topic Anyone Else? in Credit Cards

Anyone Else?

CivalV — Sun, 02 Aug 2020 16:47:10 GMT

Is anyone's Chase account showing multiple CCs under the Credit Cards section? Normally nothing shows but once my Chase Marriott Bonvoy hit 6-7mos in age I started seeing cards again.

I currently have the Saphirre Reserve, Saphirre Preferred, United explorer, SouthWest & both Freedom Cards showing in that credit card section. No set APR, so I assume marketing?

Might also go into the branch to see if they have any preapprovals on their end. For some reason my online account does not show me preapprovals. Last time I went into the branch, the rep showed me I was preapproved for almost all Chase cards.. *shocker* ... I am looking for a 0% APR for 15-18mos for a balance transfer. My Marriott Bonvoy has an SL of $5k, scores are all in 690s and UTL is at 50%... due to some purchases for my new apt. Only new accounts I have is my Citi Costco and a Secured NFCU card which are both about 4 mos. I am currently 6/24. I will be 4/24 in 5-6 mos.

Re: Anyone Else?

Anonymous — Sun, 02 Aug 2020 17:03:14 GMT

Mine shows pre-approved for both Sapphire cards, CFU and SW.

Re: Anyone Else?

CivalV — Sun, 02 Aug 2020 17:08:29 GMT

@Anonymous wrote:
Mine shows pre-approved for both Sapphire cards, CFU and SW.

Does it give you a set APR? Mine does not show prepproved. It just shows me the current offers. Im curious if I go in branch if that will trigger the preapproval to show on my account like it did back in November

Re: Anyone Else?

Anonymous — Sun, 02 Aug 2020 17:15:54 GMT

I'm assuming if it's pre-approved with a star it's good. Others will give feedback.

Re: Anyone Else?

TSlop — Sun, 02 Aug 2020 18:48:49 GMT

Unless it has a green or black banner and a set APR, it is most likely marketing. I've seen all 3 in my account at different times: green pre-approval, black pre-qualified, and just a CC link. The green has a set APR and I believe the black does as well, but I can't recall.

Currently I have nothing showing except the "find a card" link, but I just accepted a green pre-approval CFU. I used to have the CFU, Marriot and something else earlier this year with no green or black banner. Clicking on them showed an APR range, so I assumed they were marketing.

Re: Anyone Else?

Anonymous — Sun, 02 Aug 2020 18:55:01 GMT

Not a week ago. Generally, I check my accounts on Monday. Only a couple of times have I had the green. Tomorrow I planned a in branch visit.

Re: Anyone Else?

CreditCuriosity — Sun, 02 Aug 2020 23:07:09 GMT

@TSlop wrote:
Unless it has a green or black banner and a set APR, it is most likely marketing. I've seen all 3 in my account at different times: green pre-approval, black pre-qualified, and just a CC link. The green has a set APR and I believe the black does as well, but I can't recall.

Currently I have nothing showing except the "find a card" link, but I just accepted a green pre-approval CFU. I used to have the CFU, Marriot and something else earlier this year with no green or black banner. Clicking on them showed an APR range, so I assumed they were marketing.

+1 on bolded part ya mine is showing SW, United and FU card currently but none are pre-approved like my marriott was close to a year ago. I would be shot down so quickly .

Re: Anyone Else?

Remedios — Sun, 02 Aug 2020 23:37:04 GMT

Chase wouldn't give me a CPR if I need one, and rightfully so.

It's fine, I'll just keep pretending that I really dont want 5% on groceries.

Re: Anyone Else?

Anonymous — Mon, 03 Aug 2020 00:44:26 GMT

This is from just a few minutes ago. The same offers have been there for me for quite some time but at one time they gave me my CL before applying. Now they don't show that anymore. All of them have a exact APR, not a range.

Re: Anyone Else?

Anonymous — Mon, 03 Aug 2020 00:51:14 GMT

Yes my 4 offers are exactly like yours.

Re: Anyone Else?

