topic Re: Citi Costco credit card in Credit Cards

Citi Costco credit card

razzy116 — Mon, 07 Sep 2020 04:21:55 GMT

Do you need to be a costco member to apply for the card? thinking about applying down the road and i"m paying a collection that i have. Thank you and be safe.

Re: Citi Costco credit card

SouthernCredit — Mon, 07 Sep 2020 04:24:08 GMT

I think you either have to have a membership, or sign up for one as part of the application process.

Re: Citi Costco credit card

wasCB14 — Mon, 07 Sep 2020 05:00:45 GMT

The first blank to fill in on the online application is your membership number.

I got mine by calling and PCing from AA Platinum. The Citi rep on the phone needed my membership number to process the PC.

Citi has very flexible PC rules (except for the fact that a Costco card cannot be PCed to anything else). I think it's good to take advantage of them by getting a big TY or AA SUB first and then PCing...if you can wait a year for the Citi Costco card.

Re: Citi Costco credit card

razzy116 — Mon, 07 Sep 2020 15:33:06 GMT

What does TY and AA SUB mean? Thank you and be safe.

Re: Citi Costco credit card

wasCB14 — Mon, 07 Sep 2020 15:47:08 GMT

ThankYou is a Citi points system, similar to Amex MR and Chase UR. You can get a SUB worth maybe $500 on Prestige and Premier last I checked. I got rid of my Prestige two years ago.

AA is American Airlines. SUBs of roughly 50,000 miles (roughly $500 in value) are common.

SUB is "sign-up bonus" (really "minimum spend bonus" but the term SUB is in more common use).

Re: Citi Costco credit card

Anonymous — Mon, 07 Sep 2020 21:20:02 GMT

@wasCB14 what is a big TY or AA SUB? Must be code or something.

Re: Citi Costco credit card

Anonymous — Mon, 07 Sep 2020 21:21:37 GMT

@wasCB14 sorry didn't read far enough. Lol

Re: Citi Costco credit card

razzy116 — Thu, 10 Sep 2020 03:31:45 GMT

I have 2 citi cards in collections that i am paying off, would i be black listed for the citi costco credit card? Thank you and be safe.

Re: Citi Costco credit card

randomguy1 — Thu, 10 Sep 2020 04:00:27 GMT

@razzy116 wrote:
I have 2 citi cards in collections that i am paying off, would i be black listed for the citi costco credit card? Thank you and be safe.

Yep

Re: Citi Costco credit card

Anonymous — Thu, 10 Sep 2020 17:30:40 GMT

@razzy116 wrote:
I have 2 citi cards in collections that i am paying off, would i be black listed for the citi costco credit card? Thank you and be safe.

Unfortunately yea

Re: Citi Costco credit card

Anonymous — Tue, 04 May 2021 16:01:38 GMT

Yes, the Citi Costco card doesn't have an annual fee but requires you to maintain your Costco membership. I think they close your card after 90 without membership.