topic Re: Any Cool NEW CARDS coming out?! in Credit Cards

Any Cool NEW CARDS coming out?!

Girlzilla88 — Mon, 14 Sep 2020 15:49:56 GMT

I'm bored LOL as I often am, I wanted to know since seeing the topic of the X1 card if there are any New or Exciting things a-foot/a-brew LOL Not talking about Amex, Chase, Discover, Navy cards that are well known but more so of cards people may not know about or little random banks that have neat cards out or coming soon?! Just looking to find new cool stuff to share if possible

Re: Any Cool NEW CARDS coming out?!

Anonymous — Mon, 14 Sep 2020 15:55:07 GMT

It's pretty quiet right now which is making it really easy to garden.

Re: Any Cool NEW CARDS coming out?!

Girlzilla88 — Mon, 14 Sep 2020 15:58:19 GMT

@Anonymous LMAO maybe that's why I'm extra bored lately I feel like everything is sort of at a halt or at the very least a loooooooong pause?!

Re: Any Cool NEW CARDS coming out?!

Kforce — Mon, 14 Sep 2020 16:08:25 GMT

Leave the garden.

Get two new cards.

Then a new "Cool" card will be announced. (Almost always works)

Re: Any Cool NEW CARDS coming out?!

coreysw12 — Mon, 14 Sep 2020 16:12:19 GMT

@Anonymous wrote:
It's pretty quiet right now which is making it really easy to garden.

Yep, it's a great time to work on getting under 5/24 right now if anyone's been looking for a new chase card in the near future.

I'm only 4/24, but in april I'll be 1/24 if I don't get anything new before then, and lately it seems exceedingly unlikely that I'll get anything new before then.

Re: Any Cool NEW CARDS coming out?!

Girlzilla88 — Mon, 14 Sep 2020 16:24:37 GMT

@Kforce LMAO always or just like you give in to get that one thing and then next week it's on Sale! XD

Re: Any Cool NEW CARDS coming out?!

Girlzilla88 — Mon, 14 Sep 2020 16:25:23 GMT

@coreysw12 Oh you are very close I would just hold out honestly April is pretty much next week the way this year is going....LOL

Re: Any Cool NEW CARDS coming out?!

Anonymous — Mon, 14 Sep 2020 16:25:50 GMT

@coreysw12 wrote:
@Anonymous wrote:
It's pretty quiet right now which is making it really easy to garden.
Yep, it's a great time to work on getting under 5/24 right now if anyone's been looking for a new chase card in the near future.

I'm only 4/24, but in april I'll be 1/24 if I don't get anything new before then, and lately it seems exceedingly unlikely that I'll get anything new before then.

I'm still 19/24... 😅 Gotta wait til 9/2021 before I'm 4/24 (actually will be 1/24 10/2021 so I can add 3 cards between then and now).

Only immediate plans are US Bank Cash+.

Re: Any Cool NEW CARDS coming out?!

Girlzilla88 — Mon, 14 Sep 2020 16:28:45 GMT

@Anonymous LMAO that looks like my Vantage EQ I have like 11 or 12 that will be going out in groups over the next year or so I may be exaggerating on the number a bit but it is a lot LOL....But at least you got the option for 3 cards by then does US BANK have the same 5/24 rule as Chase?!

Re: Any Cool NEW CARDS coming out?!

Anonymous — Mon, 14 Sep 2020 16:34:14 GMT

@Girlzilla88 wrote:
@Anonymous LMAO that looks like my Vantage EQ I have like 11 or 12 that will be going out in groups over the next year or so I may be exaggerating on the number a bit but it is a lot LOL....But at least you got the option for 3 cards by then does US BANK have the same 5/24 rule as Chase?!

US Bank has a 1/12 rule lately. I'll be 1/12 next month, thinking I'll apply either next month or wait until November. I'm not really in a rush either way. If I buy a new phone, I will want a card to earn a quick SUB, so it depends on when Apple launches the 12 Pro Max and whether or not I actually want to upgrade from my XS Max. And I may just choose to use my Apple Card and finance it.

Re: Any Cool NEW CARDS coming out?!

Wavester64 — Mon, 14 Sep 2020 21:46:11 GMT

@Anonymous wrote:
@coreysw12 wrote:
@Anonymous wrote:
It's pretty quiet right now which is making it really easy to garden.
Yep, it's a great time to work on getting under 5/24 right now if anyone's been looking for a new chase card in the near future.

