topic Re: BOA AMEX in Credit Cards

BOA AMEX

Anonymous — Mon, 20 Jul 2009 01:54:55 GMT

does boa still do cli at activation for thier amex cards?

Re: BOA AMEX

Anonymous — Mon, 20 Jul 2009 02:19:30 GMT

BofA is very tight on CLI's these days. I posted about my recent experience here:

http://ficoforums.myfico.com/fico/board/message?board.id=creditcard&thread.id=170635

The only way you will find out is by calling and asking. Use the telephone number in my post. That way you will get a credit analysts eyeballs on your info. There us no harm in asking. Worst they can say is no! Just be aware - they have a Jekyl and Hyde nature at BorA. Don't be too disappointed if the person you speak to is not nice.

Re: BOA AMEX

Anonymous — Mon, 20 Jul 2009 02:50:53 GMT

Thanks creditwherecreditisdue, I ll give it a try tomorrow, I just hope it wont trigger any AA from boa. The thing is this is a card that was a fully secured just a few weeks ago.

i m planning on not to apply for anything for at least a year, so that my 2 cards age a little. But in case boa gets nasty hopefully my clean EQ will help me get a decent cu card.

Re: BOA AMEX

Anonymous — Mon, 20 Jul 2009 03:03:18 GMT

If that call is not fruitful and since you are finished being secured you could go right back to the soft inq pre-app site and see if it gives you any offers:

https://preapproved.bankofamerica.com/cc/SelfInquiry.aspx

Re: BOA AMEX

Anonymous — Mon, 20 Jul 2009 03:21:01 GMT

I m sure if I apply with them I ll get denied due to too many inq on experian. I d love to get another card but with different bank or cu but my credit history is very short only 9 months I fought hard to get that boa amex though !

Re: BOA AMEX

Anonymous — Mon, 20 Jul 2009 03:30:34 GMT

You have one BofA card that just converted. Who is the other card with?

Re: BOA AMEX

Anonymous — Mon, 20 Jul 2009 03:36:57 GMT

boa amex 8k

macys $200

Re: BOA AMEX

Anonymous — Mon, 20 Jul 2009 03:38:59 GMT

I don't think you are going to get a whole lot more from BofA.

Re: BOA AMEX

Anonymous — Mon, 20 Jul 2009 03:42:56 GMT

yeh maby you are right i was hoping my income whould help me 115k / year if they ask for a proof or something

Re: BOA AMEX

Anonymous — Mon, 20 Jul 2009 03:44:35 GMT

I would ask. What's the worst they could do, say NO?

Re: BOA AMEX

Anonymous — Mon, 20 Jul 2009 03:52:25 GMT

honestly i dont use credit a lot... i use cash all the time i just want to establish credit to get a house in 2 or 3 years from now...

but as you said the worst they can do i guess is a NO