topic Re: Chase United Cards have a new SUB! in Credit Cards

Chase United Cards have a new SUB!

MyFault — Tue, 04 Aug 2020 17:31:27 GMT

The Chase United Explorer card 60k SUB is back, but with only $3k spend:

https://www.doctorofcredit.com/chase-united-explorer-60000-miles-signup-bonus-with-3000-spend/

The United Club Infinite 100k SUB announced with $5k spend also:

https://www.doctorofcredit.com/chase-united-club-infinite-card-100000-mile-bonus-with-5000-spend-525-annual-fee/

Offer is available until 9/30 for anyone interested.

I hate 5/24

Re: Chase United Cards have a new SUB!

fearlessdragon — Tue, 04 Aug 2020 05:52:54 GMT

Looks like a sweet deal. I already got United explorer in 2014 and currently have 40k miles. Can i PC this card to another chase card and apply for new United explorer and get this bonus 60k, so that i can have total of 100k miles. Will i lose my 40k miles when i cancel my united card?

Re: Chase United Cards have a new SUB!

wasCB14 — Tue, 04 Aug 2020 05:58:53 GMT

I'm actually down to 4/24 but have plenty of United miles remaining. The two or three routes where I'm likely to fly United so rarely have reasonable awards when I need them.

(LAX/ONT to SFO or ACV)

Re: Chase United Cards have a new SUB!

coldfusion — Tue, 04 Aug 2020 10:43:13 GMT

@fearlessdragon wrote:
Looks like a sweet deal. I already got United explorer in 2014 and currently have 40k miles. Can i PC this card to another chase card and apply for new United explorer and get this bonus 60k, so that i can have total of 100k miles. Will i lose my 40k miles when i cancel my united card?

You'd have to see if they will let you downgade to either the Mileage Plus or Travelbank card as both have been closed to new applicants.

The only officially supported option would be to PC the Explorer to a Club card as long as you have at least a $15K CL. Chase doesn't support a PC from co-branded to core cards nor between the different co-branded product lines like for example United to Marriott.

The miles are associated with your UA Mileage Plus account and you would not lose them if you PC'd or cancelled the card.

Re: Chase United Cards have a new SUB!

Anonymous — Tue, 04 Aug 2020 14:12:32 GMT

good deal...i'm currently at 4/24 right now though haha

got at least another year to go before 1 drops off.

Re: Chase United Cards have a new SUB!

Anonymous — Tue, 04 Aug 2020 16:47:12 GMT

@coldfusion wrote:
You'd have to see if they will let you downgade to either the Mileage Plus or Travelbank card as both have been closed to new applicants.
The only officially supported option would be to PC the Explorer to a Club card as long as you have at least a $15K CL..

Does the Mileage Plus card have an annual fee (the old one)? If I recall correctly, it did not have one for 1K fliers and above. I like the benefits of the Infinite Club card, but since my b/f and I both have lifetime United Club cards, the cost would not make sense.

Re: Chase United Cards have a new SUB!

coldfusion — Tue, 04 Aug 2020 17:15:53 GMT

@Anonymous wrote:
@coldfusion wrote:
You'd have to see if they will let you downgade to either the Mileage Plus or Travelbank card as both have been closed to new applicants.
The only officially supported option would be to PC the Explorer to a Club card as long as you have at least a $15K CL..

Does the Mileage Plus card have an annual fee (the old one)? If I recall correctly, it did not have one for 1K fliers and above. I like the benefits of the Infinite Club card, but since my b/f and I both have lifetime United Club cards, the cost would not make sense.

I know the card you mean, it's still serviced with benefits intact, and the current AF is $140/yr. I don't remember whether or not I got waivers for those years I was a 1K.

I would agree that if each of you holds a lifetime UC membership the Club card wouldn't have much added value vs. an Explorer card.

Re: Chase United Cards have a new SUB!

Anonymous — Tue, 04 Aug 2020 21:06:08 GMT

@coldfusion wrote:
I know the card you mean, it's still serviced with benefits intact, and the current AF is $140/yr. I don't remember whether or not I got waivers for those years I was a 1K.

