topic Re: Destiny Mastercard - New subprime card on the block? in Credit Cards

Destiny Mastercard - New subprime card on the block?

Adkins — Tue, 02 Jun 2020 20:18:02 GMT

As seen on Credit Karma:

Eh. No.

I didn't find very much about it online, other than the company's website. 🤷

Re: Destiny Mastercard - New subprime card on the block?

K-in-Boston — Tue, 02 Jun 2020 20:46:03 GMT

Are the travel credits easy to use? Does it cover Global Entry and/or TSA PreCheck? Can the points be transferred to airline partners?

Edit: The FAQ says LOLWUT to all three of my questions. https://www.destinycard.com/#/faq

Re: Destiny Mastercard - New subprime card on the block?

JR_TX — Tue, 02 Jun 2020 20:48:44 GMT

Yeah saw it on my CK as well. Rebuilder card that's Just a tad cheaper than Credit One but No rewards not even 0.0001% cash back though! 🤪

Re: Destiny Mastercard - New subprime card on the block?

Ficoproblems247 — Tue, 02 Jun 2020 20:56:04 GMT

Card name says "Lee M Cardholder." Same as Cap1 cards. Coincidence?

Re: Destiny Mastercard - New subprime card on the block?

Anonymous — Tue, 02 Jun 2020 21:13:05 GMT

@Ficoproblems247 wrote:
Card name says "Lee M Cardholder." Same as Cap1 cards. Coincidence?

It's definitely a coincidence. Capital One would have no reason to outsource their cards to Genesis. Milestone and Indigo are also Genesis products that say Lee M Cardholder.

Doing a Google search, the fact that MasterCard Canada tweeted about it tells me it's just an industry generic. https://mobile.twitter.com/MastercardCA/status/509765897053937665

Re: Destiny Mastercard - New subprime card on the block?

K-in-Boston — Tue, 02 Jun 2020 21:20:50 GMT

@Ficoproblems247 wrote:
Card name says "Lee M Cardholder." Same as Cap1 cards. Coincidence?

MANY institutions use Lee M Cardholder. FNBO, Santander, and BECU come to mind immediately. Most regional banks and smaller credit unions also use it. It may be due to them mostly using the same card manufacturers.

Edit: I hate it when I start an answer, the phone rings, and by the time I hit Post, somebody else got there first.

Re: Destiny Mastercard - New subprime card on the block?

Anonymous — Tue, 02 Jun 2020 21:24:05 GMT

@K-in-Boston wrote:
@Ficoproblems247 wrote:
Card name says "Lee M Cardholder." Same as Cap1 cards. Coincidence?
MANY institutions use Lee M Cardholder. FNBO, Santander, and BECU come to mind immediately. Most regional banks and smaller credit unions also use it. It may be due to them mostly using the same card manufacturers.

Edit: I hate it when I start an answer, the phone rings, and by the time I hit Post, somebody else got there first.

Me too.

I either rush thus messing up my reply or take my time and end up just saying the same thing that someone already submitted.

Re: Destiny Mastercard - New subprime card on the block?

Ficoproblems247 — Tue, 02 Jun 2020 21:25:00 GMT

Well that answers that...shows how much I was actually paying attention!

Re: Destiny Mastercard - New subprime card on the block?

Anonymous — Tue, 02 Jun 2020 22:15:46 GMT

@Ficoproblems247 wrote:
Well that answers that...shows how much I was actually paying attention!

There's also CF Frost with AMEX, D. Barrett with Chase, and Chris L Martin with BoA.

https://www.google.com/amp/s/thepointsguy.com/guide/story-behind-names-on-credit-cards/amp/

Re: Destiny Mastercard - New subprime card on the block?

coldfusion — Tue, 02 Jun 2020 22:22:29 GMT

@K-in-Boston wrote:
@Ficoproblems247 wrote:
Card name says "Lee M Cardholder." Same as Cap1 cards. Coincidence?
MANY institutions use Lee M Cardholder. FNBO, Santander, and BECU come to mind immediately. Most regional banks and smaller credit unions also use it. It may be due to them mostly using the same card manufacturers.

Edit: I hate it when I start an answer, the phone rings, and by the time I hit Post, somebody else got there first.

That's easy to address. Don't answer the phone, if it's important they will call back. 😎

Re: Destiny Mastercard - New subprime card on the block?

K-in-Boston — Tue, 02 Jun 2020 23:17:13 GMT

@Anonymous wrote:
@Ficoproblems247 wrote:
Well that answers that...shows how much I was actually paying attention!
There's also CF Frost with AMEX, D. Barrett with Chase, and Chris L Martin with BoA.

https://www.google.com/amp/s/thepointsguy.com/guide/story-behind-names-on-credit-cards/amp/

Linda Walker and Ann Baker downvoted this post.

Re: Destiny Mastercard - New subprime card on the block?

Anonymous — Tue, 02 Jun 2020 23:46:43 GMT

@K-in-Boston wrote:
@Anonymous wrote:
@Ficoproblems247 wrote:
Well that answers that...shows how much I was actually paying attention!
There's also CF Frost with AMEX, D. Barrett with Chase, and Chris L Martin with BoA.

https://www.google.com/amp/s/thepointsguy.com/guide/story-behind-names-on-credit-cards/amp/
Linda Walker and Ann Baker downvoted this post.

Don't forget about Your Name Here. Your is very upset at being left out of the party!

Re: Destiny Mastercard - New subprime card on the block?

M_Smart007 — Wed, 03 Jun 2020 00:54:38 GMT

I kinda like dis one

Re: Destiny Mastercard - New subprime card on the block?

stonedog23 — Wed, 03 Jun 2020 18:56:43 GMT

@K-in-Boston wrote:
Are the travel credits easy to use? Does it cover Global Entry and/or TSA PreCheck? Can the points be transferred to airline partners?

Edit: The FAQ says LOLWUT to all three of my questions. https://www.destinycard.com/#/faq

With those terms and cost to carry the card, who cares.

Re: Destiny Mastercard - New subprime card on the block?

CreditCuriosity — Wed, 03 Jun 2020 19:11:56 GMT

Funny thing is CK is pushing subprime products.. Last time updated score I got this as my recommendation usually get Citi/Amex/Etc and also get one main financial lol. This is with 800 approx ficos and fakos! They are losing it!

Re: Destiny Mastercard - New subprime card on the block?

Adkins — Wed, 03 Jun 2020 21:19:38 GMT

@JR_TX wrote:
Yeah saw it on my CK as well. Rebuilder card that's Just a tad cheaper than Credit One but No rewards not even 0.0001% cash back though! 🤪

The no rewards is a deal breaker. Might as well get the Credit One! 😀

Re: Destiny Mastercard - New subprime card on the block?

Adkins — Wed, 03 Jun 2020 21:21:27 GMT

@CreditCuriosity wrote:
Funny thing is CK is pushing subprime products.. Last time updated score I got this as my recommendation usually get Citi/Amex/Etc and also get one main financial lol. This is with 800 approx ficos and fakos! They are losing it!

Hahahahahahahaha! So, did you app for it?? 🤪