topic Re: Addition FCU Premier Rewards DP's? in Credit Cards

Addition FCU Premier Rewards DP's?

Flfico — Sat, 02 May 2020 01:54:07 GMT

Hi all, in my search for another credit union like nfcu I came across this. I know, nobody's like navy but anyone have any info on this CU? The card looks interesting. Earn 5 points on quarterly special categories, 3 points on travel, 2 points on gas and groceries, and 1 point on everything else.

Re: Addition FCU Premier Rewards DP's?

AverageJoesCredit — Sat, 02 May 2020 02:48:06 GMT

When asking for info it would help if you actually spell out the actual name of the Credit Union. It hurts to have to go google it then come back.

Re: Addition FCU Premier Rewards DP's?

M_Smart007 — Sat, 02 May 2020 04:59:44 GMT

@AverageJoesCredit wrote:
When asking for info it would help if you actually spell out the actual name of the Credit Union. It hurts to have to go google it then come back.

1st world problems.

Re: Addition FCU Premier Rewards DP's?

Flfico — Sat, 02 May 2020 10:05:02 GMT

I'm not sure I understand the confusion? The actual name is Addition. If you Google Addition FCU Premier Rewards its the 1st thing that comes up

Re: Addition FCU Premier Rewards DP's?

Anonymous — Sat, 02 May 2020 13:08:58 GMT

I banked with them when they were called Central Florida Educators (CFE) about 15 years ago and I never had any issues. I had a credit card with them but I moved on because I was getting better interest rates elsewhere.

Re: Addition FCU Premier Rewards DP's?

AverageJoesCredit — Sat, 02 May 2020 14:25:38 GMT

@Flfico wrote:
I'm not sure I understand the confusion? The actual name is Addition. If you Google Addition FCU Premier Rewards its the 1st thing that comes up

Oops, too much time at home and going through earthquake, my bad. What a weird name lol. Carry on

Re: Addition FCU Premier Rewards DP's?

Aim_High — Sat, 02 May 2020 22:53:38 GMT

@Flfico wrote:
Hi all, in my search for another credit union like nfcu I came across this. I know, nobody's like navy but anyone have any info on this CU? The card looks interesting. Earn 5 points on quarterly special categories, 3 points on travel, 2 points on gas and groceries, and 1 point on everything else.

Welcome to My Fico Forums!

I've never heard of Addition FCU before but there's a reason for that. They appear to be strictly geo-fenced to a 22-county area of Florida. Financial Institutions that are strictly geo-fenced with no workarounds never get the amount of discussion of others. I agree the card looks pretty decent, depending on what other choices you have in your wallet and if you qualify for membership. I like working with local credit unions and if I decided to bank with this CU, I would probably consider this card! Thanks for bringing it up on the forums.

Re: Addition FCU Premier Rewards DP's?

Aim_High — Sat, 02 May 2020 22:33:53 GMT

Deposit Accounts is a good website to learn more about financial institutions.

They gave Addition FCU an A+.

And there are 9 reviews with only one low rating and complaint.

See Link:

https://www.depositaccounts.com/banks/reviews/addition-financial.html

Re: Addition FCU Premier Rewards DP's?

Anonymous — Sun, 03 May 2020 04:38:48 GMT

@Aim_High wrote:
@Flfico wrote:
Hi all, in my search for another credit union like nfcu I came across this. I know, nobody's like navy but anyone have any info on this CU? The card looks interesting. Earn 5 points on quarterly special categories, 3 points on travel, 2 points on gas and groceries, and 1 point on everything else.
Welcome to My Fico Forums!

I've never heard of Addition FCU before but there's a reason for that. They appear to be strictly geo-fenced to a 22-county area of Florida. Financial Institutions that are strictly geo-fenced with no workarounds never get the amount of discussion of others. I agree the card looks pretty decent, depending on what other choices you have in your wallet and if you qualify for membership. I like working with local credit unions and if I decided to bank with this CU, I would probably consider this card! Thanks for bringing it up on the forums.

When I joined back then it was so restricted you either had to work for the Orange, Seminole, or Osceola school district or live in certain neighborhoods around Orlando. They expanded their membership by building branches in underbanked areas. They are a good CU and very relationship-oriented.