because it was a recent 0% promo, couldnt offer me one right now, but was happy to announce he could drop my 19.74% apr to 17.74%😃 Ill take it!.

Anything helps. I willtry again in 6 months and next month ill go for Chrom . It would be nice to have a 0% to put any small charges i need to make but for now im holding off as much as possible on using my credit cards. Blessings to all of you and your families and to those of you who have showed me with such kindness, it can never be repaid🙏 ....unless you accept Discover🤗

Re: Discover Apr Reduction

Mv350 — Fri, 20 Mar 2020 13:35:50 GMT

Congratulations on the reduction!

Hopefullyall this moves quickly!

Re: Discover Apr Reduction

19eighty5 — Fri, 20 Mar 2020 13:36:08 GMT

Congratulations on your rate reduction! You're right -- every bit helps. Wishing you all the best during these difficult times.

Re: Discover Apr Reduction

GApeachy — Fri, 20 Mar 2020 13:46:59 GMT

Funny AJC!

Glad you were able to get a reduction.....hopefully you won't need it!

Try not to get stircrazy in Isolation.

Re: Discover Apr Reduction

AverageJoesCredit — Fri, 20 Mar 2020 13:47:06 GMT

Thank you @Mv350 and @19eighty5

I hope you guys stay healthy and safe , families too.

I figure im not getting any new credit during this credit so anything they will give ill gladly take

Re: Discover Apr Reduction

M_Smart007 — Fri, 20 Mar 2020 13:47:34 GMT

Congrats Average Joe!

Re: Discover Apr Reduction

AverageJoesCredit — Fri, 20 Mar 2020 13:49:00 GMT

@GApeachy wrote:
Funny AJC!
Glad you were able to get a reduction.....hopefully you won't need it!
Try not to get stircrazy in Isolation.

Haha, @GApeachy if i do , dont mind those screams you hear coming from PR saying " BLESS YOUR MFing CORONA HEARTS!!!" 💗🤪

Re: Discover Apr Reduction

Anonymous — Fri, 20 Mar 2020 14:02:34 GMT

Congratulations on your reduction! 👍

Re: Discover Apr Reduction

seattletravels — Fri, 20 Mar 2020 14:10:48 GMT

Congrats on your APR reduction! Over got to be better about requesting these.

Re: Discover Apr Reduction

AverageJoesCredit — Fri, 20 Mar 2020 14:22:07 GMT

Thank you @seattletravels @Anonymous @M_Smart007 appreciate it. I asked about bt offers too but i havent seen those in well over a year

Re: Discover Apr Reduction

GApeachy — Fri, 20 Mar 2020 14:22:09 GMT

@AverageJoesCredit wrote:
@GApeachy wrote:
Funny AJC!
Glad you were able to get a reduction.....hopefully you won't need it!
Try not to get stircrazy in Isolation.
Haha, @GApeachy if i do , dont mind those screams you hear coming from PR saying " BLESS YOUR MFing CORONA HEARTS!!!" 💗🤪

Right there with you in spirit man! I'll be screaming loud enough you'll hear me all the way from GA

Re: Discover Apr Reduction

AllZero — Fri, 20 Mar 2020 15:01:27 GMT

Congratulations on your APR reduction!

Re: Discover Apr Reduction

FireMedic1 — Fri, 20 Mar 2020 15:33:59 GMT

Congrats dude. You deserve it with that special relationship you've had with Missy over the years.

Re: Discover Apr Reduction

Remedios — Fri, 20 Mar 2020 16:27:35 GMT

I'm really not gonna talk 💩 about good old Disco for at least 90 days.

Re: Discover Apr Reduction

Anonymous — Fri, 20 Mar 2020 17:20:13 GMT

@Remedios wrote:
I'm really not gonna talk 💩 about good old Disco for at least 90 days.

Well, since the law requires someone to do so, guess it's my turn. I got two emails yesterday, one from Amex and one from Discover telling me that my card had been removed from Samsung Pay. The Amex one had gone, but the Discover was still there. When I called Discover I was told that she had no idea why I got the email and the Discover card is indeed still active in SP. It was a glitch.

Given the coincidence of two emails arriving within a few seconds, I could be nice and blame something in Samsung Pay, but since the email came from Discover, I will call them the world's worst issuer and to be avoided at all costs! Don't blame me when they tell you that that chat was a glitch and they are really giving you a penalty APR for ever!

Re: Discover Apr Reduction

Anonymous — Fri, 20 Mar 2020 18:08:33 GMT

Congrats AJC and Remedios!

Re: Discover Apr Reduction

GApeachy — Fri, 20 Mar 2020 18:10:14 GMT

@Remedios wrote:
I'm really not gonna talk 💩 about good old Disco for at least 90 days.

Re: Discover Apr Reduction

Remedios — Fri, 20 Mar 2020 18:20:05 GMT

@Anonymous wrote:
@Remedios wrote:
I'm really not gonna talk 💩 about good old Disco for at least 90 days.

Well, since the law requires someone to do so, guess it's my turn. I got two emails yesterday, one from Amex and one from Discover telling me that my card had been removed from Samsung Pay. The Amex one had gone, but the Discover was still there. When I called Discover I was told that she had no idea why I got the email and the Discover card is indeed still active in SP. It was a glitch.

Given the coincidence of two emails arriving within a few seconds, I could be nice and blame something in Samsung Pay, but since the email came from Discover, I will call them the world's worst issuer and to be avoided at all costs! Don't blame me when they tell you that that chat was a glitch and they are really giving you a penalty APR for ever!

Check your Samsung Pay again, I just sent them a screenshot of this!

Nothing personal, just trying to avoid penalty APR for ever.

Re: Discover Apr Reduction

seattletravels — Fri, 20 Mar 2020 19:27:30 GMT

Ok im going to try this.

Re: Discover Apr Reduction

AverageJoesCredit — Fri, 20 Mar 2020 20:29:10 GMT

Good luck @seattletravels