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  <channel>
    <title>topic Re: Navy Federal More Rewards card $400 SUB offer. in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/Navy-Federal-More-Rewards-card-400-SUB-offer/m-p/6078702#M1732928</link>
    <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1030839"&gt;@blindambition&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;That's a great SUB fore the More card. I think mine was $200, now basically SD. 😊&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1030839"&gt;@blindambition&lt;/a&gt;, How dare you SD a Navy card! ... &lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/949124"&gt;@AverageJoesCredit&lt;/a&gt; is going to have a little talk with you!!!&lt;/P&gt;</description>
    <pubDate>Sat, 11 Jul 2020 15:59:51 GMT</pubDate>
    <dc:creator>M_Smart007</dc:creator>
    <dc:date>2020-07-11T15:59:51Z</dc:date>
    <item>
      <title>Navy Federal More Rewards card $400 SUB offer.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Navy-Federal-More-Rewards-card-400-SUB-offer/m-p/6078670#M1732917</link>
      <description>I got an email Thursday with this offer and then a mailer with this offer yesterday. Seems like they want me to have this card! 😂 My wife just got this card at a $250 SUB to spend $3000 last month, and we’ve almost met the required spending on that, and now this one pops up. $400 for $3000 spend ain’t bad at all, considering our biggest spend besides utilities is usually groceries, gas, and restaurants, which would stack 3% more in cash back on top of the SUB. If we could just meet the spend on those categories (and I think we could in less than 90 days) we’d earn $490 to spend $3000. Not too shabby! I was planning on gardening until Jan, but this is tempting! I’ve got until Aug 8th before the offer code expires, so I have some time to think about it.</description>
      <pubDate>Sat, 11 Jul 2020 15:26:11 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Navy-Federal-More-Rewards-card-400-SUB-offer/m-p/6078670#M1732917</guid>
      <dc:creator>JNA1</dc:creator>
      <dc:date>2020-07-11T15:26:11Z</dc:date>
    </item>
    <item>
      <title>Re: Navy Federal More Rewards card $400 SUB offer.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Navy-Federal-More-Rewards-card-400-SUB-offer/m-p/6078676#M1732921</link>
      <description>&lt;P&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1081550"&gt;@JNA1&lt;/a&gt;, That is a great SUB offer!&lt;/P&gt;&lt;P&gt;Alway's something trying to pull us out of the garden&lt;img id="smileysurprised" class="emoticon emoticon-smileysurprised" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-surprised.gif" alt="Smiley Surprised" title="Smiley Surprised" /&gt;&lt;/P&gt;</description>
      <pubDate>Sat, 11 Jul 2020 15:31:12 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Navy-Federal-More-Rewards-card-400-SUB-offer/m-p/6078676#M1732921</guid>
      <dc:creator>M_Smart007</dc:creator>
      <dc:date>2020-07-11T15:31:12Z</dc:date>
    </item>
    <item>
      <title>Re: Navy Federal More Rewards card $400 SUB offer.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Navy-Federal-More-Rewards-card-400-SUB-offer/m-p/6078678#M1732922</link>
      <description>&lt;P&gt;Congratulations&amp;nbsp;on your $400 SUB offer!&lt;/P&gt;</description>
      <pubDate>Sat, 11 Jul 2020 15:32:21 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Navy-Federal-More-Rewards-card-400-SUB-offer/m-p/6078678#M1732922</guid>
      <dc:creator>AllZero</dc:creator>
      <dc:date>2020-07-11T15:32:21Z</dc:date>
    </item>
    <item>
      <title>Re: Navy Federal More Rewards card $400 SUB offer.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Navy-Federal-More-Rewards-card-400-SUB-offer/m-p/6078690#M1732926</link>
      <description>&lt;P&gt;That's a great SUB fore the More card. I think mine was $200, now basically SD. 😊&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sat, 11 Jul 2020 15:48:16 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Navy-Federal-More-Rewards-card-400-SUB-offer/m-p/6078690#M1732926</guid>
      <dc:creator>blindambition</dc:creator>
      <dc:date>2020-07-11T15:48:16Z</dc:date>
    </item>
    <item>
      <title>Re: Navy Federal More Rewards card $400 SUB offer.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Navy-Federal-More-Rewards-card-400-SUB-offer/m-p/6078702#M1732928</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1030839"&gt;@blindambition&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;That's a great SUB fore the More card. I think mine was $200, now basically SD. 😊&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1030839"&gt;@blindambition&lt;/a&gt;, How dare you SD a Navy card! ... &lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/949124"&gt;@AverageJoesCredit&lt;/a&gt; is going to have a little talk with you!!!&lt;/P&gt;</description>
      <pubDate>Sat, 11 Jul 2020 15:59:51 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Navy-Federal-More-Rewards-card-400-SUB-offer/m-p/6078702#M1732928</guid>
      <dc:creator>M_Smart007</dc:creator>
      <dc:date>2020-07-11T15:59:51Z</dc:date>
    </item>
    <item>
