topic Re: BBVA Pre-qualification process in Credit Cards

BBVA Pre-qualification process

Anonymous — Sat, 18 Jul 2020 13:15:04 GMT

Will they contact me if I do it. I'm not interested in their cards. Just curious on the SL really.

Re: BBVA Pre-qualification process

Gmood1 — Sat, 18 Jul 2020 13:37:24 GMT

if you fill out the prequal and qualify. They will contact you.

Re: BBVA Pre-qualification process

M_Smart007 — Sun, 19 Jul 2020 17:40:01 GMT

@Gmood1 wrote:
if you fill out the prequal and qualify. They will contact you.

Re: BBVA Pre-qualification process

randomguy1 — Sun, 19 Jul 2020 19:16:29 GMT

I have prequalified onlline with the Clearpoints at least twice and one other card. Never have been contacted. I have a banking relationship with them as well. Never went further to apply though.

Re: BBVA Pre-qualification process

Gmood1 — Sun, 19 Jul 2020 19:34:18 GMT

@randomguy1

Sorry for the confusion. I was referring to the personal loan pre-approvals.

Not the CCs.

BBVA won't contact on CC pre-approvals.

Re: BBVA Pre-qualification process

Anonymous — Mon, 20 Jul 2020 01:57:25 GMT

Just tried it and it said Californians are not allowed to use the link 😭

Re: BBVA Pre-qualification process

randomguy1 — Mon, 20 Jul 2020 02:08:27 GMT

BBVA is definitely geofenced.

Re: BBVA Pre-qualification process

Anonymous — Mon, 20 Jul 2020 02:19:08 GMT

Californians can get the card according to the website but for some strange reason the link will not allow us.

Re: BBVA Pre-qualification process

M_Smart007 — Mon, 20 Jul 2020 02:33:17 GMT

@Anonymous wrote:
Californians can get the card according to the website but for some strange reason the link will not allow us.

I am in CA, I waited for the pre-qual mailer ... was approved for the Clearpoints card.

I think you can go into a CA branch and apply, I see they have some in CA.

Re: BBVA Pre-qualification process

Anonymous — Mon, 20 Jul 2020 02:53:10 GMT

@Anonymous wrote:
Californians can get the card according to the website but for some strange reason the link will not allow us.

Frustratingly, BBVA's prequal link only work for AL and TX. Change the state to anything else and it will error out. They don't really seem interested in updating it either but you can take a trip to a branch and they will run a prequal for you.

Re: BBVA Pre-qualification process

Anonymous — Sun, 02 Aug 2020 14:11:48 GMT

Do those bonus category offers occur monthly?

@Anonymous wrote:
@Anonymous wrote:
Californians can get the card according to the website but for some strange reason the link will not allow us.
Frustratingly, BBVA's prequal link only work for AL and TX. Change the state to anything else and it will error out. They don't really seem interested in updating it either but you can take a trip to a branch and they will run a prequal for you.

Re: BBVA Pre-qualification process

Anonymous — Sun, 02 Aug 2020 14:34:55 GMT

@Anonymous wrote:
Do those bonus category offers occur monthly?
@Anonymous wrote:
@Anonymous wrote:
Californians can get the card according to the website but for some strange reason the link will not allow us.
Frustratingly, BBVA's prequal link only work for AL and TX. Change the state to anything else and it will error out. They don't really seem interested in updating it either but you can take a trip to a branch and they will run a prequal for you.

BBVA sends out targeted offers every month but there is no guarantee you will be targeted when they do. For example, I didn't get targeted this month.

https://www.doctorofcredit.com/targeted-bbva-earn-5x-points-on-health-self-care-purchases/

Re: BBVA Pre-qualification process

M_Smart007 — Sun, 02 Aug 2020 18:14:05 GMT

I hardly ever get a BBVA offer .. but I rarely use the card. (too many overlapping cards)

Re: BBVA Pre-qualification process

Anonymous — Wed, 05 Aug 2020 19:47:17 GMT

Just called if I can do a pre-qualification and they kept transferring me from place to place. I live 25 min from a branch. I told them about their pre-qualification link and that it doesn't work for Californians and they have no clue. Will call again when I'm in the mood.

Re: BBVA Pre-qualification process

AzCreditGuy — Wed, 05 Aug 2020 20:53:49 GMT

Theres a reason why I closed my BBVA bank account and that CC process was a joke, wasted an INQ on them but 4 out 5 CC isnt bad

Re: BBVA Pre-qualification process

Anonymous — Thu, 06 Aug 2020 01:50:48 GMT

@Anonymous wrote:
Just called if I can do a pre-qualification and they kept transferring me from place to place. I live 25 min from a branch. I told them about their pre-qualification link and that it doesn't work for Californians and they have no clue. Will call again when I'm in the mood.

Yeah BBVA customer service never seems to have a clue. 🤦‍♂️

Re: BBVA Pre-qualification process

Anonymous — Sat, 15 Aug 2020 00:09:14 GMT

Just tried the prequalification link and it did not go thru because my Exp is frozen. I'm confused I thought this was a SP.

Re: BBVA Pre-qualification process

M_Smart007 — Sat, 15 Aug 2020 00:52:22 GMT

@Anonymous wrote:
Just tried the prequalification link and it did not go thru because my Exp is frozen. I'm confused I thought this was a SP.

It is a SP, but you will need to have your reort un-frozen.

Re: BBVA Pre-qualification process

M_Smart007 — Sat, 15 Aug 2020 00:53:09 GMT

@Anonymous wrote:
@Anonymous wrote:
Just called if I can do a pre-qualification and they kept transferring me from place to place. I live 25 min from a branch. I told them about their pre-qualification link and that it doesn't work for Californians and they have no clue. Will call again when I'm in the mood.
Yeah BBVA customer service never seems to have a clue. 🤦‍♂️

I called once, that seemed to be the case

Re: BBVA Pre-qualification process

Anonymous — Sat, 15 Aug 2020 04:03:12 GMT

@Anonymous wrote:
Just tried the prequalification link and it did not go thru because my Exp is frozen. I'm confused I thought this was a SP.

SPs cannot be done for the purpose of additional credit when the bureaus are frozen or locked. Only SPs coded as AR are allowed.

How much sense would a freeze make if a SP could still open a new account?