https://ficoforums.myfico.com/t5/Credit-Cards/What-report-does-the-Apple-Card-use/m-p/6065936#M1729881 <P>What does your MyFICO TU FICO 9 look like? Any correlation to what GS is telling you?</P> Sun, 28 Jun 2020 01:56:18 GMT NRB525 2020-06-28T01:56:18Z https://ficoforums.myfico.com/t5/Credit-Cards/What-report-does-the-Apple-Card-use/m-p/6065251#M1729719 <P><span class="lia-inline-image-display-wrapper lia-image-align-center" image-alt="053231D4-C786-438B-A4F8-16F41AA8FFB4.png" style="width: 462px;"><img src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/61611i8DC761C0F247EDF0/image-size/large?v=v2&amp;px=999" role="button" title="053231D4-C786-438B-A4F8-16F41AA8FFB4.png" alt="053231D4-C786-438B-A4F8-16F41AA8FFB4.png" /></span></P><P>&nbsp;</P><P><span class="lia-inline-image-display-wrapper lia-image-align-center" image-alt="6BAE4D29-71ED-402D-8EC1-C41D7F784A18.png" style="width: 462px;"><img src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/61612iEA26783B8CAAE229/image-size/large?v=v2&amp;px=999" role="button" title="6BAE4D29-71ED-402D-8EC1-C41D7F784A18.png" alt="6BAE4D29-71ED-402D-8EC1-C41D7F784A18.png" /></span></P><P>These are my current scores but it differs from what Apple uses and from my vantage score from Credit Karma. What could they be using? I also have no deragatory accounts that I am aware of.</P> Sat, 27 Jun 2020 13:57:10 GMT https://ficoforums.myfico.com/t5/Credit-Cards/What-report-does-the-Apple-Card-use/m-p/6065251#M1729719 Anonymous 2020-06-27T13:57:10Z https://ficoforums.myfico.com/t5/Credit-Cards/What-report-does-the-Apple-Card-use/m-p/6065253#M1729721 <P>They use TU FICO 9.</P> Sat, 27 Jun 2020 14:00:27 GMT https://ficoforums.myfico.com/t5/Credit-Cards/What-report-does-the-Apple-Card-use/m-p/6065253#M1729721 blindambition 2020-06-27T14:00:27Z https://ficoforums.myfico.com/t5/Credit-Cards/What-report-does-the-Apple-Card-use/m-p/6065254#M1729722 <P>My understanding is Apple Card uses TransUnion FICO 9.&nbsp;</P> Sat, 27 Jun 2020 14:00:45 GMT https://ficoforums.myfico.com/t5/Credit-Cards/What-report-does-the-Apple-Card-use/m-p/6065254#M1729722 Anonymous 2020-06-27T14:00:45Z https://ficoforums.myfico.com/t5/Credit-Cards/What-report-does-the-Apple-Card-use/m-p/6065304#M1729737 <P>What's on your TransUnion report that is killing your FICO9 score from them?</P><P>&nbsp;</P><P>(I'm taking an interest because my FICO9 is always 100 pts lower than my FICO8, and I'm wondering if you're in the same boat - looking for DPs)</P> Sat, 27 Jun 2020 15:00:14 GMT https://ficoforums.myfico.com/t5/Credit-Cards/What-report-does-the-Apple-Card-use/m-p/6065304#M1729737 Anonymous 2020-06-27T15:00:14Z https://ficoforums.myfico.com/t5/Credit-Cards/What-report-does-the-Apple-Card-use/m-p/6065936#M1729881 <P>What does your MyFICO TU FICO 9 look like? Any correlation to what GS is telling you?</P> Sun, 28 Jun 2020 01:56:18 GMT https://ficoforums.myfico.com/t5/Credit-Cards/What-report-does-the-Apple-Card-use/m-p/6065936#M1729881 NRB525 2020-06-28T01:56:18Z