      <title>Re: Navy Federal More Rewards card $400 SUB offer.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Navy-Federal-More-Rewards-card-400-SUB-offer/m-p/6078706#M1732930</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1064950"&gt;@M_Smart007&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1030839"&gt;@blindambition&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;That's a great SUB fore the More card. I think mine was $200, now basically SD. 😊&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1030839"&gt;@blindambition&lt;/a&gt;, How dare you SD a Navy card! ... &lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/949124"&gt;@AverageJoesCredit&lt;/a&gt; is going to have a little talk with you!!!&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;LOL!! I use what rewards me More. I'm poor like that!! 😂&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sat, 11 Jul 2020 16:03:23 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Navy-Federal-More-Rewards-card-400-SUB-offer/m-p/6078706#M1732930</guid>
      <dc:creator>blindambition</dc:creator>
      <dc:date>2020-07-11T16:03:23Z</dc:date>
    </item>
    <item>
      <title>Re: Navy Federal More Rewards card $400 SUB offer.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Navy-Federal-More-Rewards-card-400-SUB-offer/m-p/6078710#M1732932</link>
      <description>&lt;P&gt;That's a really great SUB!&lt;/P&gt;</description>
      <pubDate>Sat, 11 Jul 2020 16:08:02 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Navy-Federal-More-Rewards-card-400-SUB-offer/m-p/6078710#M1732932</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2020-07-11T16:08:02Z</dc:date>
    </item>
    <item>
      <title>Re: Navy Federal More Rewards card $400 SUB offer.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Navy-Federal-More-Rewards-card-400-SUB-offer/m-p/6078742#M1732938</link>
      <description>&lt;P&gt;Thanks👍&lt;/P&gt;&lt;P&gt;That definitely is a good SUB especially for that card and want it!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;... but I am I&amp;nbsp; the Garend, I'M in the GRADEN! 😣&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Dude, this would be awesome and I wanted to get this card last year.&amp;nbsp; I'm pulling my hair out.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I think I'll have to stop visiting the forums to hit my garden goals, you guys are killing me with good information!&lt;/P&gt;</description>
      <pubDate>Sat, 11 Jul 2020 16:38:26 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Navy-Federal-More-Rewards-card-400-SUB-offer/m-p/6078742#M1732938</guid>
      <dc:creator>Credit4Growth</dc:creator>
      <dc:date>2020-07-11T16:38:26Z</dc:date>
    </item>
    <item>
      <title>Re: Navy Federal More Rewards card $400 SUB offer.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Navy-Federal-More-Rewards-card-400-SUB-offer/m-p/6078847#M1732965</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1064950"&gt;@M_Smart007&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1030839"&gt;@blindambition&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;That's a great SUB fore the More card. I think mine was $200, now basically SD. 😊&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1030839"&gt;@blindambition&lt;/a&gt;, How dare you SD a Navy card! ... &lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/949124"&gt;@AverageJoesCredit&lt;/a&gt; is going to have a little talk with you!!!&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Yeah, not cool but who am i&amp;nbsp; to talk. Im scared to use my Navy cards&amp;nbsp; in fear of burning them in my current life situation. &lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;&lt;/P&gt;</description>
      <pubDate>Sat, 11 Jul 2020 18:35:02 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Navy-Federal-More-Rewards-card-400-SUB-offer/m-p/6078847#M1732965</guid>
      <dc:creator>AverageJoesCredit</dc:creator>
      <dc:date>2020-07-11T18:35:02Z</dc:date>
    </item>
    <item>
      <title>Re: Navy Federal More Rewards card $400 SUB offer.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Navy-Federal-More-Rewards-card-400-SUB-offer/m-p/6078910#M1732970</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1081550"&gt;@JNA1&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;I got an email Thursday with this offer and then a mailer with this offer yesterday. Seems like they want me to have this card! 😂 My wife just got this card at a $250 SUB to spend $3000 last month, and we’ve almost met the required spending on that, and now this one pops up. $400 for $3000 spend ain’t bad at all, considering our biggest spend besides utilities is usually groceries, gas, and restaurants, which would stack 3% more in cash back on top of the SUB. If we could just meet the spend on those categories (and I think we could in less than 90 days) we’d earn $490 to spend $3000. Not too shabby! I was planning on gardening until Jan, but this is tempting! I’ve got until Aug 8th before the offer code expires, so I have some time to think about it.&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;They can send offers like this but we get hit with credit seeking!!! 🤣&lt;/P&gt;&lt;P&gt;Seriously though nice offer!&lt;/P&gt;</description>
      <pubDate>Sat, 11 Jul 2020 19:25:12 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Navy-Federal-More-Rewards-card-400-SUB-offer/m-p/6078910#M1732970</guid>
