topic Re: Promotional Financing terms / Chase Amazon Rewards Visa Signature Card in Credit Cards

Promotional Financing terms / Chase Amazon Rewards Visa Signature Card

M_Smart007 — Tue, 02 Jun 2020 17:11:57 GMT

Email from Chase today ...

Chase Amazon Rewards Visa Signature Card / Promotional Financing terms

(APR >> will vary >> based on your APR)

Important Changes to Your Account Terms
We're changing your Cardmember Agreement by adding additional Promotional Financing terms, which may be offered to you from time to time. All changes below take effect 06/06/2020.

These changes will affect your account if you take advantage of Promotional Financing:

Special Financing
Promotional Annual Percentage
Rate (APR)

Promotional Duration

Standard Purchase APR
0% APR on Amazon.com purchases

6 months

After that, your standard variable Purchase APR of 19.24% will apply.*
0% APR on Amazon.com purchases

12 months

After that, your standard variable Purchase APR of 19.24% will apply.*
0% APR on Amazon.com purchases

18 months

After that, your standard variable Purchase APR of 19.24% will apply.*
0% APR on Amazon.com purchases

24 months

After that, your standard variable Purchase APR of 19.24% will apply.*
0% APR on Amazon.com purchases

30 months

After that, your standard variable Purchase APR of 19.24% will apply.*
0% APR on Amazon.com purchases

36 months

After that, your standard variable Purchase APR of 19.24% will apply.*
0% APR on Amazon.com purchases

42 months

After that, your standard variable Purchase APR of 19.24% will apply.*
0% APR on Amazon.com purchases

48 months

After that, your standard variable Purchase APR of 19.24% will apply.*

Equal Pay
Promotional Annual Percentage Rate

Promotional Duration

Standard Purchase APR
0% APR on Amazon.com purchases

6 months
Your purchase amount will be divided equally over the 6 billing cycles and added to your minimum payment due each month.

After that, your standard variable Purchase APR of 19.24% will apply.*
0% APR on Amazon.com purchases

12 months
Your purchase amount will be divided equally over the 12 billing cycles and added to your minimum payment due each month.

After that, your standard variable Purchase APR of 19.24% will apply.*
0% APR on Amazon.com purchases

18 months
Your purchase amount will be divided equally over the 18 billing cycles and added to your minimum payment due each month.

After that, your standard variable Purchase APR of 19.24% will apply.*
0% APR on Amazon.com purchases

24 months
Your purchase amount will be divided equally over the 24 billing cycles and added to your minimum payment due each month.

After that, your standard variable Purchase APR of 19.24% will apply.*
0% APR on Amazon.com purchases

30 months
Your purchase amount will be divided equally over the 30 billing cycles and added to your minimum payment due each month.

After that, your standard variable Purchase APR of 19.24% will apply.*
0% APR on Amazon.com purchases

36 months
Your purchase amount will be divided equally over the 36 billing cycles and added to your minimum payment due each month.

After that, your standard variable Purchase APR of 19.24% will apply.*
0% APR on Amazon.com purchases

42 months
Your purchase amount will be divided equally over the 42 billing cycles and added to your minimum payment due each month.

After that, your standard variable Purchase APR of 19.24% will apply.*
0% APR on Amazon.com purchases

48 months
Your purchase amount will be divided equally over the 48 billing cycles and added to your minimum payment due each month.

After that, your standard variable Purchase APR of 19.24% will apply.*
*This APR is as of 05/12/2020, and will vary with the market based on the Prime Rate.

Amendment to your Cardmember Agreement: The changes described above amend your Cardmember Agreement. Any terms of your account not described in this notice continue to apply.
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Re: Promotional Financing terms / Chase Amazon Rewards Visa Signature Card

Anonymous — Tue, 02 Jun 2020 17:30:17 GMT

48 months?! What kind of purchase amount to get that long financing period?!

Re: Promotional Financing terms / Chase Amazon Rewards Visa Signature Card

M_Smart007 — Tue, 02 Jun 2020 17:45:46 GMT

@Anonymous wrote:
48 months?! What kind of purchase amount to get that long financing period?!

