topic Re: helpful chase in Credit Cards

helpful chase

Anonymous — Tue, 16 Jun 2020 14:26:28 GMT

Because I always think I know what I am doing, in order to spend down my URs at 1.5cpp, I bought a $400+ gift card at wholefoods.com on my CSR. Unfortunately, and I should have known, this doesn't count as a grocery purchase. But when I asked Chase why I only got 1%, they explained it was the coding and then gave me 5% anyway.

Really wasn't expecting that, as usually there is all that language that the issuer isn't responsible for coding....

Re: helpful chase

Remedios — Tue, 16 Jun 2020 14:35:29 GMT

I sent money via Western Union once, thinking I was using debit card, but it was Freedom ( in my defense, those were two worst insomnia weeks ever).

I got $10.00 fee (clearly spelled in cardmember agreement), then they refunded it two months later.

The only contact I had with them about it was asking if that "cash advance" took away grace period ( forgot I was in 0% promo).

They can be quite helpful if one makes their words sweet...in case we have to eat them later.

Re: helpful chase

Caught750 — Tue, 16 Jun 2020 15:30:07 GMT

Chase is so NICE!

Re: helpful chase

Remedios — Tue, 16 Jun 2020 16:47:59 GMT

Oh, yesterday Chase app and website didn't work for a couple of hours, couldn't even log in, fingerprint login got disabled, all sorts of shenanigans happened with my accounts, but somehow during all that...Amex managed to take a payment made at 4 pm at 6 pm while everything was down

Now we know why Chase is doing CLDs, Amex sneaking in, taking extra CLs.

Sadly, that's not the weirdest theory you'll read here today