topic Re: Go Home, Amex, You're Drunk in Credit Cards

Go Home, Amex, You're Drunk

Brian_Earl_Spilner — Fri, 14 Aug 2020 13:04:25 GMT

Logged in to my account today to verify payments cleared and was greeted with this banner at the top of my Gold card page.

PhotoGrid_1597409474532.jpg

Being that it wasn't an MR card, I was meh. Then I go to the Delta Platinum page and get this at the top.

PhotoGrid_1597409853902.jpg

Upgrade what card? I don't have the Blue Cash. I went ahead and clicked on the upgrade link out of curiosity and get this.

Not an upgrade, but now I'm tempted for that 25% cashback SUB. I click on the apply button to see if it's pre-approved, and it's not. Think Amex is trolling me. Just found it odd about the language used. Anyone else seeing this?

Re: Go Home, Amex, You're Drunk

Remedios — Fri, 14 Aug 2020 14:04:39 GMT

I'm seeing it

Re: Go Home, Amex, You're Drunk

sammydavidjr — Fri, 14 Aug 2020 14:20:15 GMT

I love Amex because of their attention to detail, but this time I think they've missed an opportunity to be as near-perfect as I usually find them to be: I see that same offer in my account under all my cards, even though I am actually ineligible for it because I already have the Blue Cash Everyday card.
I checked the offer terms and they indeed exclude anyone who has or has had the card.

The welcome offer, intro APRs, and intro plan fees are not available to applicants who have or have had this Card. We may also consider the number of American Express Cards you have opened and closed as well as other factors in making a decision on your welcome offer, intro APRs, and intro plan fee eligibility.

Personalization of the user experience is something I always appreciate, and this is a missed opportunity to do that.

Re: Go Home, Amex, You're Drunk

Anonymous — Fri, 14 Aug 2020 14:32:02 GMT

I saw it also this morning. Does me no good with four revolvers already, one of which being BCP.

Re: Go Home, Amex, You're Drunk

joltdude — Fri, 14 Aug 2020 15:20:20 GMT

Perhaps i need a BCE card..... could use the SUB (Yes I got this offer too)

Also got an offer thats not as good for upgrading my CM to a BCP.... Earn $150 back after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive the $150 back in the form of a statement credit.

-J

Re: Go Home, Amex, You're Drunk

MrDisco99 — Fri, 14 Aug 2020 15:28:26 GMT

I saw that Amazon offer this morning as well and got interested until I saw it has the lifetime language in the offer. I had the BCE 3 years ago so no good for me.

It's a good offer for anyone who hasn't had this card, though. $300 for $1000 spend is nothing to sneeze at.

Re: Go Home, Amex, You're Drunk

Curious_George2 — Fri, 14 Aug 2020 15:45:53 GMT

I'm seeing similar offers. I didn't take screenshots, but it was worse yesterday when these first appeared. I think the one on my gold card invited me to "upgrade" that card to something in the Blue Cash family. The verb they use today is "apply." Maybe they're sobering up a bit.

Re: Go Home, Amex, You're Drunk

Anonymous — Fri, 14 Aug 2020 17:06:50 GMT

It would be nice if they offered the 20% Amazon offer to current cardholders, as opposed to only new applicants. Especially considering what's going on right now with uncertainty and Banks being cautious as it is in some cases.

the "up to" 20% is intersting, I would be curious just what items are eligible for the max 20% versus what you actually get.

Re: Go Home, Amex, You're Drunk

Anonymous — Fri, 14 Aug 2020 17:21:07 GMT

At least you and others received the offer. Nothing for me!

Re: Go Home, Amex, You're Drunk

cashorcharge — Fri, 14 Aug 2020 17:33:14 GMT

I had the exact same options this morning when I too logged in to verify payments!

Pre-Covid I was getting messages every day...You're pre-approved for a Loan of up to XX at XX% and You're pre-approved for a Amex Plat Business. I kept clicking them away.....

Then...COVID and they disappeared. When I saw that, I was like...Hmmm....maybe their outlook is better than expected? Nope...just trying to hype me up...