Let me see if I can figure that out on Amazon?.

Re: Promotional Financing terms / Chase Amazon Rewards Visa Signature Card

Anonymous — Tue, 02 Jun 2020 17:55:25 GMT

That's pretty crazy honestly. The store card only goes to 24 months and even then, that's only on certain purchases.

Re: Promotional Financing terms / Chase Amazon Rewards Visa Signature Card

M_Smart007 — Tue, 02 Jun 2020 18:01:08 GMT

@Anonymous wrote:
48 months?! What kind of purchase amount to get that long financing period?!

@Anonymous, So far Amazon has not updated the 48 Promo yet.

I guess it will update when the changes take affect on 6/6/20

I will update you when I find out.

This is all it shows for now ....

Re: Promotional Financing terms / Chase Amazon Rewards Visa Signature Card

M_Smart007 — Tue, 02 Jun 2020 18:08:47 GMT

@Anonymous wrote:
That's pretty crazy honestly. The store card only goes to 24 months and even then, that's only on certain purchases.

Ya, 48 months is pretty Crazy .. I would have used that on My laptop purchase (FREE 0% Money)

Couple of cards perks (there are more)

Extended Warranty Protection

Extends the time period of the U.S. manufacturer's warranty by an additional year, on eligible warranties of three years or less.** Same page link to disclaimer

Purchase Protection

Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account. **

Re: Promotional Financing terms / Chase Amazon Rewards Visa Signature Card

Anonymous — Tue, 02 Jun 2020 18:18:37 GMT

Maybe some day I will end up under 5/24 and be able to get this one. 😂

Re: Promotional Financing terms / Chase Amazon Rewards Visa Signature Card

Anonymous — Tue, 02 Jun 2020 18:51:09 GMT

@M_Smart007 wrote:
Purchase Protection
Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account. **

I use the card extensively on Amazon to get groceries delivered from Whole Foods. And a yellow mango I recently bought turned a bit mouldy after just 5 days. Maybe I should submit a purchase protection claim! (God knows what it would have looked like after 120 days!)

Re: Promotional Financing terms / Chase Amazon Rewards Visa Signature Card

M_Smart007 — Tue, 02 Jun 2020 18:54:11 GMT

@Anonymous wrote:
Maybe some day I will end up under 5/24 and be able to get this one. 😂

You've actually been pretty disciplined in your gardening as of late

I agree on the being under 5/24 ...(probably aint gonna happen, for me)

Was really glad to get the at 27/24.

#IamAnOutlier

Re: Promotional Financing terms / Chase Amazon Rewards Visa Signature Card

M_Smart007 — Tue, 02 Jun 2020 18:59:59 GMT

@Anonymous wrote:
@M_Smart007 wrote:
Purchase Protection
Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account. **
I use the card extensively on Amazon to get groceries delivered from Whole Foods. And a yellow mango I recently bought turned a bit mouldy after just 5 days. Maybe I should submit a purchase protection claim! (God knows what it would have looked like after 120 days!)

@Anonymous ..Gotta say, I read your post and love your ~~sick~~ sense of humor

I bet a few would like to send that @120 days.. to said UW's??

Make sure to send in the moldy mango as proof for claim

Re: Promotional Financing terms / Chase Amazon Rewards Visa Signature Card

Anonymous — Tue, 02 Jun 2020 19:03:17 GMT

@M_Smart007 wrote:
@Anonymous wrote:
Maybe some day I will end up under 5/24 and be able to get this one. 😂

You've actually been pretty disciplined in your gardening as of late

I agree on the being under 5/24 ...(probably aint gonna happen, for me)

Was really glad to get the at 27/24.

#IamAnOutlier

Yeah I may have been good with the gardening lately but I'm still all the way out to 9/2021 before I'm under it (including my app for US Bank later this year, I can add up to 3 more cards after that to still be under 5/24 10/2021).

Amazon is one of the only cards they don't seem to do any offers for to get around 5/24 so I won't have much of a choice if I really want it. There aren't a lot of cards left that I want though and if Disco gives me 0% when I ask in December, I won't need to open another new card until 12/2021. It's not inconceivable that I'll end up under 5/24.

