topic Re: Shocked Discover BT offer back?? in Credit Cards

Shocked Discover BT offer back??

CreditCuriosity — Sat, 29 Feb 2020 17:24:01 GMT

I am shocked after a year + discover actually has a BT offer for me.. Although look at it, has anyone had a worse one from discover lol? really 9 months and 3% fee lol.. gee thanks discover your generousness still amazes me not only with bt offers, but lack of cli's as well

Re: Shocked Discover BT offer back??

M_Smart007 — Sat, 29 Feb 2020 17:29:05 GMT

@CreditCuriosity wrote:
I am shocked after a year + discover actually has a BT offer for me.. Although look at it, has anyone had a worse one from discover lol? really 9 months and 3% fee lol.. gee thanks discover your generousness still amazes me not only with bt offers, but lack of cli's as well

Wow, aren't you LUCKY!

Re: Shocked Discover BT offer back??

Mv350 — Sat, 29 Feb 2020 17:34:40 GMT

You got 3% ! I got a lousy 4% transfer fee offer

Re: Shocked Discover BT offer back??

CreditCuriosity — Sat, 29 Feb 2020 17:35:59 GMT

@Mv350 wrote:
You got 3% ! I got a lousy 4% transfer fee offer

sure you got more than 9 months though lol

Re: Shocked Discover BT offer back??

Anonymous — Sat, 29 Feb 2020 17:51:23 GMT

Hey, what do you know? I have the same offer lol.

Usually the app switches the add authorize user button to transfer a balance so I didn't think to actually go check. I guess Disco knows this offer is awful so they decided to not push it. 😏

Its better than nothing though so I'm glad to have it!

Re: Shocked Discover BT offer back??

Remedios — Sat, 29 Feb 2020 18:00:40 GMT

Does this qualifies as worse 😐😒

I dont know why I keep harping at this, I have nothing to transfer right now, but they are hurting my feelings

Re: Shocked Discover BT offer back??

CreditCuriosity — Sat, 29 Feb 2020 18:18:03 GMT

Ya Discover is so weird some people have BT's all year around yet others dont get them like us.. I suspect they know we dont have any real debt so offer it to people that need it i suspect is the logic of theirs?

Oh I understand I have NFCU 0% BT offer with 0 fees, the irony i do have a bit i can bt although only 2200ish which i could pay in cash easily, but cash is king. going through a REFI right now and wanted to buy new furniture and put it on HSBC 3% card then BT it to NFCU, but my refinance put that to rest as scheduled to close assuming appraisal goes through at amount i need at the end of the month the time my NFCU bt offer ends as wanted to BT about 8k in new furniture, but got to wait to buy it till after I close hence probably another addition to my credit card portfolio for 12 months no fee . Life is roughti tell you!

Re: Shocked Discover BT offer back??

blindambition — Sat, 29 Feb 2020 18:47:45 GMT

All lenders are BT happy at the moment. That's similar to my Barclays offer of 7 months. Good luck on your refi.

Re: Shocked Discover BT offer back??

Anonymous — Sat, 29 Feb 2020 19:28:09 GMT

I have 12 months 0% with 4% fee so not that bad. I also have the no fee offer 5.99% apr for 15 months

Re: Shocked Discover BT offer back??

CreditInspired — Sat, 29 Feb 2020 19:34:18 GMT

@CreditCuriosity wrote:
I am shocked after a year + discover actually has a BT offer for me.. Although look at it, has anyone had a worse one from discover lol? really 9 months and 3% fee lol.. gee thanks discover your generousness still amazes me not only with bt offers, but lack of cli's as well

Darn that sucks! Did they really own give you "one" offer--usually, it's two. But congrats just the same. Maybe this is the beginning of Disco BT doors opening.

Re: Shocked Discover BT offer back??

CreditCuriosity — Sat, 29 Feb 2020 20:27:17 GMT

@CreditInspired wrote:
@CreditCuriosity wrote:
I am shocked after a year + discover actually has a BT offer for me.. Although look at it, has anyone had a worse one from discover lol? really 9 months and 3% fee lol.. gee thanks discover your generousness still amazes me not only with bt offers, but lack of cli's as well

Darn that sucks! Did they really own give you "one" offer--usually, it's two. But congrats just the same. Maybe this is the beginning of Disco BT doors opening.

usually have zero offers so going in the right direction although to be honest Discover use to have some of the BT offers, now they have some of the worse ones imo as they completly overhauled their BT offers as many know.

Speaking of another whack discover recently sent me updated terms and conditions such as 40 late payment penaliities etc. They are cutting back on EVERYTHING it appears not just more cruddy bt offers, but obviously discover deal long gone along with a host of other cuts in benefits no raising late payment fees, etc.(not that one ever ever should have a late payment). Just showing what is probably going on with their target market.

Re: Shocked Discover BT offer back??

UncleB — Sat, 29 Feb 2020 21:40:42 GMT

My own offers aren't that impressive, either. The "more time" offer is particularly lousy (both a 4% fee and nearly 4% APR).

They clearly aren't trying too hard.

Re: Shocked Discover BT offer back??

Anonymous — Sat, 29 Feb 2020 22:24:54 GMT

Re: Shocked Discover BT offer back??

Anonymous — Sat, 29 Feb 2020 22:33:24 GMT

@CreditInspired wrote:
@CreditCuriosity wrote:
I am shocked after a year + discover actually has a BT offer for me.. Although look at it, has anyone had a worse one from discover lol? really 9 months and 3% fee lol.. gee thanks discover your generousness still amazes me not only with bt offers, but lack of cli's as well

Darn that sucks! Did they really own give you "one" offer--usually, it's two. But congrats just the same. Maybe this is the beginning of Disco BT doors opening.

Yeah I only have the one as well.

Re: Shocked Discover BT offer back??

Anonymous — Sat, 29 Feb 2020 23:57:10 GMT

@Anonymous wrote:
I have 12 months 0% with 4% fee so not that bad. I also have the no fee offer 5.99% apr for 15 months

I got that same offer! Usually the longer offer is supposed to be slightly better, right? Those used to be 3.99% for me, but haven't see that deal in a long time.

None of the offers I've gotten haev been that sweet, aside from NFCU. Unfortunately they're my lowest CL of the BT batch.

Re: Shocked Discover BT offer back??

Anonymous — Sun, 01 Mar 2020 09:37:06 GMT

That's the standard offer they have for me. I have had it for a year.

Re: Shocked Discover BT offer back??

cr101 — Sun, 01 Mar 2020 21:05:01 GMT

@Remedios wrote:
Does this qualifies as worse 😐😒
I dont know why I keep harping at this, I have nothing to transfer right now, but they are hurting my feelings

Came here to post the same lousy "offer" lol. iirc, you've had some huge approvals recently with other banks. so, i guess i can't take offense to this deal if they don't even have anything for someone like you lol

Re: Shocked Discover BT offer back??

Anonymous — Thu, 26 Mar 2020 18:29:33 GMT

Noticed that Informed Delivery has a letter from Disco about a 0% offer today so I went and looked.

4% fee 👎 but good to have them at all.

Re: Shocked Discover BT offer back??

JeffMO — Thu, 26 Mar 2020 19:08:21 GMT

Y'all wanna see bad lol, I'll show ya bad.

This makes me hang my head in shame lol

Re: Shocked Discover BT offer back??

AverageJoesCredit — Thu, 26 Mar 2020 19:17:46 GMT

Bad but its an offer bad is when your offer is " thanks for checking, try again another day"