topic Re: American Express won't support 3rd party payment apps with more rewards anymore in Credit Cards

American Express won't support 3rd party payment apps with more rewards anymore

Anonymous — Wed, 09 Sep 2020 13:02:41 GMT

Just got a letter saying that American Express won't be given any additional cashback on 3rd party payment apps like Apple Pay and Google Pay.

Did anyone else get this? Pretty lame if you ask me. Now they're forcing me to carry around 1 extra card for no reason.

Re: American Express won't support 3rd party payment apps with more rewards anymore

M_Smart007 — Wed, 09 Sep 2020 13:04:33 GMT

I had not got the letter/email, sounds pretty ridiculous to me

Re: American Express won't support 3rd party payment apps with more rewards anymore

wasCB14 — Wed, 09 Sep 2020 13:11:25 GMT

I'm confused. Is this something to do with an Apple/Google rewards program? Or the gas/grocery bonus categories on BCE?

Re: American Express won't support 3rd party payment apps with more rewards anymore

sammydavidjr — Wed, 09 Sep 2020 13:12:06 GMT

Sounds bad. What exactly do you think they mean with "additional" cash back?

Re: American Express won't support 3rd party payment apps with more rewards anymore

Remedios — Wed, 09 Sep 2020 13:18:07 GMT

I'll go ahead and join #teamconfused

Re: American Express won't support 3rd party payment apps with more rewards anymore

Anonymous — Wed, 09 Sep 2020 13:21:13 GMT

You know what I could be wrong here. I'm just confused about the way they're putting it in the letter.

If you go to the FAQ at their website it says:

• You may not earn additional rewards if you choose to make a purchase using:

A third party payment account

A mobile or digital wallet (for details on Apple Pay, Google Pay, Samsung pay, and Fitbit Pay)

But then right below it it says:

Q: Will I earn rewards for purchases if I use Apple Pay, Google Pay, Samsung Pay, and Fitbit Pay?

A: If you use Apple Pay, Google Pay, Samsung Pay, and Fitbit Pay, you will earn rewards in the same way as you would if you used your Card with the merchant.

Re: American Express won't support 3rd party payment apps with more rewards anymore

sammydavidjr — Wed, 09 Sep 2020 13:27:07 GMT

@Anonymous wrote:
You know what I could be wrong here. I'm just confused about the way they're putting it in the letter.

If you go to the FAQ at their website it says:
• You may not earn additional rewards if you choose to make a purchase using:
A third party payment account
A mobile or digital wallet (for details on Apple Pay, Google Pay, Samsung pay, and Fitbit Pay)
But then right below it it says:
Q: Will I earn rewards for purchases if I use Apple Pay, Google Pay, Samsung Pay, and Fitbit Pay?
A: If you use Apple Pay, Google Pay, Samsung Pay, and Fitbit Pay, you will earn rewards in the same way as you would if you used your Card with the merchant.

Heart attack over.

Re: American Express won't support 3rd party payment apps with more rewards anymore

Brian_Earl_Spilner — Wed, 09 Sep 2020 13:30:59 GMT

Maybe they're talking about apps like rakuten that give you bonus MRs for going through them.

@K-in-Boston :

Re: American Express won't support 3rd party payment apps with more rewards anymore

K-in-Boston — Wed, 09 Sep 2020 13:31:47 GMT

It simply means that some transactions may not earn bonus category rewards or Amex Offers if they are not processed directly by the merchant.

Examples would include ordering through UberEats may not trigger the restaurant category like making a purchase directly with the restaurant, using your card to top off your iTunes account and then having YouTube Premium bill to your Apple wallet won't trigger the streaming credit, etc.

Re: American Express won't support 3rd party payment apps with more rewards anymore

Anonymous — Wed, 09 Sep 2020 13:40:56 GMT

Yeah oops.

I'll delete my post. Glad I'm wrong