Re: Promotional Financing terms / Chase Amazon Rewards Visa Signature Card

PutThatMoneyOnTheTable — Tue, 02 Jun 2020 19:09:29 GMT

@Anonymous wrote:
@M_Smart007 wrote:
Purchase Protection
Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account. **
I use the card extensively on Amazon to get groceries delivered from Whole Foods. And a yellow mango I recently bought turned a bit mouldy after just 5 days. Maybe I should submit a purchase protection claim! (God knows what it would have looked like after 120 days!)

😅😂🤣🤣🤣🤣🤣

Re: Promotional Financing terms / Chase Amazon Rewards Visa Signature Card

Anonymous — Tue, 02 Jun 2020 19:50:13 GMT

@Anonymous wrote:
@M_Smart007 wrote:
Purchase Protection
Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account. **
I use the card extensively on Amazon to get groceries delivered from Whole Foods. And a yellow mango I recently bought turned a bit mouldy after just 5 days. Maybe I should submit a purchase protection claim! (God knows what it would have looked like after 120 days!)

All joking aside, they are pretty good with refunds. Most of the yogurt they gave me in my order was expired. Got the credit within 24 hours.

Re: Promotional Financing terms / Chase Amazon Rewards Visa Signature Card

Anonymous — Tue, 02 Jun 2020 21:33:53 GMT

@Anonymous wrote:
@Anonymous wrote:
@M_Smart007 wrote:
Purchase Protection
Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account. **
I use the card extensively on Amazon to get groceries delivered from Whole Foods. And a yellow mango I recently bought turned a bit mouldy after just 5 days. Maybe I should submit a purchase protection claim! (God knows what it would have looked like after 120 days!)
All joking aside, they are pretty good with refunds. Most of the yogurt they gave me in my order was expired. Got the credit within 24 hours.

oh yes, very quick (and easy to deal with) for refunds. But that is Amazon rather than Chase. I had the same speedy refund on my Citi Dividend.

Re: Promotional Financing terms / Chase Amazon Rewards Visa Signature Card

Anonymous — Wed, 03 Jun 2020 00:55:47 GMT

Some pretty nice APR terms there!

If I had more "excess" spending those rates would come in pretty handy. I have been looking into an Amazon card more and more lately though due to them selling more "stuff", and it definitely makes buying from some other online places less attractive.

If it weren't for their darn 5/24...

Re: Promotional Financing terms / Chase Amazon Rewards Visa Signature Card

frugal47374 — Wed, 03 Jun 2020 04:39:29 GMT

If you accept one of those promotional deals, are you then paying interest on any other purchases because you are carrying a balance?

Or do they separate it like Amex does with Plan-It...where if you make the monthly Plan-It payment and pay the other purchases in full every month, there is no interest charges.

Chase Amazon Prime Visa Promotion Email!

estukay — Wed, 03 Jun 2020 20:29:05 GMT

Hello myFico!

I do not know why a lot of my cards are giving me promotional offers in midst of what is going on but recently Citi gave me a 10x TY points on gas, grocery stores up to $2,500 spend and 0% APR until Feb 2020.

I checked my email today and Chase hits me with 0% on any purchase from Amazon.com for 48 months! That is crazy!

Maybe they think the economy was going to reopen this month or sometime soon and they figured they may incentize spend, but regardless it is nice to have available.

Best and Stay Safe!

I will attach the email if you guys want to check it out.

Re: Chase Amazon Prime Visa Promotion Email!

Gunnerboy — Wed, 03 Jun 2020 20:36:52 GMT

I got it yesterday. Amazing!

Re: Chase Amazon Prime Visa Promotion Email!

Anonymous — Wed, 03 Jun 2020 20:47:16 GMT

Wait a minute... these don't look they're even deferred interest offers? If the financing is actually 0% and then regular APR, the Synchrony card is miles behind the Chase version!

Re: Chase Amazon Prime Visa Promotion Email!

Loquat — Wed, 03 Jun 2020 20:56:56 GMT

Very nice! I can't wait until I start getting some decent offers rolling in. Starting to get a bit jealous.