topic Re: Trouble Getting Synchrony CLI in Credit Cards

Trouble Getting Synchrony CLI

Anonymous — Tue, 14 Apr 2020 16:34:54 GMT

I have a CB2 Synchrony card with a 1600 limit for 1 year now, Upon opening it, it was maxed out and paid off within 60 days. Since then I have put 50-200$ on it every single month and pay it off immedietly, they still refuse to give me even the slightest CLI and now when I log on I do not even have the option to request more. I have some big purchases coming up and I would need a higher CL, my score has went up about 60-81 points across the 3 bureaus since openign the card. Any suggestions on how to get a increase?

Re: Trouble Getting Synchrony CLI

Anonymous — Tue, 14 Apr 2020 17:26:40 GMT

@Anonymous wrote:
... my score has went up about 60-81 points across the 3 bureaus since openign the card ...

What is your FICO TU 08 score -- that's what Synchrony uses.

Re: Trouble Getting Synchrony CLI

dragontears — Tue, 14 Apr 2020 17:53:50 GMT

@Anonymous wrote:
@Anonymous wrote:
... my score has went up about 60-81 points across the 3 bureaus since openign the card ...
What is your FICO TU 08 score -- that's what Synchrony uses.

I thought Synch switched to TU V4?

Re: Trouble Getting Synchrony CLI

Brian_Earl_Spilner — Tue, 14 Apr 2020 18:13:09 GMT

@dragontears wrote:
@Anonymous wrote:
@Anonymous wrote:
... my score has went up about 60-81 points across the 3 bureaus since openign the card ...
What is your FICO TU 08 score -- that's what Synchrony uses.
I thought Synch switched to TU V4?

They did

Re: Trouble Getting Synchrony CLI

Anonymous — Tue, 14 Apr 2020 20:29:22 GMT

@Brian_Earl_Spilner wrote:
@dragontears wrote:
@Anonymous wrote:
@Anonymous wrote:
... my score has went up about 60-81 points across the 3 bureaus since openign the card ...
What is your FICO TU 08 score -- that's what Synchrony uses.
I thought Synch switched to TU V4?
They did

Providing Vantage 4 scores to members. It's my understanding UW decisions are still based on TU Fico. I'm certainly open to being corrected if someone wants to provide a link?

Re: Trouble Getting Synchrony CLI

AverageJoesCredit — Tue, 14 Apr 2020 21:37:28 GMT

Skip the line and call Credit Solutions and ask for a cli. Shoot highish in case they counter.