topic Re: Getting a Second USB Cash+? in Credit Cards

Getting a Second USB Cash+?

VanderSnoot — Sat, 22 Jun 2019 16:15:24 GMT

Can you have two US Bank Cash+ cards? How long should you wait between apps?

Re: Getting a Second USB Cash+?

chhull00 — Sat, 22 Jun 2019 16:40:26 GMT

I have

U.S. Bank Cash+™ Visa Signature® Card U.S. Bank Cash 365™ American Express® Card

i would wait 6months in between, thats what i did, got 365 first then visa signature, hope this helps, i had no prior history when i applied

Re: Getting a Second USB Cash+?

Anonymous — Sat, 22 Jun 2019 16:51:09 GMT

@VanderSnoot wrote:
Can you have two US Bank Cash+ cards? How long should you wait between apps?

yes

Re: Getting a Second USB Cash+?

xenon3030 — Mon, 30 Mar 2020 02:21:36 GMT

If yes, how long should you wait between apps? Would it include SUB for the second card?

I am in the market for one or two CCs and I might want to get a second cash+.

Re: Getting a Second USB Cash+?

DemonHusker — Mon, 30 Mar 2020 02:27:13 GMT

Yes, I have 2 but the second one was a 365 that I coverted to cash+...did it over the phone no problem after about 6 months

Re: Getting a Second USB Cash+?

xenon3030 — Mon, 30 Mar 2020 02:34:37 GMT

This way looks also good. The 365 AMEX card seems to be similar to Chase freedom unlimited (1.5%). Assuming it would have SUB and after some time, it can get converted to Cash+.

What about applying directly for a second Cash+? Does anyone have done it before?

Re: Getting a Second USB Cash+?

Andypanda — Mon, 30 Mar 2020 02:35:06 GMT

You can have 2 cash+ cards, no need to product change.

Re: Getting a Second USB Cash+?

Ghoshida — Mon, 30 Mar 2020 04:27:22 GMT

You can definitely have two US Bank Cash+ cards.

I got my first Cash+ card in Oct 2014 and the second one in Jun 2015, so the wait between two cards was less than a year.

Re: Getting a Second USB Cash+?

xenon3030 — Mon, 30 Mar 2020 04:46:28 GMT

I guess for the second Cash+, USB would not provide SUB. Any input?

If this would be the case, I would go for 365 and after some time, I would request PC.

Re: Getting a Second USB Cash+?

DoctorWily — Mon, 30 Mar 2020 05:01:03 GMT

I waited a month, and yeah I got the SUB both times. I had 2-3 inquiries around that time. The first one was an instant approval.. the second one.. they gave me the 7-10 notice.. but then after a few days I saw the second acct on the USB app/site.

Re: Getting a Second USB Cash+?

MoneyBurns — Mon, 30 Mar 2020 05:24:02 GMT

Yes, you can definately have 2. I have 2 and they were about 2 years apart. Fast food, mall, Best buy, Comcast, all 5%!!! They even increased my CL! USB has been good to me. ^^