topic PNC CLI in Credit Cards

PNC CLI

Cory88 — Tue, 04 Aug 2020 21:37:41 GMT

I'm new to PNC CC and my cash card is about to hit 6m old in Sep 2020 and do they do an automatic CLI on the account most of the time and are they still doing any with everthing that is going on? My EX FICO 9: 790 (Thiers) at 12.5k CL now.

Re: PNC CLI

recoveringfrombk7 — Tue, 04 Aug 2020 21:42:27 GMT

DH got one last month. I think he went 12.5 -> 17. He is paying down a BT that was over 7k, now at about 2500. They are SP.

Re: PNC CLI

Anonymous — Wed, 05 Aug 2020 01:47:35 GMT

My PNC cash card started at 17.5K in 2017 and that's where it sits now. I didn't get an automatic CLI and was denied a requested CLI for reason of not utilizing current CL. So I would think CL utilization is a factor with getting an auto or requested CLI.

Re: PNC CLI

JNA1 — Wed, 05 Aug 2020 11:40:10 GMT

Mine started at $5K and I got a $3K CLI up to $8K at 6 mos. I did request the CLI and it was a SP.

Re: PNC CLI

TSlop — Wed, 05 Aug 2020 12:02:38 GMT

My PNC Points card auto CLI from ~$3k to $12.5k since 2006. I believe the auto CLIs were mostly early on, so I don't know if they are still doing it as much. I also started using it less since around 2014, so the auto CLIs have ceased.