Remedios — Mon, 03 Aug 2020 00:51:21 GMT

@Anonymous wrote:

This is from just a few minutes ago. The same offers have been there for me for quite some time but at one time they gave me my CL before applying. Now they don't show that anymore. All of them have a exact APR, not a range.

I hate you 😂

Re: Anyone Else?

Anonymous — Mon, 03 Aug 2020 03:39:49 GMT

@Remedios wrote:
@Anonymous wrote:

This is from just a few minutes ago. The same offers have been there for me for quite some time but at one time they gave me my CL before applying. Now they don't show that anymore. All of them have a exact APR, not a range.
I hate you 😂

Re: Anyone Else?

Brian_Earl_Spilner — Mon, 03 Aug 2020 03:46:12 GMT

@Anonymous wrote:
@Remedios wrote:
@Anonymous wrote:

This is from just a few minutes ago. The same offers have been there for me for quite some time but at one time they gave me my CL before applying. Now they don't show that anymore. All of them have a exact APR, not a range.
I hate you 😂

Don't cry. She hates everyone.

Re: Anyone Else?

Remedios — Mon, 03 Aug 2020 04:10:13 GMT

@Anonymous wrote:
@Remedios wrote:
@Anonymous wrote:

This is from just a few minutes ago. The same offers have been there for me for quite some time but at one time they gave me my CL before applying. Now they don't show that anymore. All of them have a exact APR, not a range.
I hate you 😂

I take it back ☹

Re: Anyone Else?

Remedios — Mon, 03 Aug 2020 04:10:39 GMT

@Brian_Earl_Spilner wrote:
@Anonymous wrote:
@Remedios wrote:
@Anonymous wrote:

This is from just a few minutes ago. The same offers have been there for me for quite some time but at one time they gave me my CL before applying. Now they don't show that anymore. All of them have a exact APR, not a range.
I hate you 😂
Don't cry. She hates everyone.

You're fired.

Re: Anyone Else?

Brian_Earl_Spilner — Mon, 03 Aug 2020 05:01:19 GMT

@Remedios wrote:
@Brian_Earl_Spilner wrote:
@Anonymous wrote:
@Remedios wrote:
@Anonymous wrote:

This is from just a few minutes ago. The same offers have been there for me for quite some time but at one time they gave me my CL before applying. Now they don't show that anymore. All of them have a exact APR, not a range.
I hate you 😂
Don't cry. She hates everyone.

You're fired.

I was waiting for you to prove my point.

Re: Anyone Else?

Anonymous — Mon, 03 Aug 2020 12:29:21 GMT

@Remedios wrote:
@Anonymous wrote:

This is from just a few minutes ago. The same offers have been there for me for quite some time but at one time they gave me my CL before applying. Now they don't show that anymore. All of them have a exact APR, not a range.
I hate you 😂

Remedios, remember what we went over in anger management! At this stage, it's OK to be angry, and to want to maim and kill practically everyone, but it's best not to show it (and the smiley ISN'T a great way of hiding it!). So just

a) cross your fingers/scowl/scream

b) write but do not post "I hate your guts, you scum"

and

c) post "I am happy for you"

Re: Anyone Else?

Remedios — Mon, 03 Aug 2020 14:40:58 GMT

@Anonymous wrote:
@Remedios wrote:
@Anonymous wrote:

This is from just a few minutes ago. The same offers have been there for me for quite some time but at one time they gave me my CL before applying. Now they don't show that anymore. All of them have a exact APR, not a range.
I hate you 😂
Remedios, remember what we went over in anger management! At this stage, it's OK to be angry, and to want to maim and kill practically everyone, but it's best not to show it (and the smiley ISN'T a great way of hiding it!). So just

a) cross your fingers/scowl/scream
b) write but do not post "I hate your guts, you scum"
and
c) post "I am happy for you"

I blame the remote learning.

Re: Anyone Else?

Anonymous — Tue, 04 Aug 2020 01:57:23 GMT

No offers for me. Note to self, remember to insert sad face, preferably with a teardrop here.