topic Any good Balance Transfers out?? in Credit Cards

Any good Balance Transfers out??

Anonymous — Sat, 15 Aug 2020 14:44:06 GMT

Its been a while since been on here since I have been chilling in the garden. At a 760 but I want to BT about 7k (4kCiti +3k Dis) to a new account and try to get 0% for a bit. Any ideas on what CC's might be having any good offers. I currently have

2x Cap 1 cards

1 Disco

2x (citi & Shell)

1 Chase

1 Khols

I try to keep things streamlined as you can see. For me its easier to have just a few cards with higher limits then worry about managing tons of different accounts. Thoughts???

Thanks

Re: Any good Balance Transfers out??

M_Smart007 — Sat, 15 Aug 2020 16:16:27 GMT

Right now is kind of a tough time to get a decent CL BT card,

you might look into joining a credit union.

Re: Any good Balance Transfers out??

AverageJoesCredit — Sat, 15 Aug 2020 23:42:06 GMT

Lol Penfed sent me a mailer for the PCR with a 12 month bt option at zero. I wouldnt get approved but it shows you maybe try Penfed?

Re: Any good Balance Transfers out??

NRB525 — Sun, 16 Aug 2020 00:07:18 GMT

What are the limits on your 2 CapOne cards? They typically do not have a BT fee.

If limits are sufficient, move the $4k from Citi to a CapOne card.

BT the Discover $3k to Citi.

BT the CapOne $4k to Discover.

Fees involved, in Citi and Discover if you don't use the Discover low rate offer, but limits are certain and no HP necessary.

Re: Any good Balance Transfers out??

Anonymous — Mon, 17 Aug 2020 15:44:23 GMT

Thanks

Re: Any good Balance Transfers out??

Anonymous — Mon, 17 Aug 2020 15:45:31 GMT

I got about 20k in cap1 between the two cards 0% usage.