topic Re: amazon secured graduation! in Credit Cards

amazon secured graduation!

multiplicity — Wed, 20 May 2020 00:36:13 GMT

i'm new to these forums but i've been working on my credit for almost 2 years now. my sychrony amazon credit builder card finally graduated after just a hair over a year. sadly, still has the same credit limit i deposited (100 - womp, womp) and no link for cli request on the site, but hopefully there will be a cli in my future.

Re: amazon secured graduation!

AllZero — Wed, 20 May 2020 00:37:48 GMT

Congratulations on your graduation 🎓!

Re: amazon secured graduation!

EverForward — Wed, 20 May 2020 00:38:27 GMT

Congratulations with your Amazon CC graduation.

Re: amazon secured graduation!

credit_is_crack — Wed, 20 May 2020 01:12:08 GMT

A graduation is a step in the very right direction @multiplicity! Congrats and keep hunting for that link!

Re: amazon secured graduation!

M_Smart007 — Wed, 20 May 2020 01:16:48 GMT

Welcome To myFICO Forums and

Re: amazon secured graduation!

Anonymous — Wed, 20 May 2020 01:18:23 GMT

@multiplicity

Super Congrats on your Amazon secured graduation. You're on your way now!!!

Re: amazon secured graduation!

Meanmchine — Wed, 20 May 2020 01:31:57 GMT

Congrats !

Re: amazon secured graduation!

Brian_Earl_Spilner — Wed, 20 May 2020 01:44:42 GMT

Nice. I think this is the first one reported. Do you have datapoints, like your score when you got versus now, utilization, etc.

Re: amazon secured graduation!

CreditAggie — Wed, 20 May 2020 01:59:39 GMT

Congratulations on your Amazon graduation!

Re: amazon secured graduation!

blazerein — Wed, 20 May 2020 05:27:10 GMT

Amazon Secured Card? Never heard of this card but Congrats.

Re: amazon secured graduation!

TekkenQQ7 — Wed, 20 May 2020 07:12:46 GMT

Re: amazon secured graduation!

M_Smart007 — Wed, 20 May 2020 11:40:12 GMT

@blazerein wrote:
Amazon Secured Card? Never heard of this card but Congrats.

@blazerein ..It was offered for just a short period of time.

Re: amazon secured graduation!

Iusedtolurk — Wed, 20 May 2020 11:47:52 GMT

@M_Smart007 wrote:
@blazerein wrote:
Amazon Secured Card? Never heard of this card but Congrats.
@blazerein ..It was offered for just a short period of time.

That explains why most haven't heard of it. Congrats on your secured going unsecured. Enjoy that 100 dollar check.

Re: amazon secured graduation!

19eighty5 — Wed, 20 May 2020 16:21:22 GMT

Congratulations on your card graduation!

Re: amazon secured graduation!

multiplicity — Wed, 20 May 2020 22:20:14 GMT

@Brian_Earl_Spilner wrote:
Nice. I think this is the first one reported. Do you have datapoints, like your score when you got versus now, utilization, etc.

my score when i first got it was probably around 590, because i had an unpaid medical collection on my account. it's been pfd so my score now is hovering between 670 and 680 (stuck low because of student loan acct that went to collection, paid in full since before i got the amazon card). utilization reported has been around 25% for the most part but its safe to say i've definitely had to cycle the credit on it many times since the limit is so low, lol. the collection was removed only a couple of months after i got the card and my scores been the same for awhile now so i think the main reason for graduation was hitting that 1 year mark.

Re: amazon secured graduation!

yoshee08 — Sun, 23 Aug 2020 15:46:33 GMT

I have spent several months with SYNCB representatives on the phone to figure out this entire situation. I got my graduation in March, but only put down a $200 deposit. I figured once I got it setup I would just CLI it so It could be used. After many callbacks, I talked to Tiona - an account service manager at amazon

She informed me that this card is unable to get a credit limit increase and the limit is based on the credit builders' original limit. There is absolutely no way to get a CLI and you cannot hold more then ONE amazon card at a time with SYNCB. The only possible way now, for me to get a CLI is to close this account and reapply.

Re: amazon secured graduation!

yoshee08 — Sun, 14 Feb 2021 16:29:27 GMT

Update on my situation: I have chosen to close this SYNCB card. I have the amazon business prime card through Amex, so I get the same (better?) benefits and dont have to worry about this.

Re: amazon secured graduation!

Guyatthebeach — Sun, 14 Feb 2021 16:43:27 GMT

Congratulations on your card becoming unsecured. Give yourself some time to let it age, and your will see that CLI in a few months.

Guyatthebeach