topic Re: Chase Product Change questions in Credit Cards

Chase Product Change questions

sxa001 — Sat, 05 Sep 2020 00:58:33 GMT

A a few quick questions, I could ask a Chase representative but figured I would post here.

My AF for CSP will get charged in January. I am pretty convinced at this point that I want to PC it to a Freedom Flex later this year. I don't see my travel in 2021 being enough to really get the benefits for the $95 and I don't know with my role change at work if I will ever be back to the days where I am traveling that extensively and I have other cards for travel now (I am satisifed with 3% Cash Back on the Costco).

My questions are:

1) My CSP is my second oldest open revolving account, does Chase keep the original open date if I do a produce change?
2) Will there be a HP?
3) I am assuming that my current UR's will just transfer over and remain? Pretty sure that is the case but wasn't sure.

Re: Chase Product Change questions

Anonymous — Sat, 05 Sep 2020 01:04:06 GMT

1}. Yes

2}. No

3}. Not sure 🤔

Re: Chase Product Change questions

TSlop — Sat, 05 Sep 2020 01:15:19 GMT

The points will transfer over. I PC'd my CSP to a no AF Sapphire and back to a CSP with no issues or lost points.

Re: Chase Product Change questions

sxa001 — Sat, 05 Sep 2020 01:33:51 GMT

Thank you both for the quick answers, I kind of figured that would all be the case. I just don't have much experience with this. I have downgraded/upgraded cards in the past within the same line but never have gone to a completely different product.

Re: Chase Product Change questions

M_Smart007 — Sat, 05 Sep 2020 02:23:03 GMT

@sxa001 wrote:
Thank you both for the quick answers, I kind of figured that would all be the case. I just don't have much experience with this. I have downgraded/upgraded cards in the past within the same line but never have gone to a completely different product.

Good Luck on your PC!