topic Re: Which Cards Offer SP CLIs? in Credit Cards

Which Cards Offer SP CLIs?

ridgebackpilot — Tue, 23 Jun 2020 02:46:09 GMT

Can someone remind me which credit card companies routinely do soft pull CLIs?

I know Discover does them regularly. And I've heard NFCU does them, too, although when I called today the CSR said customer-requested CLIs are always a HP (?)

It would be useful to have a list of the credit card issuers that routinely offer CLIs based only on a SP.

Thanks!

Re: Which Cards Offer SP CLIs?

Anonymous — Tue, 23 Jun 2020 03:02:39 GMT

@ridgebackpilot wrote:
Can someone remind me which credit card companies routinely do soft pull CLIs?

I know Discover does them regularly. And I've heard NFCU does them, too, although when I called today the CSR said customer-requested CLIs are always a HP (?)

It would be useful to have a list of the credit card issuers that routinely offer CLIs based only on a SP.

Thanks!

https://www.doctorofcredit.com/credit-cards/which-credit-card-companies-do-a-hard-pull-for-a-credit-limit-increase/

Re: Which Cards Offer SP CLIs?

Anonymous — Tue, 23 Jun 2020 03:04:33 GMT

Oh and NFCU generally does SP CLIs when you request them via the web. If you request via a human, ymmv.

Re: Which Cards Offer SP CLIs?

Cory88 — Tue, 23 Jun 2020 03:54:48 GMT

AMEX (Most of the time) SP

Citi (Most of the time) SP

PNC (So I was told by a rep in credit.) SP

Re: Which Cards Offer SP CLIs?

Anonymous — Wed, 24 Jun 2020 15:09:33 GMT

Bank of America

Capital One

Re: Which Cards Offer SP CLIs?

chuckwood — Fri, 26 Jun 2020 16:18:19 GMT

synchrony bank backed cards (usually) but be carefull because synchrony financial backed cards (ymmv)