topic Re: Question re: moving around AMEX SLs to avoid annual fees in Credit Cards

Question re: moving around AMEX SLs to avoid annual fees

Anonymous — Wed, 06 May 2020 17:59:00 GMT

So I have both a Delta Gold and Platinum Skymiles card. The Gold has been open since January 2019, and the Platinum has been open since May 2019. I really don't need both, and as of now I am paying annual fees on both. Problem is the Gold has a higher SL than the Platinum, but the Platinum obviously has more benefits. Can I move the SL from the Gold to the Platinum and then close the Gold?

Also, if I can do this, should I? Or should I just keep both cards?

Thanks to all who chime in!

Re: Question re: moving around AMEX SLs to avoid annual fees

wasCB14 — Wed, 06 May 2020 17:57:20 GMT

On the website, go to...

Account Services

Payment & Credit Options

Transfer Available Credit to Another Card

Re: Question re: moving around AMEX SLs to avoid annual fees

NRB525 — Wed, 06 May 2020 18:00:24 GMT

Yes, you can actually do the transfer of Credit Limit on line yourself. I have experienced limits as to how much I could transfer, often limited to $5,000 using this method, but calling in or chat usually allows more. Then the Delta Gold could be cancelled, though that needs to be done through chat or phone conversation.

AMEX Trfr Limit.jpg