topic Re: Are the Navy Federal Prequalify recommendations Accurate in Credit Cards

Are the Navy Federal Prequalify recommendations Accurate

Anonymous — Sat, 25 Apr 2020 02:08:20 GMT

Clicked on loan credit card section on the site in middle of page clicked prequalify, logged in and then it gave me 5 cards. I already have 2 of them.

How accurate is the prequalifiction ?

Re: Are the Navy Federal Prequalify recommendations Accurate

thornback — Sat, 25 Apr 2020 02:20:18 GMT

@Anonymous wrote:
Clicked on loan credit card section on the site in middle of page clicked prequalify, logged in and then it gave me 5 cards. I already have 2 of them.

How accurate is the prequalifiction ?

I didn't know they added an online prequal tool... (prequal in general is new - was only available over the phone and that is only a few months old) so can't speak to the accuracy of it. But, you probably prequal for all the cards -- and since they allow you to have 2 of the same card, it makes sense that you'd also prequal for the 2 you already have - just in case you want seconds.

Where exactly did you see this on the site? I'm looking and I don't see it....

Re: Are the Navy Federal Prequalify recommendations Accurate

Anonymous — Sat, 25 Apr 2020 02:41:06 GMT

Wow, that's new! Go to the credit card list under loans & credit cards and scroll down.

Re: Are the Navy Federal Prequalify recommendations Accurate

Anonymous — Sat, 25 Apr 2020 02:43:58 GMT

Interesting. It says I'm prequalified for all of their cards even after asking for my income and housing. I would be skeptical since my exposure is already past my income and the Flagship would add another $5K minimum.

There also appear to be no SUBs attached to the prequals.

Re: Are the Navy Federal Prequalify recommendations Accurate

AllZero — Sat, 25 Apr 2020 02:45:08 GMT

Zero for me. I get Shop Member Deals for Extra Rewards and Exclusive Offers

Re: Are the Navy Federal Prequalify recommendations Accurate

Gunnerboy — Sat, 25 Apr 2020 02:45:39 GMT

You have to use your smartphone browser. It didn't work on my Chrome, Firefox,or IE.

Re: Are the Navy Federal Prequalify recommendations Accurate

M_Smart007 — Sat, 25 Apr 2020 02:47:48 GMT

@AllZero wrote:
Zero for me. I get Shop Member Deals for Extra Rewards and Exclusive Offers

I wonder if I pre-qual for a 4th card?

Re: Are the Navy Federal Prequalify recommendations Accurate

Anonymous — Sat, 25 Apr 2020 02:49:09 GMT

@M_Smart007 wrote:
@AllZero wrote:
Zero for me. I get Shop Member Deals for Extra Rewards and Exclusive Offers
I wonder if I pre-qual for a 4th card?

That would confirm if it's broken or not at least. 😂

Re: Are the Navy Federal Prequalify recommendations Accurate

Gunnerboy — Sat, 25 Apr 2020 02:49:49 GMT

Mine says:

We're unable to determine if you prequalify because your credit is frozen. Please unfreeze your credit, then try again.

Re: Are the Navy Federal Prequalify recommendations Accurate

AllZero — Sat, 25 Apr 2020 02:50:24 GMT

@M_Smart007 wrote:
@AllZero wrote:
Zero for me. I get Shop Member Deals for Extra Rewards and Exclusive Offers
I wonder if I pre-qual for a 4th card?

I'm positive you'd be approved.

Re: Are the Navy Federal Prequalify recommendations Accurate

Anonymous — Sat, 25 Apr 2020 02:50:32 GMT

I did it from my computer on main page of Navy federal. Clicked the loans and Credit card link at the top and then scrolled down to half down on page and saw the blue box asking Do you prequalify

Re: Are the Navy Federal Prequalify recommendations Accurate

jberry — Sat, 25 Apr 2020 02:51:32 GMT

Yes this is new, never saw this before. I did try it out just now, being a new NFCU member, wanted to see if I got anything, but I wasnt able to pre qualify, I did not even get my frist CC statement from them haha, and no FICO score on their system yet, I'll try again in a couple of months, this is what you see on their website if your on a desktop computer.

Re: Are the Navy Federal Prequalify recommendations Accurate

thornback — Sat, 25 Apr 2020 03:05:05 GMT

@Gunnerboy wrote:
You have to use your smartphone browser. It didn't work on my Chrome, Firefox,or IE.

Yep... that's it, thanks! Now I have it... I was feeling really left out there for a moment...lol. I'm a Chrome user whenever possible but also tried Firefox and IE - never even thought to use the phone browser. Also works with Bing if you're on Windows.

Re: Are the Navy Federal Prequalify recommendations Accurate

Jnbmom — Sat, 25 Apr 2020 02:54:03 GMT

Wow very nice👍

Darn wish I could get more navy 😂😂😂

Re: Are the Navy Federal Prequalify recommendations Accurate

Anonymous — Sat, 25 Apr 2020 02:54:23 GMT

Do you think the offers are 100%

Re: Are the Navy Federal Prequalify recommendations Accurate

Anonymous — Sat, 25 Apr 2020 03:02:07 GMT

@Anonymous wrote:
Do you think the offers are 100%

I am VERY skeptical that they would approve me for a Flagship and raise my exposure from $20K to $25K on $18K income.

Also if you're not seeing a SUB, that would tell me not to app through the prequal.

ETA: Seeing your exposure with them and your scores, I would think a third card wouldn't be a stretch for you.

Re: Are the Navy Federal Prequalify recommendations Accurate

M_Smart007 — Sat, 25 Apr 2020 03:02:14 GMT

@Anonymous wrote:
@M_Smart007 wrote:
@AllZero wrote:
Zero for me. I get Shop Member Deals for Extra Rewards and Exclusive Offers
I wonder if I pre-qual for a 4th card?
That would confirm if it's broken or not at least. 😂

This is what I get

Re: Are the Navy Federal Prequalify recommendations Accurate

Anonymous — Sat, 25 Apr 2020 03:03:46 GMT

@M_Smart007 wrote:
@Anonymous wrote:
@M_Smart007 wrote:
@AllZero wrote:
Zero for me. I get Shop Member Deals for Extra Rewards and Exclusive Offers
I wonder if I pre-qual for a 4th card?
That would confirm if it's broken or not at least. 😂
This is what I get

🤣

Like I said, you would let us know if it was broken!

I think that counts!

Re: Are the Navy Federal Prequalify recommendations Accurate

thornback — Sat, 25 Apr 2020 03:06:43 GMT

@M_Smart007 wrote:
@Anonymous wrote:
@M_Smart007 wrote:
@AllZero wrote:
Zero for me. I get Shop Member Deals for Extra Rewards and Exclusive Offers
I wonder if I pre-qual for a 4th card?
That would confirm if it's broken or not at least. 😂
This is what I get

I got this too after completing 2-factor auth. Try again. Worked after I tried again.

Re: Are the Navy Federal Prequalify recommendations Accurate

Anonymous — Sat, 25 Apr 2020 03:08:48 GMT

@thornback wrote:
@M_Smart007 wrote:
@Anonymous wrote:
@M_Smart007 wrote:
@AllZero wrote:
Zero for me. I get Shop Member Deals for Extra Rewards and Exclusive Offers
I wonder if I pre-qual for a 4th card?
That would confirm if it's broken or not at least. 😂
This is what I get

I got this too after completing 2-factor auth. Try again. Worked after I tried again.

So when can we expect your approval thread and the death of that placeholder in your signature? 😂