I would agree that if each of you holds a lifetime UC membership the Club card wouldn't have much added value vs. an Explorer card.

The problem is that as 1K Flyers, it is not even clear that the regular Explorer card is worth it. Upgrades on award tickets, a slightly higher position as a tie breaker against other people with the same status for upgrade, and 25% off WiFi vs. $95. If I at least got an extra bag, it would sometimes be worth it. :-)

Re: Chase United Cards have a new SUB!

coldfusion — Tue, 04 Aug 2020 21:12:21 GMT

@Anonymous wrote:
@coldfusion wrote:
I know the card you mean, it's still serviced with benefits intact, and the current AF is $140/yr. I don't remember whether or not I got waivers for those years I was a 1K.

I would agree that if each of you holds a lifetime UC membership the Club card wouldn't have much added value vs. an Explorer card.

The problem is that as 1K Flyers, it is not even clear that the regular Explorer card is worth it. Upgrades on award tickets, a slightly higher position as a tie breaker against other people with the same status for upgrade, and 25% off WiFi vs. $95. If I at least got an extra bag, it would sometimes be worth it. :-)

Sometimes every little bit can be worth it with regard to tiebreakers

I remember flights SFO-BOS where nearly half the passengers were either GS or 1K.

Re: Chase United Cards have a new SUB!

Anonymous — Tue, 04 Aug 2020 21:37:26 GMT

I honestly toyed with the idea of the United Infinite before covid. I had about 20 flights set up for the year and it seemed like a good idea. Seems like I will just live in gold status this year thanks to early season flying. Has Chase done any sort of earning structure like they did with CSR and others related to COVID spending categories for either of these cards? Like, more miles for groceries/instacart/etc?

Still kind of debating it with the 100k deal. Hopefully it gets extended to sometime after October when I don't care anymore about inquiries and new accounts.

Re: Chase United Cards have a new SUB!

coldfusion — Tue, 04 Aug 2020 22:21:35 GMT

They did but I'd have to search my emails because there was nothing that struck me as being overly meaningful by way of spend although there was an invitation to donate miles which United would match.

Re: Chase United Cards have a new SUB!

red259 — Mon, 17 Aug 2020 06:13:35 GMT

So what is the general consensus with these offers? I'm at 4/24. Wondering if I should jump on one of these offers. Also, is the club access good for flying with any airline the day of or only United/partners? Kinda thinking the infinite isnt worth it for the signup alone and the club access with everything going on may not be good enough to offset the fee so the explorer may be the better card.

Re: Chase United Cards have a new SUB!

coldfusion — Mon, 17 Aug 2020 11:08:00 GMT

@red259 wrote:
So what is the general consensus with these offers? I'm at 4/24. Wondering if I should jump on one of these offers. Also, is the club access good for flying with any airline the day of or only United/partners? Kinda thinking the infinite isnt worth it for the signup alone and the club access with everything going on may not be good enough to offset the fee so the explorer may be the better card.

United added restrictions in late 2018 that admission to a United Club requires a same-day boarding pass on a United/United Express or Star Alliance-member flight, consistent with restrictions that other airlines imposed with their own clubs.

The Explorer card does give you 2 UC passes per year and still gets you priority boarding, if you have at least a $15K SL you can always upgrade to the Club card in a year if travel restrictions loosen up.

Re: Chase United Cards have a new SUB!

red259 — Tue, 18 Aug 2020 06:17:51 GMT

I noticed the united business card offers the same signup as the personal card. I'm at 4/24. I haven't had any united cards with chase. I own my own business. In the current enviroment is it harder to get approved for one over the other? I have both chase personal and business cards. Do these cards share a bonus lockout or can I get the bonus on both?

Re: Chase United Cards have a new SUB!

randomguy1 — Tue, 18 Aug 2020 12:32:40 GMT

@red259 wrote:
I noticed the united business card offers the same signup as the personal card. I'm at 4/24. I haven't had any united cards with chase. I own my own business. In the current enviroment is it harder to get approved for one over the other? I have both chase personal and business cards. Do these cards share a bonus lockout or can I get the bonus on both?