I'm only 4/24, but in april I'll be 1/24 if I don't get anything new before then, and lately it seems exceedingly unlikely that I'll get anything new before then.
I'm still 19/24... 😅 Gotta wait til 9/2021 before I'm 4/24 (actually will be 1/24 10/2021 so I can add 3 cards between then and now).

Only immediate plans are US Bank Cash+.

278-days until I am 2/12 for US Bank Cash+ - or if I go for the gusto - 582-days until I am 4/24 for the Chase FF! OMG, the wait Hopefully USB will be nice to me beforehand since I am now a customer of theirs 2x's now since my denial earlier this year and send me a mailer!

Re: Any Cool NEW CARDS coming out?!

Girlzilla88 — Mon, 14 Sep 2020 21:58:21 GMT

@Wavester64 @Anonymous LOL *fingers crossed* for you both XD

Re: Any Cool NEW CARDS coming out?!

Anonymous — Mon, 14 Sep 2020 22:02:41 GMT

@Wavester64 wrote:
@Anonymous wrote:
@coreysw12 wrote:
@Anonymous wrote:
It's pretty quiet right now which is making it really easy to garden.
Yep, it's a great time to work on getting under 5/24 right now if anyone's been looking for a new chase card in the near future.

I'm only 4/24, but in april I'll be 1/24 if I don't get anything new before then, and lately it seems exceedingly unlikely that I'll get anything new before then.
I'm still 19/24... 😅 Gotta wait til 9/2021 before I'm 4/24 (actually will be 1/24 10/2021 so I can add 3 cards between then and now).

Only immediate plans are US Bank Cash+.
278-days until I am 2/12 for US Bank Cash+ - or if I go for the gusto - 582-days until I am 4/24 for the Chase FF! OMG, the wait Hopefully USB will be nice to me beforehand since I am now a customer of theirs 2x's now since my denial earlier this year and send me a mailer!

Gotta be 1/12, not 2/12.

I have 29 days as of today.

Re: Any Cool NEW CARDS coming out?!

Citylights18 — Mon, 14 Sep 2020 23:20:56 GMT

The trend seems to be more 5% cash back categories. No issuer goes in with a full 5% card of course (3% is the extreme maxium).

I'm a big believer of trying to retool my lineup to lower AFs and more business cards over personal. In the past I made a lot of tactical additions to my lineup. For instance I knew I was about to go on vacation and drop a bunch of money so I'd try to slip in a new card to take advantage. Now with a WoH and AMEX Green I don't feel the urge to break out something new for a trip. CFU is now 5% on flights which is a solid 10% RTR in addition to the airline miles which are usually 5x points (about 7%).

Not that many cards can be useful to me at this point however I don't have any business cards so that is kind of my target more than anything else just to build my business AoA.

1) AMEX Business Hilton AF $95 (solid 3.6% gas card, priority pass select, gold elite for status matching)

2) Delta Gold Business Card AF $0 year 1/AF $95 (good ecoystem for my AMEX points, low AF airline card)

3) Jan 2021 Citi American Airlines Advantage $0 year 1/AF $99 (65,000 bonus points)

Then what I am looking to do in January is PC my personal Citi AA card when the AF comes due to a Citi Rewards+. This way it lowers my AF on my personal lineup to $438 and transferring it to my business lineup where its easier to interpret as a sunk cost. 3 buisness cards should be enough to seed the business credit garden.

There is the points/perks aspects about cards but can they move you ahead financially? Purely scalping points isn't the end all. You'll end up with more points than what you can use.

Re: Any Cool NEW CARDS coming out?!

blindambition — Mon, 14 Sep 2020 23:25:03 GMT

Nothing OTBP I've seen. Only other card I know is coming is US Bank Altitude Connect.

Re: Any Cool NEW CARDS coming out?!

Anonymous — Tue, 15 Sep 2020 00:14:23 GMT

Some have gardened, harvested, composted and turned over the soil again and just waiting to plant an app. Im looking to see what comes out next and it will be interesting, but I don't really app unless its something I'm really interested in. My last big interest in a new product was 2 years ago with Propel.

