topic Re: Cell phone and streaming service in Credit Cards

Cell phone and streaming service

razzy116 — Thu, 20 Aug 2020 23:14:16 GMT

What credit cards are good to buy cell phones and streaming services? Thank you and be safe.

Re: Cell phone and streaming service

Anonymous — Thu, 20 Aug 2020 23:25:28 GMT

@razzy116 wrote:
What credit cards are good to buy cell phones and streaming services? Thank you and be safe.

When you say buy cell phones do you mean paying the monthly bill or actually buying cell phones?

Re: Cell phone and streaming service

Gmood1 — Thu, 20 Aug 2020 23:30:00 GMT

@razzy116 wrote:
What credit cards are good to buy cell phones and streaming services? Thank you and be safe.

My top pick is the US bank Cash+ followed by the BBVA Compass Clear points.

Re: Cell phone and streaming service

kerplunk — Fri, 21 Aug 2020 00:21:50 GMT

U.S. Bank Cash+ works for both buying a cell phone (electronics stores) and cell phone service.

5% cash back.

Re: Cell phone and streaming service

Anonymous — Fri, 21 Aug 2020 02:16:51 GMT

Verizon charges extra for many of their plans if you pay for service with a credit card (other than theirs). The difference is far more than you'd likely earn in rewards. I'm not sure about other carriers.

Re: Cell phone and streaming service

K-in-Boston — Fri, 21 Aug 2020 02:38:55 GMT

@Anonymous wrote:
Verizon charges extra for many of their plans if you pay for service with a credit card (other than theirs). The difference is far more than you'd likely earn in rewards. I'm not sure about other carriers.

Some account types have a $2 convenience fee for one-time website or over the phone payments, but for auto-billing not only is there no charge but sometimes an additional credit.

Re: Cell phone and streaming service

wasCB14 — Fri, 21 Aug 2020 02:56:30 GMT

I'd have an Amex Platinum anyway, so the $20 monthly allowance for each (in lieu of airport lounges which are mostly closed) is nice.

Re: Cell phone and streaming service

Anonymous — Fri, 21 Aug 2020 03:20:54 GMT

Chase Ink if you want to be in UR system is nice for streaming and cell purchases/bill. That assumes the ability to show a business source of income.

Otherwise the Cash+ is a good bet.

Re: Cell phone and streaming service

Loquat — Fri, 21 Aug 2020 03:24:02 GMT

Are you looking to add a new card or earn rewards from cards you already have?

Re: Cell phone and streaming service

Anonymous — Fri, 21 Aug 2020 13:52:08 GMT

@K-in-Boston wrote:
@Anonymous wrote:
Verizon charges extra for many of their plans if you pay for service with a credit card (other than theirs). The difference is far more than you'd likely earn in rewards. I'm not sure about other carriers.
Some account types have a $2 convenience fee for one-time website or over the phone payments, but for auto-billing not only is there no charge but sometimes an additional credit.

Verizon's autopay discount explicitly requires paying via ACH or a debit card. You used to get the discount just for having autopay on, even if you paid early with a credit card. Now they claw back the credit.

https://www.verizon.com/support/auto-pay-faqs/

Re: Cell phone and streaming service

razzy116 — Fri, 21 Aug 2020 14:29:48 GMT

@Anonymous wrote:
@razzy116 wrote:
What credit cards are good to buy cell phones and streaming services? Thank you and be safe.
When you say buy cell phones do you mean paying the monthly bill or actually buying cell phones?

Buying a phone and cell phone bill. Thank you and be safe.

Re: Cell phone and streaming service

K-in-Boston — Fri, 21 Aug 2020 14:30:22 GMT

@Anonymous wrote:
@K-in-Boston wrote:
@Anonymous wrote:
Verizon charges extra for many of their plans if you pay for service with a credit card (other than theirs). The difference is far more than you'd likely earn in rewards. I'm not sure about other carriers.
Some account types have a $2 convenience fee for one-time website or over the phone payments, but for auto-billing not only is there no charge but sometimes an additional credit.
Verizon's autopay discount explicitly requires paying via ACH or a debit card. You used to get the discount just for having autopay on, even if you paid early with a credit card. Now they claw back the credit.

https://www.verizon.com/support/auto-pay-faqs/

Hmmm, either it still applies to FIOS and business wireless plans, or just grandfathered in. The personal one looks like it's per line; that would be huge on the business account but alas it is per account. But definitely no fee for autopay with a credit card.

Re: Cell phone and streaming service

razzy116 — Fri, 21 Aug 2020 14:33:45 GMT

@Loquat wrote:
Are you looking to add a new card or earn rewards from cards you already have?

A new card. Thank you and be safe.

Re: Cell phone and streaming service

Anonymous — Fri, 21 Aug 2020 14:39:39 GMT

Another vote for BBVA ClearPoints and US Bank Cash+

BBVA ClearPoints' utility category covers both my Comcast cable bill and my Xfinity Mobile cell phone service at 3% and there are no caps on that card. BBVA also sends out lots of targeted offers to earn more.

US Bank's Cash+ is 5% but has caps and more restrictive categories. Still though, it's 5%.

Re: Cell phone and streaming service

Anonymous — Fri, 21 Aug 2020 15:16:38 GMT

@K-in-Boston wrote:

https://www.verizon.com/support/auto-pay-faqs/
Hmmm, either it still applies to FIOS and business wireless plans, or just grandfathered in. The personal one looks like it's per line; that would be huge on the business account but alas it is per account. But definitely no fee for autopay with a credit card.

It's not a fee per se, you just don't get the discount. I use the business paypal debit on FiOS as the 1% plus the discount is better than using a 3% credit card (on my bill) I don't have an eligible plan for the discount on VzW, so I use a credit card to get insurance coverage there.