      <dc:creator>Mr_Mojo_Risin</dc:creator>
      <dc:date>2020-07-11T19:25:12Z</dc:date>
    </item>
    <item>
      <title>Re: Navy Federal More Rewards card $400 SUB offer.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Navy-Federal-More-Rewards-card-400-SUB-offer/m-p/6079148#M1733004</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1090715"&gt;@Mr_Mojo_Risin&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1081550"&gt;@JNA1&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;I got an email Thursday with this offer and then a mailer with this offer yesterday. Seems like they want me to have this card! 😂 My wife just got this card at a $250 SUB to spend $3000 last month, and we’ve almost met the required spending on that, and now this one pops up. $400 for $3000 spend ain’t bad at all, considering our biggest spend besides utilities is usually groceries, gas, and restaurants, which would stack 3% more in cash back on top of the SUB. If we could just meet the spend on those categories (and I think we could in less than 90 days) we’d earn $490 to spend $3000. Not too shabby! I was planning on gardening until Jan, but this is tempting! I’ve got until Aug 8th before the offer code expires, so I have some time to think about it.&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;They can send offers like this but we get hit with credit seeking!!! 🤣&lt;/P&gt;&lt;P&gt;Seriously though nice offer!&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;IKR?? We should get a reprieve when they dangle a carrot in front of us like that! 😂😂</description>
      <pubDate>Sun, 12 Jul 2020 00:23:21 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Navy-Federal-More-Rewards-card-400-SUB-offer/m-p/6079148#M1733004</guid>
      <dc:creator>JNA1</dc:creator>
      <dc:date>2020-07-12T00:23:21Z</dc:date>
    </item>
    <item>
      <title>Re: Navy Federal More Rewards card $400 SUB offer.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Navy-Federal-More-Rewards-card-400-SUB-offer/m-p/6079477#M1733051</link>
      <description>&lt;P&gt;That's a great SUB offer!&amp;nbsp; And also add in the current AMEX promotion of spending $10+ at a small business, get $5 back (up to 10 times).&amp;nbsp; That's an extra $50 on top of the 3% rewards and SUB.&lt;/P&gt;</description>
      <pubDate>Sun, 12 Jul 2020 14:36:44 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Navy-Federal-More-Rewards-card-400-SUB-offer/m-p/6079477#M1733051</guid>
      <dc:creator>Duke_Nukem</dc:creator>
      <dc:date>2020-07-12T14:36:44Z</dc:date>
    </item>
    <item>
      <title>Re: Navy Federal More Rewards card $400 SUB offer.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Navy-Federal-More-Rewards-card-400-SUB-offer/m-p/6208566#M1759418</link>
      <description>&lt;P&gt;I've been a member for about a month and just got a similar email.&amp;nbsp;&lt;/P&gt;&lt;P&gt;Is this just normal member email stuff or am I preapproved ?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Fri, 18 Dec 2020 21:55:59 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Navy-Federal-More-Rewards-card-400-SUB-offer/m-p/6208566#M1759418</guid>
      <dc:creator>Nelsoul</dc:creator>
      <dc:date>2020-12-18T21:55:59Z</dc:date>
    </item>
    <item>
      <title>Re: Navy Federal More Rewards card $400 SUB offer.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Navy-Federal-More-Rewards-card-400-SUB-offer/m-p/6208595#M1759420</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1107616"&gt;@Nelsoul&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;I've been a member for about a month and just got a similar email.&amp;nbsp;&lt;/P&gt;&lt;P&gt;Is this just normal member email stuff or am I preapproved ?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;It was a solid offer for me. They sent me an email and 2 mailers about it, and I used the reservation code and got the offer. With the SUB and points combined, I earned $460 for spending $3K, so that's basically 15.3% cash back for $3K. &amp;nbsp;Not too shabby!&amp;nbsp;&lt;BR /&gt;&lt;span class="lia-inline-image-display-wrapper lia-image-align-center" image-alt="3DC901E1-4586-480B-8F8A-80F9D3E3204C.jpeg" style="width: 253px;"&gt;&lt;img src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/67486iB69B2EB2013A125C/image-size/medium?v=v2&amp;amp;px=400" role="button" title="3DC901E1-4586-480B-8F8A-80F9D3E3204C.jpeg" alt="3DC901E1-4586-480B-8F8A-80F9D3E3204C.jpeg" /&gt;&lt;/span&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;span class="lia-inline-image-display-wrapper lia-image-align-center" image-alt="D68A23CD-0C34-4B84-87F7-A59A7AF1137F.jpeg" style="width: 255px;"&gt;&lt;img src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/67485i06D7BA158D7CFE35/image-size/medium?v=v2&amp;amp;px=400" role="button" title="D68A23CD-0C34-4B84-87F7-A59A7AF1137F.jpeg" alt="D68A23CD-0C34-4B84-87F7-A59A7AF1137F.jpeg" /&gt;&lt;/span&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sat, 19 Dec 2020 00:30:15 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Navy-Federal-More-Rewards-card-400-SUB-offer/m-p/6208595#M1759420</guid>
      <dc:creator>JNA1</dc:creator>
      <dc:date>2020-12-19T00:30:15Z</dc:date>
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