topic Re: Is anyone having any luck with getting CLI with COVID-19 in Credit Cards

Is anyone having any luck with getting CLI with COVID-19

Anonymous — Thu, 26 Mar 2020 14:10:19 GMT

Hello everyone,

Just curious if anyone is having any luck contacting CC Company for CLI?

My job is not affected thankfully but I still worry about having a good nest egg with money in the bank and credit.

Just curious if anyone has had any luck asking for CLI with the recent events going on in the world?

Re: Is anyone having any luck with getting CLI with COVID-19

AnimatorProcrastinator — Thu, 26 Mar 2020 14:12:05 GMT

Just got a CLI from NFCU yesterday, and a CLI from Citi several days ago.

Re: Is anyone having any luck with getting CLI with COVID-19

simplynoir — Thu, 26 Mar 2020 14:23:46 GMT

Got a CLI from US Bank last week

Re: Is anyone having any luck with getting CLI with COVID-19

Anonymous — Thu, 26 Mar 2020 14:29:43 GMT

There does not appear to be any shortage of CC approvals & CLI in the Approvals Forum.

Re: Is anyone having any luck with getting CLI with COVID-19

pinkandgrey — Thu, 26 Mar 2020 14:45:38 GMT

I got a CLI from Citi a couple weeks ago.

Re: Is anyone having any luck with getting CLI with COVID-19

Brian_Earl_Spilner — Thu, 26 Mar 2020 15:05:58 GMT

From navy a few days ago

Re: Is anyone having any luck with getting CLI with COVID-19

M_Smart007 — Thu, 26 Mar 2020 16:12:06 GMT

@Anonymous wrote:
Hello everyone,

Just curious if anyone is having any luck contacting CC Company for CLI?

My job is not affected thankfully but I still worry about having a good nest egg with money in the bank and credit.

Just curious if anyone has had any luck asking for CLI with the recent events going on in the world?

Looks like ClI's are alive and well ...

https://ficoforums.myfico.com/t5/forums/searchpage/tab/message?filter=location&q=cli&location=forum-board:App_Approvals&sort_by=-topicPostDate&collapse_discussion=true

Re: Is anyone having any luck with getting CLI with COVID-19

zerofire — Thu, 26 Mar 2020 17:43:22 GMT

My understanding is that it vary much depends on the lender. Some lenders are tightening lending because they are skittish. Others are actually going out of their way and saying that you should lean on them because they are quite happy to hand out credit like the Opera Show. Remember lenders know you are going to be in one of several categories and the only thing they truly care about is being repaid, preferably with interest. Since you still have your job and are actively working on making cash you are in the best position to negotiate since there is no strain visible to them.

Re: Is anyone having any luck with getting CLI with COVID-19

mrfufoppss — Thu, 26 Mar 2020 22:19:10 GMT

Discover and Chase For Me with Cli..and Navy came thru with a (emergency loan)

Re: Is anyone having any luck with getting CLI with COVID-19

Anonymous — Thu, 26 Mar 2020 22:41:44 GMT

Discover CLI after I asked on Monday.

Credit is still cheaper than its ever been. The banks are much better prepared for an economic downturn then they were over a decade ago. As long as you are employed and still are able to make payments, it's the same tune as usual.

Re: Is anyone having any luck with getting CLI with COVID-19

AverageJoesCredit — Fri, 27 Mar 2020 03:19:22 GMT

Key being still employed

Re: Is anyone having any luck with getting CLI with COVID-19

seattletravels — Fri, 27 Mar 2020 09:44:37 GMT

A quick trip over to approvals forum tells me yes.

Re: Is anyone having any luck with getting CLI with COVID-19

Dahlia77 — Fri, 27 Mar 2020 09:57:51 GMT

Yes, just got a CLI from B of A a few minutes ago. And Amex when I log in tells me i'm leaving "cash on the table" so I'll probably hit them up too. I have a shorter credit history than someone my age should have but I have a good history as far as purchases and pay offs. I may charge quite a chunk, but I'm a PIF person as soon as it reports or right before it reports.

I think so far lenders, for the most part, are still not panicking. Especially if your credit profile shows a good income.

Re: Is anyone having any luck with getting CLI with COVID-19

Wavester64 — Fri, 27 Mar 2020 21:32:09 GMT

@Anonymous wrote:
Hello everyone,

Just curious if anyone is having any luck contacting CC Company for CLI?

My job is not affected thankfully but I still worry about having a good nest egg with money in the bank and credit.

Just curious if anyone has had any luck asking for CLI with the recent events going on in the world?

I did one for Disco yesterday. Approved.

Re: Is anyone having any luck with getting CLI with COVID-19

Andypanda — Fri, 27 Mar 2020 23:29:47 GMT

Got a clui from disco at the beginning of tge month. The rst if my cards, it has been less then 6 months since my last cli, so wouldn't get approved (at least not without a hp) anyways.

Re: Is anyone having any luck with getting CLI with COVID-19

galahad15 — Sat, 28 Mar 2020 07:54:11 GMT

Tried hitting the luv button just a few mins. ago and received a total CLI of $8k, between my 2 Citi cards. Also was approved for a Discover CLI earlier this month.

ETA: just tried asking for a SP CLI for my 3 FNBO cards, and was granted a total of $10k in new CLIs