topic Re: Synch is at it again CLD in Credit Cards

Synch is at it again CLD

Jnbmom — Sun, 12 Apr 2020 22:12:03 GMT

Well they lowered his amazon last month I think, we closed it.

Now just got an alert they lowered his Marvel from 10K to 1024😡

We haven't used it awhile so it's fair I suppose, but goodbye just the same don't have time for this synch crap atm.

Re: Synch is at it again CLD

pizza1 — Sun, 12 Apr 2020 22:15:00 GMT

sorry to hear, but understandable given the current situation in the world right now. Its just business. Just a reminder for folks to use their cards once every 3-6 months, to keep some action on it.

Re: Synch is at it again CLD

GApeachy — Sun, 12 Apr 2020 22:43:49 GMT

Smh Sistah, sorry they are a wart. That's all I can think of without getting kicked off.

Re: Synch is at it again CLD

Jnbmom — Sun, 12 Apr 2020 23:41:08 GMT

@GApeachy

It's alright, we have plenty more, synch can go kick rocks.......................................

Re: Synch is at it again CLD

Jnbmom — Sun, 12 Apr 2020 23:48:30 GMT

@Jnbmom wrote:
@GApeachy

It's alright, we have plenty more, synch can go kick rocks.......................................

Of course on hold for over an hour can't seem to close it and live chat says "available" but when you click it says it isn't grrrrrrrrrrrrr.

Re: Synch is at it again CLD

credit_endurance — Sun, 12 Apr 2020 23:50:21 GMT

Sorry to here this. I too got a Synchrony spanking, completely closed all 5 of my accounts. But I see you got the AJC spirit of about things! 😆😂😆😂

Re: Synch is at it again CLD

Jnbmom — Sun, 12 Apr 2020 23:53:14 GMT

@credit_endurance wrote:
Sorry to here this. I too got a Synchrony spanking, completely closed all 5 of my accounts. But I see you got the AJC spirit of about things! 😆😂😆😂

Sorry about your troubles. well at this point wish theywoud have closed it. I don't think we wil ever get through to a live person, we have hung up for tomight.

Re: Synch is at it again CLD

M_Smart007 — Mon, 13 Apr 2020 00:33:20 GMT

@credit_endurance wrote:
Sorry to here this. I too got a Synchrony spanking, completely closed all 5 of my accounts. But I see you got the AJC spirit of about things! 😆😂😆😂

Re: Synch is at it again CLD

M_Smart007 — Mon, 13 Apr 2020 00:33:46 GMT

@Jnbmom wrote:
Well they lowered his amazon last month I think, we closed it.

Now just got an alert they lowered his Marvel from 10K to 1024😡

We haven't used it awhile so it's fair I suppose, but goodbye just the same don't have time for this synch crap atm.

Sorry @Jnbmom

Re: Synch is at it again CLD

cgn11963 — Mon, 13 Apr 2020 01:09:42 GMT

They did this to me last month. Amazon was at 10k. Lowered to something weird.... like 1173 or something close to that. I closed it immediately. Haven't used it in over 2 yrs. So was not unexpected.....

DW has a Chase Amazon Prime. No need for it anyway.

Re: Synch is at it again CLD

gdale6 — Mon, 13 Apr 2020 01:22:40 GMT

Thats the number accounts are typically lowered to for non use. Use it then call credit solutions to try and restore.

Re: Synch is at it again CLD

Remedios — Mon, 13 Apr 2020 01:26:24 GMT

I'd do what @gdale6 suggested

In times like these, a little bit utilization padding cannot really hurt.

Or, just wait till tomorrow and see how you feel about it at that time.

You might even decide to use it should online shopping continue at this rate, and while I'm no fan of Synch, it's a decent card.

Sorry about the aggravation this has caused you

Re: Synch is at it again CLD

Rudy1 — Mon, 13 Apr 2020 01:28:56 GMT

Typical Synchrony did the same thing to my Lowes I went into a store and bought something I planned to buy then called credit solutions limit back to $7000. I hear you with not getting through to anyone why put chat is available and then have the robot say nope! Sorry about what they are doing to you hope you can figure something out!

Re: Synch is at it again CLD

Jnbmom — Mon, 13 Apr 2020 02:05:57 GMT

Well we have been wanting to trim the herd anyway so we will probably just close,

We both have Lowe's cards with 35k better use them for something, now I will be pissed if I lose those 😡

Re: Synch is at it again CLD

ocheosa — Mon, 13 Apr 2020 03:40:57 GMT

@Jnbmom

Sorry to hear about the cld. You can close the account yourself online. Go to the Services tab then scroll down to close account. I agree with the others, maybe try and have it restored first. We are in uncertain times and any extra padding will surely be helpful at the moment. Either way, GL !

Re: Synch is at it again CLD

Anonymous — Mon, 13 Apr 2020 05:40:59 GMT

Sorry to hear.

There shouldn't be any reason to call or chat with them to close it. That option is on all of my Synchrony accounts, unless hitting the 'Yes, Proceed' ends up making you chat with someone.

Re: Synch is at it again CLD

mikesonthemend — Mon, 13 Apr 2020 05:53:54 GMT

Honestly, I believe the shut downs are for unprofitable accounts. They don't want their bonds downgraded. They get paid to loan money and collect interest. I expect to see this across all lenders that package lending into bond offerings.

Re: Synch is at it again CLD

Jnbmom — Mon, 13 Apr 2020 05:58:58 GMT

@Anonymous wrote:
Sorry to hear.

There shouldn't be any reason to call or chat with them to close it. That option is on all of my Synchrony accounts, unless hitting the 'Yes, Proceed' ends up making you chat with someone.

I don't have that feature with the marvel card? We had it with amazon and the one travel card, but does not show up on marvel card. Is that a screenshot from Marvel account? The drop down menu on the Marvel account does not have that feature on our accounts.

Re: Synch is at it again CLD

Anonymous — Mon, 13 Apr 2020 06:00:13 GMT

@Jnbmom wrote:
@Anonymous wrote:
Sorry to hear.

There shouldn't be any reason to call or chat with them to close it. That option is on all of my Synchrony accounts, unless hitting the 'Yes, Proceed' ends up making you chat with someone.

I don't have that feature with the marvel card? We had it with amazon and the one travel card, but does not show up on marvel card. Is that a screenshot from Marvel account?

No, was from Amazon. Do see now it isn't there with PPC. Is with PP Extras though. Guess there's a few that don't have that option. My bad!

Re: Synch is at it again CLD

Benzman — Mon, 13 Apr 2020 08:17:30 GMT

As I posted in another thread, the 1024/1028 is a automatic sign that the card has not been used for awhile. Usually if you go to the credit limit increase link and enter your original credit line and info, it will restore it immediately, at least it always has for me.