Re: Go Home, Amex, You're Drunk

BmoreBull — Fri, 14 Aug 2020 17:36:05 GMT

My DW received the offer when she logged into her account for her cash magnet. However, clicking the apply now receives the, applying to expand your membership message. So I'm guessing this is a no go to app for this card. Good offer though.

Re: Go Home, Amex, You're Drunk

NRB525 — Fri, 14 Aug 2020 17:40:17 GMT

I have this offer language for the Blue Cash. The concern is, I don't spend $1,000 on Amazon in an entire year, so this limited SUB objective isn't interesting for me. Never had a cash-back AMEX, all mine are / have been points systems.

Plus, I'm trying to juggle 5 existing AMEX accounts to properly utilize all the available credits and offers.

Re: Go Home, Amex, You're Drunk

MrDisco99 — Fri, 14 Aug 2020 18:40:52 GMT

@BmoreBull wrote:
My DW received the offer when she logged into her account for her cash magnet. However, clicking the apply now receives the, applying to expand your membership message. So I'm guessing this is a no go to app for this card. Good offer though.

I've seen that message and gotten approved in the past. It's not necessarily a bad sign.

Re: Go Home, Amex, You're Drunk

Anonymous — Fri, 14 Aug 2020 20:58:28 GMT

i'm getting the same messages under my platinum card account.

i logged in this morning and got the blue cash everyday upgrade message.

logged in a second time and got the amazon message.

Re: Go Home, Amex, You're Drunk

K-in-Boston — Fri, 14 Aug 2020 21:06:45 GMT

No upgrade offers for me, but I do see the BCE application banner up top on all of my cards except Marriott (prompting me for 10x offer which I have already enrolled in), Business Platinum, and Delta Platinum Business cards.

Re: Go Home, Amex, You're Drunk

Brian_Earl_Spilner — Sat, 15 Aug 2020 00:59:14 GMT

@MrDisco99 wrote:
@BmoreBull wrote:
My DW received the offer when she logged into her account for her cash magnet. However, clicking the apply now receives the, applying to expand your membership message. So I'm guessing this is a no go to app for this card. Good offer though.
I've seen that message and gotten approved in the past. It's not necessarily a bad sign.

I've never been pre-approved for any of my cards.

Re: Go Home, Amex, You're Drunk

pinkandgrey — Sat, 15 Aug 2020 01:11:49 GMT

Yeah, I see that too. Too bad I already had the BCE lol

Re: Go Home, Amex, You're Drunk

Anonymous — Sat, 15 Aug 2020 23:28:02 GMT

I had the offer as well and really was not in the market for another AMEX- but in the name of FICO for data points, I applied.
When I hit apply, I got a pop-up that said, "Due to your past and/or current AMEX relationship, you are ineligible for this introductory offer..." It gave me the option to cancel the application and I did.
My husbands does not have any AMEX products nor do I have him as an AU on my cards so I may have him apply and see what it turns out.

Re: Go Home, Amex, You're Drunk

Brooklyn2018 — Sun, 16 Aug 2020 03:45:40 GMT

@Brian_Earl_Spilner wrote:
Logged in to my account today to verify payments cleared and was greeted with this banner at the top of my Gold card page.
PhotoGrid_1597409474532.jpg

Being that it wasn't an MR card, I was meh. Then I go to the Delta Platinum page and get this at the top.
PhotoGrid_1597409853902.jpg

Upgrade what card? I don't have the Blue Cash. I went ahead and clicked on the upgrade link out of curiosity and get this.

Not an upgrade, but now I'm tempted for that 25% cashback SUB. I click on the apply button to see if it's pre-approved, and it's not. Think Amex is trolling me. Just found it odd about the language used. Anyone else seeing this?

I saw the same offers and I KNOW for sure there had to be something wrong-party pooper sorry- I called because my account is way too new and there could be no way I'm already getting offers to upgrade a Miles card to Cash back card. CSR said it was a ⚡️glitch⚡️ and I wasn't the only one calling in to investigate. So there's that. Good offers though. A little perplexed but, Thanks Amex!!🙄

I❤️NY