Sole props are getting denied left and right even with people with high scores and previous business cards. LLCs are hit or miss. High earning established LLCs might get approved.

Re: Chase United Cards have a new SUB!

red259 — Tue, 18 Aug 2020 20:29:15 GMT

@randomguy1 wrote:
@red259 wrote:
I noticed the united business card offers the same signup as the personal card. I'm at 4/24. I haven't had any united cards with chase. I own my own business. In the current enviroment is it harder to get approved for one over the other? I have both chase personal and business cards. Do these cards share a bonus lockout or can I get the bonus on both?
Sole props are getting denied left and right even with people with high scores and previous business cards. LLCs are hit or miss. High earning established LLCs might get approved.

Hmm maybe I should go ahead and skip the business app and just go for the personal card. I have a sole prop with three business cards all of which I use for different reasons. Last one I picked up last November.

Re: Chase United Cards have a new SUB!

red259 — Wed, 19 Aug 2020 08:01:35 GMT

Can someone let me know if my math here is correct. My understanding is with the chase united club card the signup is 100k for 5k spend. There is a $525 AF. This comes with club access. What I am curious about is that I read that I can pay the AF with united miles at a rate of 1.5 cents a piece. By that math it would cost me 35k miles to pay the AF. I would still end up with a signup bonus of 65k miles vs the 60k miles I would get with the explorer card and I would have club access. It would cost me $2k more spend. Am I doing this math right? Does it make more sense to go for the club card even with the current travel situation?

Re: Chase United Cards have a new SUB!

coldfusion — Wed, 19 Aug 2020 11:56:54 GMT

I thought that was a one-time promo for current cardholders whose annual fee was due in March-May. Unknown if that promo is still ongoing or if it is available to new cardholders. In any case you'd want to be sure you already had at least 35K miles in your account because nobody is going to wait for you to meet the SUB and get the 100K miles deposited before you pay the AF.

Re: Chase United Cards have a new SUB!

randomguy1 — Wed, 19 Aug 2020 14:46:28 GMT

@red259 wrote:
@randomguy1 wrote:
@red259 wrote:
I noticed the united business card offers the same signup as the personal card. I'm at 4/24. I haven't had any united cards with chase. I own my own business. In the current enviroment is it harder to get approved for one over the other? I have both chase personal and business cards. Do these cards share a bonus lockout or can I get the bonus on both?
Sole props are getting denied left and right even with people with high scores and previous business cards. LLCs are hit or miss. High earning established LLCs might get approved.
Hmm maybe I should go ahead and skip the business app and just go for the personal card. I have a sole prop with three business cards all of which I use for different reasons. Last one I picked up last November.

I think I have have seen 2 SP data points in the last few months of being approved and dozens of denials. I have a real business (SP) but no business relationship with Chase. I have been waiting to apply for a business card but I probably will stay away for the time being until Chase changes its stance.

Re: Chase United Cards have a new SUB!

red259 — Wed, 19 Aug 2020 20:46:25 GMT

@randomguy1 wrote:
@red259 wrote:
@randomguy1 wrote:
@red259 wrote:
I noticed the united business card offers the same signup as the personal card. I'm at 4/24. I haven't had any united cards with chase. I own my own business. In the current enviroment is it harder to get approved for one over the other? I have both chase personal and business cards. Do these cards share a bonus lockout or can I get the bonus on both?
Sole props are getting denied left and right even with people with high scores and previous business cards. LLCs are hit or miss. High earning established LLCs might get approved.
Hmm maybe I should go ahead and skip the business app and just go for the personal card. I have a sole prop with three business cards all of which I use for different reasons. Last one I picked up last November.
I think I have have seen 2 SP data points in the last few months of being approved and dozens of denials. I have a real business (SP) but no business relationship with Chase. I have been waiting to apply for a business card but I probably will stay away for the time being until Chase changes its stance.

Yea. Based on this I think I will wait as well on future chase business apps. The cobrands may be easier than the Inks, but even in the good times chase would sometimes give me a hassle over technicalities.