Re: Any Cool NEW CARDS coming out?!

notmyrealname23 — Tue, 15 Sep 2020 01:18:28 GMT

@Anonymous wrote:
@coreysw12 wrote:
@Anonymous wrote:
It's pretty quiet right now which is making it really easy to garden.
Yep, it's a great time to work on getting under 5/24 right now if anyone's been looking for a new chase card in the near future.

I'm only 4/24, but in april I'll be 1/24 if I don't get anything new before then, and lately it seems exceedingly unlikely that I'll get anything new before then.
I'm still 19/24... 😅 Gotta wait til 9/2021 before I'm 4/24 (actually will be 1/24 10/2021 so I can add 3 cards between then and now).

Only immediate plans are US Bank Cash+.

I'm somewhere between LOL/24 and ROTFLMAO/24 until Q1 2022. ¯\_(ツ)_/¯

(Basically, now that AMEX has me in their good graces again I've blown being under 5/24 for a year or so- my Chapter 13 wasn't going to let me get a Chase card before then no matter what, so I went wild in 2019. The possible Chase slots for 2020 are now used by AMEX. I ain't even mad, though.)

Re: Any Cool NEW CARDS coming out?!

Aim_High — Tue, 15 Sep 2020 03:13:14 GMT

Given the economic climate, I'm kind of surprised to see as much activity and new products as we have seen! Off the top of my head, since the coronavirus pandemic, we've seen ...

AOD FCU introduced "new" 3% uncapped uncategorized Visa Signature
US Bank introduced the "new" Altitude GO with 4x points on Dining, takeout, and delivery ... plus more
Synchrony introduced the Verizon Visa with 4% on Gas and Groceries ... plus more
Chase enhanced the Freedom Unlimited and introduced the new Freedom Flex with 5% on travel booked through Chase ... plus more

And those are just a few that come to mind! Other examples anyone?

Re: Any Cool NEW CARDS coming out?!

Wavester64 — Tue, 15 Sep 2020 14:57:54 GMT

@Anonymous wrote:
@Wavester64 wrote:
@Anonymous wrote:
@coreysw12 wrote:
@Anonymous wrote:
It's pretty quiet right now which is making it really easy to garden.
Yep, it's a great time to work on getting under 5/24 right now if anyone's been looking for a new chase card in the near future.

I'm only 4/24, but in april I'll be 1/24 if I don't get anything new before then, and lately it seems exceedingly unlikely that I'll get anything new before then.
I'm still 19/24... 😅 Gotta wait til 9/2021 before I'm 4/24 (actually will be 1/24 10/2021 so I can add 3 cards between then and now).

Only immediate plans are US Bank Cash+.
278-days until I am 2/12 for US Bank Cash+ - or if I go for the gusto - 582-days until I am 4/24 for the Chase FF! OMG, the wait Hopefully USB will be nice to me beforehand since I am now a customer of theirs 2x's now since my denial earlier this year and send me a mailer!
Gotta be 1/12, not 2/12.

I have 29 days as of today.

282-days until 1/12. The benefit of apping for a lot of cards at once is that they all scroll off at the same time

Re: Any Cool NEW CARDS coming out?!

Anonymous — Tue, 15 Sep 2020 15:52:03 GMT

@Wavester64 wrote:
@Anonymous wrote:
@Wavester64 wrote:
@Anonymous wrote:
@coreysw12 wrote:
@Anonymous wrote:
It's pretty quiet right now which is making it really easy to garden.
Yep, it's a great time to work on getting under 5/24 right now if anyone's been looking for a new chase card in the near future.

I'm only 4/24, but in april I'll be 1/24 if I don't get anything new before then, and lately it seems exceedingly unlikely that I'll get anything new before then.
I'm still 19/24... 😅 Gotta wait til 9/2021 before I'm 4/24 (actually will be 1/24 10/2021 so I can add 3 cards between then and now).

Only immediate plans are US Bank Cash+.
278-days until I am 2/12 for US Bank Cash+ - or if I go for the gusto - 582-days until I am 4/24 for the Chase FF! OMG, the wait Hopefully USB will be nice to me beforehand since I am now a customer of theirs 2x's now since my denial earlier this year and send me a mailer!
Gotta be 1/12, not 2/12.

I have 29 days as of today.
282-days until 1/12. The benefit of apping for a lot of cards at once is that they all scroll off at the same time

Don't I know it. I tended to app in groups of three 😂