topic Re: NFCU APR Reduction in Credit Cards

NFCU APR Reduction

PicoFico — Mon, 15 Jun 2020 19:41:08 GMT

I sent in a message asking for an APR reduction for my cashRewards account that turned 1 year old on 6/14.

Recieved a response today, "upon review they've determined that my account is eligible for 9.65% and will take effect immediately."

17.99 to 9.65 = win!!

Re: NFCU APR Reduction

Anonymous — Mon, 15 Jun 2020 19:35:55 GMT

WOAH! THats a whale of a reduction! Congrats

Re: NFCU APR Reduction

AllZero — Mon, 15 Jun 2020 19:43:22 GMT

Congratulations on your APR reduction! That's a big jump.

Re: NFCU APR Reduction

PicoFico — Mon, 15 Jun 2020 19:45:23 GMT

@AllZero wrote:
Congratulations on your APR reduction! That's a big jump.

Special thanks to you @AllZero, I wouldn't have known apr redux after 1 year was a thing without ya! 👍

Re: NFCU APR Reduction

AllZero — Mon, 15 Jun 2020 19:47:48 GMT

@PicoFico wrote:
@AllZero wrote:
Congratulations on your APR reduction! That's a big jump.
Special thanks to you @AllZero, I wouldn't have known apr redux after 1 year was a thing without ya! 👍

@PicoFico .Glad to help. I credit myFICO members here. That's where I learned about it. 👍

Re: NFCU APR Reduction

Anonymous — Mon, 15 Jun 2020 19:49:00 GMT

Congrats!

I also had a pretty massive reduction when I asked them in February from 16.something on my cashRewards to 11.15% (lowest at the time). NFCU is awesome. Their two cards are two of my lowest at 5.99% and 9.65% (with AOD in the middle).

Re: NFCU APR Reduction

PicoFico — Mon, 15 Jun 2020 19:53:35 GMT

Congrats on your reduction also @Anonymous!

Re: NFCU APR Reduction

Marz2002 — Mon, 15 Jun 2020 20:03:08 GMT

CONGRATS @PicoFico on your HUGE NFCU APR reduction!!!

Re: NFCU APR Reduction

Anonymous — Mon, 15 Jun 2020 22:58:57 GMT

Nice! What an APR reduction!

Re: NFCU APR Reduction

M_Smart007 — Tue, 16 Jun 2020 07:32:37 GMT

@PicoFico wrote:
I sent in a message asking for an APR reduction for my cashRewards account that turned 1 year old on 6/14.

Recieved a response today, "upon review they've determined that my account is eligible for 9.65% and will take effect immediately."

17.99 to 9.65 = win!!

Welcome to the 9.65 club ..Congrats! ..

Re: NFCU APR Reduction

M_Smart007 — Tue, 16 Jun 2020 07:34:19 GMT

@PicoFico wrote:
@AllZero wrote:
Congratulations on your APR reduction! That's a big jump.
Special thanks to you @AllZero, I wouldn't have known apr redux after 1 year was a thing without ya! 👍

The allknowing @AllZero

Re: NFCU APR Reduction

AllZero — Tue, 16 Jun 2020 16:25:45 GMT

@M_Smart007 wrote:
@PicoFico wrote:
@AllZero wrote:
Congratulations on your APR reduction! That's a big jump.
Special thanks to you @AllZero, I wouldn't have known apr redux after 1 year was a thing without ya! 👍
The allknowing @AllZero

@M_Smart007 One of these days, I'll have to try to finish reading the Navy mega thread in it's entirety.

Re: NFCU APR Reduction

M_Smart007 — Tue, 16 Jun 2020 16:36:11 GMT

@AllZero wrote:
@M_Smart007 wrote:
@PicoFico wrote:
@AllZero wrote:
Congratulations on your APR reduction! That's a big jump.
Special thanks to you @AllZero, I wouldn't have known apr redux after 1 year was a thing without ya! 👍
The allknowing @AllZero
@M_Smart007 One of these days, I'll have to try to finish reading the Navy mega thread in it's entirety.

@AllZero, For your reading pleasure

https://ficoforums.myfico.com/t5/Credit-Card-Applications/Navy-Federal-Thread-for-CLI-and-Additional-Cards/td-p/3419729

Re: NFCU APR Reduction

AllZero — Tue, 16 Jun 2020 16:40:49 GMT

@M_Smart007 wrote:
@AllZero wrote:
@M_Smart007 wrote:
@PicoFico wrote:
@AllZero wrote:
Congratulations on your APR reduction! That's a big jump.
Special thanks to you @AllZero, I wouldn't have known apr redux after 1 year was a thing without ya! 👍
The allknowing @AllZero
@M_Smart007 One of these days, I'll have to try to finish reading the Navy mega thread in it's entirety.
@AllZero, For your reading pleasure
https://ficoforums.myfico.com/t5/Credit-Card-Applications/Navy-Federal-Thread-for-CLI-and-Additional-Cards/td-p/3419729

@M_Smart007 Nice. Would like a Cliffs Notes or an abridged version.

Re: NFCU APR Reduction

Anonymous — Thu, 18 Jun 2020 02:07:34 GMT

Congrats on the reduction. I think I am going to have to garden my community activity. I just heard about APR Reduction the other day and found this thread and like all my other activities I try what I see works.

I have had my NFCU nRewards for 3.5 years still have not graduated and I just found out it is not available for the APR Reduction. Go figure. I can't wait for this card to graduate.

Re: NFCU APR Reduction

Credit4Growth — Thu, 18 Jun 2020 02:56:45 GMT

DYNOMITE!