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    <title>topic Re: CC's ......geesh! in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/CC-s-geesh/m-p/548337#M174377</link>
    <description>I got that same letter from hooters a few days ago.</description>
    <pubDate>Mon, 03 Aug 2009 07:22:49 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2009-08-03T07:22:49Z</dc:date>
    <item>
      <title>CC's ......geesh!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/CC-s-geesh/m-p/548300#M174371</link>
      <description>&lt;P&gt;As i reported before I applied online for Macy's and nothing showed.&amp;nbsp; I contacted them a few days later I believe and was told I was denied and that I would get a letter in 7-10 days.&amp;nbsp; Well, still no letter from Macy's.&amp;nbsp; Should I call them again to find out what the deal is?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Also, in the mail I did get a letter from Hooters.&amp;nbsp; I was approved for their card last month.&amp;nbsp; this letter says that I received incorrect information when my app was processed.&amp;nbsp; Apparently my rates were incorroect:&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Variable rate information:&lt;/P&gt;&lt;P&gt;The disclosed purchase margin was 9.95 percentage points....correct Purchase margin is 13.2 percentage points&lt;/P&gt;&lt;P&gt;The disclosed cash advance MArgin was 14.95 percentage points.....correct CAM is 18.2 percentage points&lt;/P&gt;&lt;P&gt;The disclosed DEFAULT MARGIN was 23.95 percentage points......correct DF is 20.20 percentage points.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;APR of 16.70% is accurate based on the current Prime Rate.&amp;nbsp; Your APR is determined by adding the margin to the Prime Rate.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Geesh...............&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;It was signed by the Presidentof Hooters....yeah right! lol!!!!!!&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Mon, 03 Aug 2009 04:30:32 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/CC-s-geesh/m-p/548300#M174371</guid>
      <dc:creator>aquatic1</dc:creator>
      <dc:date>2009-08-03T04:30:32Z</dc:date>
    </item>
    <item>
      <title>Re: CC's ......geesh!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/CC-s-geesh/m-p/548337#M174377</link>
      <description>I got that same letter from hooters a few days ago.</description>
      <pubDate>Mon, 03 Aug 2009 07:22:49 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/CC-s-geesh/m-p/548337#M174377</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2009-08-03T07:22:49Z</dc:date>
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